We all know that the future is the world of new energy vehicles, Volkswagen, Honda, Toyota, Hyundai and other world-renowned car companies have begun to transform to electrification, which shows that the era of traditional fuel vehicles has begun to slowly end. With the continuous improvement of the ownership of new energy vehicles, many new energy vehicle companies have actually sold insurance, this wave of operations I am also drunk, what is the situation? Let's take a look!
About the pure electric car car insurance, it can be said that the future development of new energy vehicles is another outlet, so the layout of pure electric car insurance can not be delayed, but the car insurance on new energy vehicles is still groping forward, last year's new energy vehicle ownership as high as 7.84 million units, and according to big data analysis, in 2025 new energy vehicle sales will reach 20% of the total car sales, new energy vehicle ownership continues to rise, on pure electric car car insurance can be said to be a very potential market, Not only is it tempting for insurance companies, even car companies, as early as January 19, Weilai specially established Weilai Insurance Company, but Weilai Automobile is not the first car company to "eat crabs", as early as 2018, BYD launched the UBI personalized pricing insurance service, and in the same year, Xiaopeng Automobile also formally established Xiaopeng Automobile Insurance Agency Co., Ltd., and their forward-looking had to serve!
Tesla as the world's leading new energy vehicle boss, as early as 2017 Musk made insurance regulations for new energy vehicles, in 2019 Tesla even introduced a new energy vehicle commercial insurance exclusive products, Musk said that the future insurance will become Tesla's main products, the future Tesla self-operated insurance business will account for about 30% of the total profit, the importance of insurance!
In 2021, new energy vehicle insurance has become a cash cow in the vehicle insurance industry, new energy vehicle insurance revenue increased by 76% year-on-year, according to the analysis of the Insurance Regulatory Commission, by 2035, the total premium of new energy vehicle insurance is expected to exceed 200 billion yuan, Cui Dongshu, secretary general of the Association, analyzed that under the trend of high profits, the new energy car companies in the car insurance team are full of temptation.
However, high profits are accompanied by high risks, although new energy vehicle companies can successfully enter the auto insurance industry with the natural advantage of customer reserves, but if the hard problem of "high insurance and low compensation" of new energy vehicles is not solved, car companies still have a long way to go to impact the auto insurance industry.