Western Securities: Loan investment, the increase is more private small and micro inclusive loans, supply chain financing, scientific and technological innovation loans, green loans. Incremental loans to housing companies are rare because of silver

Western Securities: Loan investment, the increase is more private small and micro inclusive loans, supply chain financing, scientific and technological innovation loans, green loans. There are very few incremental loans to housing enterprises, because the bank risk control is still relatively cautious, and in the future, the loans of housing enterprises may be due to renew, but there will certainly be no significant growth. At present, the intention of the central bank to cooperate with stable growth is strong. The banks reported at the beginning of January this year the target is relatively high, the central bank did not interfere to say that it is not allowed, by the end of the month some of the banks with lower reporting targets actually exceeded the quota, the central bank is only appropriate to prompt a little control, and does not want to be as strict as last September to require pressure drop.