My third brother has been paying for flexible employment for 29 years and has just finished retiring, and he was shocked when he saw the pension.
The happiest thing in this life is to be able to receive a pension after retirement, but it is not reflected in my third brother. The third brother turned 60 last month, and he just went to complete the retirement procedures, and he was relieved.
I finally completed my mission, and I can receive my retirement salary without paying any more fees next month, and I can't help but be secretly happy in my heart, but looking back on the journey along the way, it is really too tortuous.
The third brother went from working in a state-owned enterprise to working alone, and the social security was paid according to the flexible employment method for 29 years, but now seeing the amount of pension received, he was really shocked, he never expected to receive so much money.
The third brother is the youngest of the ten brothers and sisters in our family, and it is also the pride of our family, he was admitted to the university in the eighties, and in that era, it was very enviable for anyone to produce a college student in the village.
At that time, I was admitted to the business school a year earlier than my brother, belonging to the technical secondary school, and there were two college students in the family, which could be said to be well-known in our village at that time.
The third brother was assigned to work in the rubber factory in the city, where he worked for seven years, and the welfare benefits in the factory were very good at that time.
He was also assigned a dormitory, and his work was very easy. The third brother also successfully became a family, and he was also very respected in the factory, after all, there were very few college students at that time.
But later, due to various reasons, the rubber factory gradually failed, and the wages in the factory slowly could not be paid, and the factory began to lay off employees. Although the third brother was not laid off in the laboratory, his salary was often not paid.
Later, the factory was completely lost, all the employees went home, and then the factory was sold to a real estate developer, and the old employees received subsidies according to their length of service, and the third brother received a subsidy of 15,000 yuan at that time, and the state also issued a two-year unemployment benefit, 800 yuan per month.
It turned out that the enterprise was so beautiful, but he was unemployed all of a sudden, and the third brother felt that his life had fallen to the bottom all of a sudden, he was the pillar of the family, and he had to support his family, and the subsidy of 15,000 yuan could not be spent casually! I had to find something to do, at that time, many private companies were more mature, and the third brother found a private company to go to work.
Knowledge is power, because the third brother is a knowledgeable person, he is very appreciated by the boss when he applies for the job, and the conditions are very good in all aspects.
There was one thing that made my third brother undecided, that is, he did not pay social insurance, and there was no good unit to go to at that time, so he was forced to stay in life. Because the third brother is kind and hard-working, he is also very valued by the boss in this new unit.
He has been working here for three years, and the matter of not paying social insurance has always been a knot in his heart, and later he heard from his colleagues that he is paying it himself, and he will retire without paying his salary. Now that you pay social security, you can have a guarantee in the future.
So the third brother went home and told his younger siblings what he thought, at that time the younger siblings were also laid off, and they had just given birth, and the family lived on the third brother's salary alone, which can be said to be very difficult.
The younger siblings did not agree with the third brother to pay social security, she said to take care of the present, and I don't know how far I will go in the future, and the children will support you when you are old. My third brother is a thoughtful person, who knows whether the future child can be counted on, and it is more secure that fate is still in his own hands.
He went to the Social Security Bureau for consultation, and the staff listened to his situation and told him that if he wanted to be insured, he could insure himself as a flexible employee, but the contribution might be higher.
After going back, the third brother thought about it for several days, and then came to my house to tell me his thoughts, and finally decided to hide from his younger siblings and go through the social security procedures.
In order to pay social security, the third brother worked in the company during the day, set up a stall at night, went to the wholesale market to wholesale some haberdashery, and set up a stall in the downtown area. After a few years, the unit where he worked went bankrupt due to the influence of the general climate, and the third brother was unemployed again, and he was faced with another choice in life.
Over the years, in addition to paying social security, there are also some savings in hand, this time the unemployed third brother is not as anxious as last time, he has money in his hands, he wants to do something by himself, no longer work for others, these years of stalls have also accumulated some experience, so he discussed with his younger siblings, and wanted to open a department store by himself.
Just do it, choose the address, and the small supermarket will open immediately. I really admire my little brother, hard-working, energetic and have his own ideas.
My brother and sister are also an expert in managing the family, with the help of my brother and sister, the business of the small supermarket is getting better and better, and later expanded the storefront, and the next door was also merged, and I have money in my hands, so my third brother adjusted his social security from the lowest level to the highest level, the original payment was 40%, and now it has been increased to 100%, thinking that the grade of payment is high, and the pension will be higher in the future.
This year, the third brother reached the age of retirement, in March he went to the social security bureau to go through the retirement procedures, got the pension verification form, social security regulations, where more than 15 years of insurance, over 60 years old and meet the retirement conditions of flexible employment personnel, can apply for pension.
Like my third brother, I paid more than 1,000 fast a month, and I paid it for 29 consecutive years, and when I retired, the salary I received must not be less, but when the third brother saw the verification table, he was really dumbfounded, why was it less than 2,000 yuan? It's too far from his expectations, is it a mistake?
The third brother went to the consultation window again to consult, oops, that's what happened, there is knowledge everywhere! It's been a long time. Although the amount of pension paid by the third brother is indeed a lot, the problem is that the social co-ordination part is all paid by the individual, accounting for 12%, and the other 8% is credited to the personal account. Later, although it was said that the grade was raised, the time of the high-grade was too short, and it was calculated according to the overall time.
After figuring it out, the third brother was also relieved, and he was no longer entangled, as long as he could get it. If it wasn't for the social security, I wouldn't have gone to the stall to sell goods, and I wouldn't have the current department stores and supermarkets, I was content to think about it, and now I have a business, and I don't expect this money, and I can't do it in the future, and I have to count on this social security to support the elderly! After all, after 60, the body is going downhill more and more.
Now the price is getting higher and higher, like our city consumption grade is really not low, go out to catch a set, a small red fish is gone, this less than 2000 yuan pension, not at all, fortunately there is this supermarket as a backing, even if you are old, you can't do it, you can also rent it out, the rent can subsidize the family, and the life in old age is not too bad.
My third brother is walking this step, and the pension problem has been solved, so this life plan is very important, when we have not entered old age, we must plan our pension problems in advance, and pay a guarantee for ourselves in advance.
Even if you don't have enough money, you have to pay yourself a minimum guarantee, although it was a little hard at the time, but it's good to get through, like the third brother, if he didn't grit his teeth and insure himself, how could he be now!
Finally, the old car here advises everyone who has the ability to pay social security, it is best to pay a guarantee for yourself, after all, no matter how much you have an income after you are old, it is better than nothing, paying social security is like saving money, it is much more than saving bank interest, do you say I am right?
#社保##买社保养老还是存钱养老##老年人#