A few days ago, Apple announced that it will launch a "Tap to Pay" function on the iPhone, where users can seamlessly and securely accept Apple Pay, contactless credit and debit cards, and other digital wallet payments with just a tap of the iPhone, without the need for additional hardware or payment terminals. In response, Jennifer Bailey, Apple's vice president of Apple Pay and Apple Wallet, said, "As more and more consumers use digital wallets and credit cards to pay, the 'Tap to Pay' feature on the iPhone will provide businesses with a secure, private and simple way to accept contactless payments and take advantage of the iPhone's power, security and convenience to open a new checkout experience."
In fact, in the previous iOS 15.4 Beat 2, Apple has added "click to pay on the iPhone" function support, users can accept payments through Apple Pay, credit and debit cards and other digital currencies on NFC-compatible iPhones. However, this feature is currently only supported in the United States, in addition to third-party vendor support.
For developers, Apple has supported the integration of the "Tap to Pay" feature into iOS applications. Stripe will be the first payment platform to offer its merchant customers the "Tap to Pay" feature, while more payment platforms and apps will follow suit later. "By partnering with payment platforms, app developers, and payment networks, we will empower businesses of all sizes, from small businesses to large retailers, to accept contactless payments more easily than ever before and continue to grow their businesses," Jennifer Bailey said. In addition to third-party platforms, it is reported that "Tap to Pay" will also be launched in Apple Store stores in the United States later this year.
For the security of the "Tap to Pay" function, Apple said that privacy is the basis for Apple when designing and developing all payment functions, and the iPhone's "Tap to Pay" function will also use the same technology as Apple Pay to ensure the privacy and security of user payment data. According to the official introduction, "Tap to Pay" will be the same as Apple Pay, the transactions made will be encrypted and processed using Secure Element.
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