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Model 3: Sales say insurance rose 300, car owners say more than 1,000, who believes?

Model 3: Sales say insurance rose 300, car owners say more than 1,000, who believes?

When we went to the Tesla brand store to ask the salesperson about buying a Tesla Model 3, the sales showed us a detailed calculation of how much money can be saved on the subsequent cost of using a Tesla Model 3 than a traditional fuel car. Of course, we also have a skeptical attitude towards this, especially with the recent introduction of new energy vehicle insurance, and there are many voices on the Internet about Tesla's sharp increase in premiums. To this end, we have done a survey on the cost of Tesla Model 3 cars, to see if the sales staff said that "saving money than fuel vehicles" is still true today?

In the Tesla Model 3 in the car series, the most concerned, but also the best sold is the entry model of the 2022 rear-wheel drive version, today we take this car as a reference, to see from the insurance, maintenance and electricity cost of these three aspects, Tesla Model 3 car how much to spend, how much more expensive than before?

Insurance Costs:

Model 3: Sales say insurance rose 300, car owners say more than 1,000, who believes?

When we visited the Tesla store again a few days ago, the sales also took out a Tesla Model 3 insurance price list after the launch of new energy vehicle insurance, and we saw that if we bought three insurance types of 3 million three liabilities, car damage insurance and compulsory traffic insurance, the total price was about 6500 yuan. According to the sales, it is only in the car damage insurance area that it has risen by about 300 yuan. But according to the situation that I later asked the owner of the car next to me, the cost of buying the first year of insurance for tesla Model 3 was about 5300 yuan, and the increase in this insurance was almost 1200 yuan.

When we asked why the premium that had been circulating online had risen to more than 10,000 yuan, the sales told us that it was because of the owner's previous insurance records. Obviously, whether the insurance has only risen by about 300 yuan or the explanation of the tens of thousands of premiums circulating on the Internet, there is a clear sense of unity.

So if we calculate according to the situation that there is no insurance for three years, after calculating the declining discount of the insurance company year by year, the tesla Model 3 now needs a total insurance cost of 16250 yuan for three years, and the average annual insurance cost is 5416 yuan. The previous insurance price we calculated according to the real situation of the owner's feedback the average price of insurance for a year was 4416 yuan, and the insurance piece needed to spend about 1000 yuan a year. According to the new energy vehicle exclusive insurance launched on December 27 last year, the additional expense of about 1,000 yuan is mainly within the coverage of the car damage insurance, adding additional insurance items such as three power quality and spontaneous combustion.

Maintenance cost:

Model 3: Sales say insurance rose 300, car owners say more than 1,000, who believes?

In the maintenance of this piece, and the traditional fuel vehicle is different, Tesla Model 3 basically 20,000 kilometers of maintenance can be done once. It is divided into small maintenance and large maintenance alternately, of which the cost of small maintenance is 382 yuan, including 258 yuan of accessories and 124 yuan of working hours. The price of large maintenance is 1757 yuan, in addition to the content of small maintenance, it is also necessary to replace the brake oil and conduct routine inspections of the vehicle, and the cost of accessories for large maintenance is 390 yuan, and the working hours cost is 1367 yuan. Then there is the antifreeze that needs to be replaced every 80,000 kilometers, and the cost is 911 yuan.

If we calculate according to the new car that travels 20,000 kilometers a year, the total maintenance cost of the Tesla Model 3 for the first three years is 2177 yuan, and the average annual maintenance cost is 725 yuan. But these are placed in Tesla sales but in the expression, it becomes "maintenance basically does not cost much."

Electricity:

Model 3: Sales say insurance rose 300, car owners say more than 1,000, who believes?

Tesla Model 3's 2022 rear-wheel-drive version officially gives a pure electric range of 556 kilometers, and its battery capacity is 60kWh, which means that the official power consumption of this car is 10.7kWh/100km. According to our test results, the actual power consumption of this car should be 18.18kWh/100km.

At present, most car owners who buy Tesla Model 3 will choose to install charging piles at home and charge the vehicle through household electricity when conditions permit, and the current price of household electricity is 0.56 yuan / kWh. In some cases, they will also use Tesla superchargers to charge vehicles, and Tesla currently gives its owners a free charging quota of 400kWh of superchargers every year, charging 1.8 yuan / kWh after excess.

So if we assume that the mileage of a year is 20,000 kilometers, of which 15,000 kilometers are charged with household charging piles, and the remaining 5,000 kilometers are charged at Tesla superchargers. Then the electricity cost of 15,000 kilometers of household electricity charging is 1527 yuan, while the electricity cost of the super charging pile is 1505 yuan. By adding up, we conclude that tesla Model 3 travels 20,000 kilometers a year with an electricity fee of 3,032 yuan, and the average monthly charging costs 252 yuan. The result of the electricity bill we calculated is the same as the Tesla store sales when introducing the vehicle.

summary:

Model 3: Sales say insurance rose 300, car owners say more than 1,000, who believes?

By adding up the electricity, maintenance and insurance costs of tesla model 3, we conclude that raising a Tesla Model 3 without considering other soft expenses, the current total cost of car maintenance in a year is about 9173 yuan, and the average monthly car cost is 764 yuan, which is still more money than fuel vehicles. However, after the launch of new energy vehicle insurance, the insurance cost is almost 1,000 yuan more than one year, and it is almost 83 yuan more per month. Overall, the cost of tesla model 3 car maintenance has not increased significantly compared with before, but it is still more than the in-store sales description.

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