Nearly 4 trillion deposits are reduced in a month! Renminbi deposits have attracted the attention of all parties. On May 11, the bank's April financial statistics report was released, and contrary to the norm, the deposits of corporate residents in April decreased by 3.92 trillion yuan, of which corporate deposits decreased by 1.87 trillion yuan. It was still growing in the same period last year. Residents' deposits decreased by 1.85 trillion yuan, a year-on-year decrease of 650 billion yuan.
Experts believe that the total amount of deposits in the whole society is abnormal due to seasonal factors. I didn't understand this inexplicable formulation: Is there still a seasonal factor in people's savings? April is the month of everyone who has seen the yellow calendar, is it not suitable for deposits? Some claim that the manual interest rate of high-interest deposits has been investigated and punished, that is, many commercial banks secretly give deposit customers enough interest. But it can't be reflected in the account, so the interest is paid manually. However, in the process of paying interest, the regulatory authorities can only transfer the deposits to the bank's wealth management or other asset management products. It's possible.