On May 13, at the Taijiang District Creation Center of the Fujian Provincial Financial Support Common Prosperity Pilot Zone, a press conference on the theme of "Good Capital Finance, Common Prosperity" Zheshang Bank supported Taijiang District to create a Fujian Provincial Financial Support Common Prosperity Pilot Zone for high-quality development.
At the event site, Liang Dong, Secretary of the Taijiang District Party Committee, delivered a speech at the event, Zheshang Bank introduced the relevant practices of financial support for common prosperity, promoted the brand of "Good Financing Property Pool", and released the "Ten Measures" of Zheshang Bank to support Taijiang District to create a high-quality development of Fujian Provincial Financial Support Common Prosperity Pilot Zone, and held the unveiling ceremony of the "Financial Consultant Studio for Comprehensive Financial Ecological Construction" on the spot.
The theme conference of "Good Finance, Common Prosperity" held by Zheshang Bank to support Taijiang District to create a high-quality development of Fujian Provincial Financial Support for Common Prosperity Pilot Zone aims to fully learn from the experience and achievements of Zheshang Bank in the construction of Zhejiang Province's financial support for common prosperity demonstration zone, help Taijiang District to solidly promote the construction of the Common Prosperity Financial Pilot Zone, and empower the high-quality development of the real economy with high-quality financial services by building a platform for exchanges and cooperation between government, finance and enterprises.
In recent years, Taijiang District has vigorously developed the modern financial industry around the goal of building a modern financial center in the core area of the Maritime Silk Road, and has gathered 29 bank headquarters and regional headquarters, more than 1,000 financial institutions of various types, and 157 supporting service institutions such as lawyers and accounting firms, making it the area with the most concentrated financial formats, the most complete industrial chain and the most complete financial facilities in the province.
In August 2021, the People's Bank of China (PBOC) proposed to promote common prosperity as the starting point and focus of its financial work. In May 2022, the provincial government decided to select a number of counties and districts in the province to carry out pilot work on financial support for common prosperity, and build Fujian's "common prosperity finance" brand in the country. Taijiang District responded positively and applied for a provincial-level financial support for common prosperity pilot zone, and is committed to building a model of financial support for common prosperity and a "common prosperity finance" system. The Provincial Party Committee's Financial Work Conference held on February 21 this year clearly proposed to support Taijiang District, Jinjiang City, and Shanghang County to carry out pilot projects of financial support for common prosperity.
During the application period of the Mutual Prosperity Financial Pilot Zone, Taijiang District took the lead in the trial, actively carried out the practical exploration of financial support for common prosperity, continued to serve the real economy, and encouraged and guided the financial institutions in the jurisdiction to do a good job in science and technology finance, green finance, inclusive finance, pension finance, and digital finance based on Taijiang's regional characteristics and industrial advantages, so as to provide more high-quality and reliable financial services for the real economy.
Fintech Finance
Focusing on supporting the development of technology-based enterprises and specialized, refined, special and new enterprises, guiding the allocation of financial resources to the field of scientific and technological innovation, launching a series of "science and technology +" special financial products such as "science and technology easy loan" and "specialized, special and new through train", and issuing loans of 161 million yuan to 29 key science and technology enterprises in the jurisdiction such as Money Cat Technology;
Green Finance
Innovate green financial products and services, provide financial support for industrial transformation and upgrading, cultural heritage protection, ecological civilization construction and other fields, and provide green financial loans of 5.053 billion yuan to enterprises in the jurisdiction in 2023;
Financial Inclusion
Actively launched a series of inclusive financial products such as "Common Wealth Loan" and "Guaranteed Loan for Entrepreneurship", providing unsecured support of 300,000 yuan to 8 million yuan, and accurately serving individual industrial and commercial households, mobile vendors and other multi-form employment groups;
Pension Finance
Focusing on the development of the silver economy, enriching the supply of pension financial products, and jointly developing the "Sanyang Kaitai Respect for the Elderly" exclusive financial product for the elderly with Fuzhou Rural Commercial Bank, the product will benefit more than 85,000 elderly customers in 2023, with more than 7.3 billion yuan of wealth management funds, and support the market-oriented and large-scale operation of the "elderly canteen" to help build an age-friendly urban area;
Digital Finance
Encourage financial institutions to accelerate the digital transformation of business, services, operation management and other aspects, solidly promote the pilot work of digital RMB, build the province's first digital RMB consumption demonstration block, land the city's first digital RMB charitable donation in the field of elderly care, and promote the city's first pawn business to issue pawn money in digital RMB.
In the future, Taijiang District will cooperate with Zheshang Bank in depth, jointly issue the "Ten Measures" to support Taijiang District to create a financial support for the high-quality development of the Fujian Provincial Financial Support Common Prosperity Pilot Zone, and solidly promote the construction of the Taijiang District Common Prosperity Pilot Zone.
1. Innovate and build an evaluation system
Taking serving the real economy and promoting common prosperity as an important goal, we will jointly implement the evaluation system of "Zhejiang Bank Good Standard", build a differentiated credit mechanism, comprehensively guide finance for good, and integrate the gene of "goodness" into the operation and management system.
2. Implement the financial advisory system in an all-round way
Adhere to the concept of "finance for good", explore and support the financial advisory service mechanism of Taijiang District to create a common prosperity pilot zone, set up a common prosperity financial advisory studio, and take the lead in carrying out public welfare and comprehensive financial services.
3. Implement the "Financial Assistance Program for Entrepreneurs' Good Deeds"
Develop "charitable trusts", build a charitable financial platform for entrepreneurs, establish a full-process charitable trust service system, and efficiently meet the charitable needs of entrepreneurs.
4. Strengthen credit support in the field of science and technology
Jointly launched the "Spark Plan" to cultivate science and technology innovation customers, strengthen the tilt of high-tech talents and the operating and financial resources of science and technology enterprises in the start-up and growth stages, and provide financial services for science and technology enterprises throughout the life cycle.
5. Provide a full range of cross-border financial services for leading enterprises in domestic trade, import and export trade, and cross-border e-commerce
Jointly play a good combination of "data protection + transaction treasure", with good financing and production pool as the core, to provide foreign trade enterprises with liquidity management and customized financing services in domestic and foreign currencies, domestic and foreign trade; Give full play to the linkage effect between Zheshang Bank and its Hong Kong branch to provide integrated and comprehensive financial services for multinational operating enterprises and their overseas affiliates.
6. Enhance the coverage, accessibility and convenience of inclusive finance
We will form a comprehensive financial service plan for small and micro market entities with Taijiang characteristics, and actively connect with industrial parks, industrial clusters, individual industrial and commercial households, etc., so as to effectively improve the coverage of the number of customers of small and micro market entities. Build a professional financial advisory service team for small loans to provide diversified financial support and financial advisory services for small and micro market entities and their employees.
7. Comprehensively deepen supply chain financial services for small, medium and micro enterprises in the upstream and downstream of the industrial chain and supply chain
Relying on the headquarters economy and building economy of Taijiang District, serving Hairong Supply Chain Platform Economic Industrial Park, using industry-differentiated digital and intelligent financial solutions, building a "blockchain + supply chain" financial service model, providing more financing tools and channels for financing small and medium-sized enterprises, and helping core enterprises to "strengthen the chain, supplement the chain, and stabilize the chain".
8. Implement the National Partner Program
Strengthen the development of co-construction and common prosperity activities, encourage retirees and retirees to join the partnership program, and jointly help flexible employment and increase the income of the masses.
9. Actively support the development of the silver economy
Increase credit support for the pension industry, continue to optimize services for the elderly, do a good job in wealth preservation and appreciation services for the silver-haired group, and promote the silver-haired group from "old-ageing" to "enjoying the old".
10. Unite the efforts of all parties to explore new ideas for finance to help common prosperity and high-quality development
Deepen the cooperation of investment and loan linkage business between securities companies and fund companies, and provide full-chain and precise services for the listing and financing of enterprises in Taijiang District through employee stock ownership plan incentives, M&A loans, etc.; Promote the non-bank funds of non-bank institutions such as insurance, trusts, and funds to enter Taijiang, and support the construction of key projects in Taijiang.
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