Equip China to equip China, and economic China wants China's economy! Face the reality and peek through the economic puzzle! What is giving birth to and interpreting the changes in the world economy? In the great changes of history, how to play the card of economic development?
Author: #Shi Xingming##Financial Services#Economy##Private Small and Micro Enterprises##私募#
Financial services for the real economy, in fact, have a lot of content. The mainland's finance can be connected with various enterprises and serve enterprises, and the most common ones are the following kinds of businesses: the most traditional is loans. The problem with this business lies in small and micro enterprises, mainly private enterprises. As for large and medium-sized state-owned enterprises, there is no problem with loans, and now some large and medium-sized state-owned enterprises are required by banks to lend money, so for large and medium-sized state-owned enterprises, there is no problem of inadequate banking services.
Private small and micro enterprises want loans, there are few credit loans, mainly real estate as collateral for loans, in the real estate industry, the application of real estate mortgage declined, small and micro private enterprise loans have become a huge problem, there is still no solution!
The second is the issuance of bonds, small and micro private enterprises cannot afford to issue debts, the reason is the same as loans, the lack of strong credit guarantees, it is impossible to issue bonds!
Then there is private financing, which should be said to have played an extremely important role in supporting the development of small and micro private enterprises in the past decade.
In the past, there was a lack of favorable preferential tax policy support for private equity funds as intermediaries for this business. There is also a lack of effective policy support in terms of taxation for the asset transactions of small and micro private enterprises. In addition, in the past two years, due to changes in the domestic and foreign economic environment, a lot of private capital has entered a state of holding currency and waiting and seeing, and there have been no favorable policies and measures to reactivate private capital, so there are also outstanding problems in this aspect.
In addition to the above-mentioned areas of direct financing for enterprises, indirect financing businesses such as leasing for private small and micro enterprises are also facing major problems. Some of the new consumption that is emerging needs to be promoted through the consumer leasing business, but in this regard, the entire financial industry is basically stagnant. For example, the sales and leasing of drones and general aircraft have basically not been done. Of course, the corresponding insurance business has not been done!
In such cases, there must be real and specific measures to achieve the financial services mentioned in the article to add strength to the real economy!
Thanks, the picture is from the Internet!