On April 17, at the 2022 Tsinghua Wudaokou Global Financial Forum, Zheng Bingwen, member of the National Committee of the Chinese People's Political Consultative Conference and director of the World Social Security Research Center of the Chinese Academy of Social Sciences, said, "Before last year, the mainland was an aging society, and this year it began to officially enter an aging society, and in another ten years, about 2035, the mainland will become a super-aging society." ”
Zheng Bingwen, member of the National Committee of the Chinese People's Political Consultative Conference and director of the World Social Security Research Center of the Chinese Academy of Social Sciences
Zheng Bingwen said that in 2021, the birth population of 10.62 million people, the population birth rate of 7.52%; the death population of 10.14 million, the population mortality rate of 7.18%; the natural population growth rate of 0.34%, the net increase of 480,000 people, according to which it is expected that the mainland population will achieve negative growth in 2022.
"China is aging very quickly, reaching more than 7 percent of the population aged 65 in 2000, more than 14 percent last year, and is expected to exceed 20 percent by 2035." From 'aging' to 'aging', it took 22 years for China, and how many years have developed countries used it? It took 115 years in France, 85 years in Sweden, 73 years in Australia, 69 years in the United States, 65 years in Canada, and 26 years in Japan," Zheng Bingwen said.
In addition, Zheng Bingwen believes that in response to the aging of the population, it is necessary to vigorously develop pensions, and the impact of pensions on finance and economy is very positive.
"Now is a favorable window period for vigorously developing pensions." Zheng Bingwen said that the second pillar is the supplementary pension insurance of enterprises, which is led by business owners, and people who are not employed by business owners cannot enjoy this welfare treatment. The vast majority of flexible workers and freelancers will not be able to join the second pillar. Therefore, the coverage of the third pillar is greater than that of the second pillar, which is an important reason why the mainland strives to build the third pillar pension.
Zheng Bingwen believes that economic growth needs three elements of land, capital and labor, and now labor is scarce, land is scarce, capital and capital are scarce, and long-term capital is even more scarce. Pensions are long-term capital, and the development of pensions also contributes to economic development. Pensions can also help the capital market prosper, one can increase the number of institutional investors with long-term funds; the other is to provide long-term equity capital. (Lu Yang)
