Saving is a deep-rooted concept in the hearts of many Chinese, and most people save by being thrifty and thrifty, putting the wealth they earn in a fixed place, relying on daily production and making the vault slowly "grow".
The seemingly most stable method actually has many drawbacks, and in the movie "Charlotte Troubles", Charlotte kindly reminds Dachun to let the family use all the money to buy a house.
After a few years, Charlotte asked Dachun why he was still living in the old house, and Dachun said stupidly, "Just bought the house and it went up in a few months, I sold all the houses, and then Bought them back when the price was reduced." ”
As everyone knows, it is this behavior of only looking at short-term benefits that makes him never able to afford to buy a house.
Sometimes overly conservative thinking often makes us miss out on opportunities, and what we advocate for storage is actually to achieve "open source throttling".
Especially when people reach middle age, they already have a certain amount of savings, if they are still sticking to the rules, they often regret the way to live at this time in old age, and the best way for middle-aged people to live is to learn to invest with money.
Investing is the best way to save money
Europe's first financial master Bodo. Schaefer said in the book "Puppy Money" that the real storage is to raise a "goose" that lays golden eggs early, learn to distribute their income, make money with interest, and never put their hopes in a job.
Saving money is to have the confidence to survive, but relying only on a little savings often misses more, and learning to use money to make money is a high-level storage method.
Buffett mentioned in his speech that unlike others, he only does the work he likes, and he once told a 28-year-old boy who chooses not to work in order to have a perfect resume should do what he really likes to do.
He said that if he loves his work every day, he will experience full of energy, full of morale, and will not feel tired and tired, so that he will go faster on the road to achieving his goals.
In fact, the storage of life is like a snowball, once the initial advantage will become more and more obvious, people in middle age to know how to spend energy and time on the things they love, only in this way can maintain sustained morale.
Zhu Xi wrote that "ask where the canal is as clear as promised, for there is a source of living water", and life is the same, we must constantly create and produce from the source in order to never be exhausted.
Invest yourself to turn what is valuable into priceless
The reason why the author of "My Life at the Bottom" experiences the lives of ordinary people and finds that they cannot change their status quo is that they have no money to invest in investment projects, nor money to invest in themselves.
In the deeper investment for the purpose of storage, it is to invest in oneself, to turn money into a certain spirit, and to have a higher vision to look at new things without lack of heart.
Wang Manni, who sold luxury goods in the TV series "Thirty Only", received a large order, and a middle-aged woman who looked extremely plain dressed went to the store to order a set of jewelry.
In the process of talking with her, Wang Manni learned that she had just divorced, and she used the divorce compensation money given to her by her husband to buy a set of jewelry.
She said: "Working with her ex-husband and the poor couple, and later achieving true wealth freedom, the ex-husband brought home the woman who had been raised outside."
When I saw that woman was full of brand name brands and took good care of herself, the most ridiculous thing was whether my bag was still my husband gave me on my wedding anniversary. ”
Maybe she is willing to compensate for her past simple life, or maybe she clearly and rationally wants to have a set of valuable jewelry, but in the end she wasted the past few decades.
So especially when people reach middle age, they must know how to spend money to invest and cultivate themselves, whether it is outward or internal, they need to rely on themselves to shape, as Sagan said, "Life is to have friends, have money, dance, laugh and read." ”
On the road of self-investment, we are not wasting money, but turning visible and tangible money into a temperament, spirit, attitude and vision.
Storing health is the best preservation of money
Middle-aged people are a process of continuous aging, in which only people who really know how to store health can laugh to the end, as the old saying goes, "The body is the capital that creates value." ”
Middle-aged people store health more than saving money, not storing health causes stress on children, causes pain to partners, causes pain to themselves, and the way to store health for an effective way is to increase investment in their own body.
And this kind of investment is not simply stacked with money, focusing on good health and developing a good and healthy lifestyle, not only for self-storage but also for the next generation.
And as Adams says, "Health is something that makes you feel like it's the best time of year right now." "Money can't buy health, and the best way to store value is to accumulate health, which is better than all investments."
Because real life is above a healthy body, middle-aged people learn to save money in a different way, and the real money saved is not money but wealth, freedom, beauty and the future.