Among various social platforms, car-centric social accounts have also received frequent attention. Among car lovers, many men will throw thousands of dollars into the car they like. As the saying goes, "it's easy to buy a car, it's hard to keep a car", many friends may not know how much it costs to raise 300,000 cars every year before buying a car. If you also have questions about this, it is best to look at your annual salary! If you find that the annual salary is lower than this number, you must not be "strong"! In the eyes of many people, the car is not only a tool for walking, but also can indirectly prove the identity and status of the owner, so for some businessmen, luxury cars seem to be one of the main tools to support their face. With the development of the economy, domestic cars and many foreign-funded cars can also be equally divided, which shows a vigorous trend in the development of the mainland automotive industry.
Especially after the introduction of the zero down payment car purchase policy, the car purchase threshold seems to be getting lower and lower. However, vain young people often "lift a stone and drop it on their own feet". For example, some young friends with a monthly salary of one thousand yen like cars because of zero down payment. However, after just a few months, they could not supply the moon, and after the car was locked, they helplessly turned and left. At this time, not only did he lose face, but he also became an old lai who was overdue. After more and more nonsensical farces, some rational friends began to think about what kind of income standards should be met for what price car to buy, and just like this, the car seemed solid and at ease. Judging from the statistical results of big data, in daily life, many people will buy 100,000, 200,000, 300,000 cars. However, what many people do not know is how much the maintenance cost of these three classes of models is.
In addition, in order to cultivate these cars, what kind of standard annual salary do owners have to meet to qualify? Generally speaking, to calculate the cost of the car, it is necessary to clearly consider several large items such as maintenance fees, parking fees, insurance fees, fuel costs, and other costs. Assuming that 20,000 kilometers of cars are used every year, after 4 times of maintenance and complicated expenses, the total annual cost of 100,000 class cars is about 20,800 yuan, which is equivalent to 1,733 yuan per month. If you buy a car of 200,000 yuan, according to 7.5 yuan per liter and the fuel consumption of 100 kilometers of the car is 10 liters, in just one year, the total fuel consumption of the car will reach 2,000 liters, and the total fuel consumption will be 15,000 yuan. In addition, with the insurance premium of 7500 yuan, maintenance fees of 3000 yuan and other expenses, his car maintenance cost is 30000 yuan a year. On average, his monthly car maintenance cost is 2500 yuan.
By the way, many people divide 300,000 yuan as the "threshold line" for entry-level luxury cars. In other words, a car under 300,000 yuan may only be said to be an "ordinary car". At this time, if the owner's friend buys a 300,000-level car, the fuel consumption will cost 18,000 yuan per year. Together with the insurance premium of 10,000 yuan, the maintenance fee of 6,000 yuan and other expenses, it can be said that the total annual expenditure is about 38,500 yuan. Note that there is another premise here. That is to lift all the cars. If you carry a car loan, the cost of car maintenance will increase by one notch. Therefore, in order to afford these three different price points of the car, the corresponding monthly salary should reach 5,000 yuan, 7,500 yuan and 10,000 yuan respectively. After all, in an ideal state, the cost of maintaining a car is only less than 1/3 of the monthly salary, which does not affect the quality of life and living standards of car owners.
In addition, many old drivers have always had the opinion that "the total value of the vehicle purchased should not exceed twice the annual income.". Therefore, if you like luxury cars very much and the economic conditions are more general, you should consider buying second-hand cars that travel a small number of kilometers and discounted transport vehicles with small collisions. However, the water in the second-hand car market is relatively deep, and to avoid detours, it is best to find friends who know the car to see the car and test the car. In general, it is best to buy a car according to your financial situation. You can't be blind, and you can't go with the flow. People who think that their wages are impulsive and have desires must "push back" by appropriately lowering their own car purchase standards.
In addition, it should also be understood that cars and houses are often accessories to improve the happiness of life, and should not be "luxury goods" to show off. Peeling off these practical attributes, you will grow a swollen face and become fat, which will force yourself into a corner. Of course, on the basis of good economic conditions, it is understandable to get a luxury car to increase the joy of life.