Speaking of the main family B-class car, this roundabout topic may involve the Honda Accord. Because accord, whether it is product strength, appearance, or space performance, it can always stand out in the same level of models, which is one of the reasons why Accord will be favored by consumers. That is a main family car, then everyone for the maintenance cost of this car should also be relatively concerned, today Xiaobian 2022 rui hybrid 2.0L rui cool version (199,800 yuan) as an example, to give you an inventory, to see the current hybrid version of the Accord in the end is good to feed?
1. Fuel costs
Since this model is a hybrid version, the overall fuel consumption is relatively low. Official data shows that the car's NEDC 100-kilometer comprehensive fuel consumption is 4.2L, but this is only the data after all, and the actual measurement is definitely high. Most of the car owners' measured fuel consumption is about 5.5L, xiaobian here to 5.5L / 100km prevails to calculate. This car is added to the No. 92 gasoline, the current oil price of the small editor is 7.34 yuan / L, if calculated according to each 20,000km (after all, more or less need to go out several times a year), the fuel cost of that year is about 8074 yuan, and the average monthly fuel cost is 672.8 yuan.
Second, maintenance costs
First of all, the manufacturer provides a 5,000km first insurance for this model, which means that the first maintenance can be exempted from man-hours and material fees. The maintenance interval of the vehicle is 5000km, and the oil and oil filter are replaced every 10000km (447 yuan); the air conditioning filter and air filter are replaced every 20,000km (192 yuan); and the brake oil is replaced every 60,000km (256 yuan). The cost of small maintenance is about 447 yuan, the total conventional maintenance cost of the first 60,000 kilometers is 5004 yuan, and the maintenance cost of that year is 1668 yuan, an average of 139 yuan per month. Of course, this price is calculated according to the official maintenance items set by the 4S store, and consumers can also selectively maintain according to the actual practical situation of their own vehicles, plus if there is a purchase of maintenance packages, the cost will be further reduced.
3. Insurance costs
Since it is for home use, Xiaobian recommends buying some basic insurance types. Insurance costs vary according to regions and car prices, taking Xiamen as an example, Xiaobian recommends purchase: a million (1630 yuan) + car damage insurance (2633 yuan) + no deductible special insurance (853 yuan) + theft insurance (1002 yuan), plus compulsory traffic insurance (950 yuan), a year's insurance cost is about 7068 yuan (the first year), the average month is 589 yuan. Of course, this is only the price of the first year, and if there is no insurance, the cost of insurance in the next year will gradually decrease.
4. Miscellaneous expenses
In addition to the basic cost, there must be high-speed fees, parking fees, car wash fees and so on throughout the year. A year's high-speed cost is calculated according to 600 yuan, an average of 50 yuan a month; a month to wash the car twice a week, the car wash fee is 30 yuan, a month is 60 yuan; if you do not buy a parking space, if you rent it every month, the average monthly rent of the Xiaobian location is about 300 yuan, then the average monthly cost of all miscellaneous items is: 50 + 60 + 300 = 410 yuan.
If the car does not have scratches and violations, all the above average monthly expenses add up to: fuel costs of 672.8 yuan + maintenance costs of 139 yuan + insurance costs of 589 yuan + miscellaneous expenses of 410 yuan = 1810.8 yuan.
Although most of the friends mainly take loans to buy cars, it is not excluded that there are friends who buy a car in full, so Xiaobian will separately say the cost of the following two situations:
1. If the car is purchased in full, plus the purchase tax (17681 yuan), the license fee (500 yuan), the vehicle and ship tax (480 yuan) and other expenses, the landing is about 218,500 yuan, and the landing price of the full amount is indeed quite real.
2. If it is a loan to buy a car, the down payment is calculated by 30%, the loan is calculated by three years of loan, the annual interest rate is 4.75%, in addition to the down payment, the repayment amount of each month is about 4438 yuan, that plus the average monthly car maintenance fee, the monthly vehicle expenditure will be 6248.8 yuan, this cost is really not very expensive for most consumers, basically the monthly income of about 10,000 yuan can easily bear the three-year car loan + three-year car maintenance costs.
Sufficiently affordable post-maintenance costs are also one of the important reasons why consumers choose Accord. Do you think such a Accord would be your dish?
Edit = Jian Linlin
Producer = Lin Jing