Do you know the process of buying a house?

The first step is to determine your down payment, and the positioning of buying a house, which is generally near your own work, or a place where your children are more convenient to go to school.

The second step, and then search for your favorite listings on various websites, there is interest, Liu and the agent chat, feel that the agent is reliable to leave a phone or WeChat, about the offline to see the house, after the house is satisfied with the owner to chat about the price.

The third step, sign the sale and purchase contract, after signing the sales contract, we must pay attention to the details of the contract, each company's contract is different, it is best to find a reliable and larger company, because the safety is assured, but the company's large cost may be high.

The fourth step, after signing the contract, go to the bank to handle the loan, this is to pay attention to, there may be your personal qualification problems, the bank will refuse the loan, if your qualification is not very good, don't worry, find an intermediary, they will generally charge a little fee but this fee is not the intermediary to earn money

5, after the bank loan is approved, if the house has a loan, it needs to be decompressed, this is the money for decompression, it is best not to use the buyer's money for decompression, so the risk factor is too large, what risk I tell you, the owner took the money and did not repay the bank, or the house was sealed.

6, the transfer link, there are many people asked me should be the first money or the first transfer, when encountering this question to you, the buyer must pay attention to, must choose the fund depository or fund supervision so that this problem will be solved.

7. The buyer obtains the new real estate certificate and goes to the bank for mortgage procedures, and only if the bank mortgages it can lend.

8, the delivery link, at this time must pay attention to, no one's words can not listen, some owners said, my house does not have any arrears. At this time, be sure to take the same check as your district, usually more arrears are natural gas, and heating. Property fees, utilities arrears generally do not amount.

9, there is another that is, water, electricity and natural gas, heating, property need to go through the transfer procedures, all transferred to your name.

Do you know the process of buying a house? If you think it is useful, please like and pay attention.