introduction
In recent years, the domestic real estate market has fallen into a situation of great changes due to state regulation, which has also directly affected the survival and development of the majority of real estate developers, not to mention that those small and medium-sized real estate developers have declared bankruptcy and bankruptcy, and even some real estate giants are difficult to avoid disasters.
For example, in recent times, the news about Evergrande's "bankruptcy" has come repeatedly. As a former real estate giant, Evergrande's current crisis can't help but feel lamented and regretted. For a long time, Evergrande has been a representative enterprise of China's real estate development, and its chairman Xu Jiayin has been elected as the richest man in China for many times. On December 3, 2021, Evergrande Group publicly stated that there was a problem of debt repayment within the group, which also meant that the real estate giant also had a debt default. At this time, the domestic people should not be curious, and now Evergrande has officially admitted to default, so what should the homeowners who have purchased Evergrande off-plan houses do? Evergrande "difficult to repay debts", officially declared a default, what about those who bought Evergrande off-plan houses?
In this regard, Evergrande also said that they will actively face and solve the impact of this problem on creditors, but because of the uncertainty of funds now, they may take other solutions to solve everyone's troubles as much as possible within the scope of fairness, justice, law and reasonableness.
It is said that at present, Evergrande owes a total of 1.9 trillion yuan, not counting other debt contents, and the interest alone has reached more than 500 billion yuan. However, although the amount of debt owed by Evergrande now sounds shocking, it is necessary to know that the high debt in the real estate industry is a common phenomenon, in addition to Evergrande, other real estate companies have also experienced such a situation. Although the current Evergrande has experienced development difficulties, it may not be stagnant, perhaps this can also help them grow rapidly, recalling that Wang Jianlin was also negative 400 billion debts, but it is such a situation that Wang Jianlin was reborn in adversity.
Therefore, as long as the current real estate environment is still vast and real estate transactions are still in a normal state, Evergrande owes so much debt, and it will not necessarily have much impact.
However, the problem is that since December this year, the real estate market environment has undergone a sharp change from the past, which has led to Evergrande not being able to get other financial support when it is heavily indebted, especially when the state focuses on supervising and controlling the real estate market, and the sales performance of various real estate enterprises will be seriously affected.
In this unoptimistic environment, Evergrande's various problems are becoming increasingly prominent, before this, Evergrande has also experienced many crises of not being able to pay money, such as the purchase of wealth management products can not be paid, arrears to suppliers can not be repaid. But even so, Xu Jiayin is still actively coping and seeking a way to solve the problem. But now Xu Jiayin is afraid that he has more than enough and is insufficient, because in the face of such a huge debt, and there is no outside support, even if he deducts the existing house, it is only a drop in the bucket, so the current Evergrande announcement that it is difficult to repay the debt is indeed expected by everyone.
But the other side of Evergrande's current situation is not only Worried about Xu Jiayin, because Evergrande is one of the largest real estate developers in China, there are also many consumers in China who have purchased Evergrande's house before, and some people have paid the down payment for installments, and now this situation, can only say that these people are unlucky as leeks. Many off-plan houses were originally under construction, but Evergrande's debt crisis was fraught with crises, and suppliers and builders were worried that it would be difficult to pay their own money after the house was built, and they simply had no choice but to stop work.
With the emergence of the problem of default, Evergrande will bear the pressure of collection from all sides, it is said that now Evergrande has taken the initiative to contact the Guangdong working group and sincerely solve the problem, and strive to reduce the pressure of the burden and reduce the risk of delivery, and maintain the normal operation of the enterprise. And now for Evergrande, the most troublesome thing for them should be that the deadline is about to arrive, but because the market demand has plummeted, the sales situation is also pitiful, so that there is no capital to repay, before this Evergrande can almost have tens of billions of funds every month, but also to maintain the normal operation of the enterprise, but when the environment is not optimistic, the company has been exposed to various debt crises, before those high operating capital chain breaks, Evergrande is like a luxury car lost gasoline is difficult to run.
To this end, some professionals suggest that if Evergrande wants to quickly get out of the predicament, there are not many paths to choose, the first choice is to negotiate with the local government first, and negotiate with the suppliers or investors of various construction parties to postpone the payment, first ensure the normal construction and sale of the property, and then use the funds received thereafter to compensate for the debt. epilogue
Of course, if this road does not work, Evergrande will have to consider surviving with a broken arm, that is, entering the reorganization. If we really embark on this path, the interests of the people may also be effectively guaranteed, but it will take a long time.
Today's topic: Evergrande's "difficult to repay debts", officially announced the default, what should those who bought Evergrande off-plan houses do?