On November 6, some media released the latest news about the Marvel movie "Black Panther 2: Long Live Wakanda" on social platforms. Lititia Wright, who plays the role of Black Panther sister Princess Suri, was injured during filming, and the film had to be suspended.
Princess Suri actress Tishia Wright
In late August of this year, Letitia Wright was hospitalized while filming a stunt scene. The film, which was originally scheduled to be released on July 8, 2022, was recently postponed to November 11, 2022.
It is worth noting that marvel's new films next year have all been announced to be postponed, in addition to Disney's new films have also been postponed for a year. Whether it is because of the epidemic or the actors, this is not a small loss for the capital, the crew, and the fans!
Uncle Bao wants to use this incident to tell you that risk events exist around us all the time, as film and television practitioners we must do a good job of crisis planning - buy appropriate and sufficient insurance, so as not to encounter such a thing will affect all aspects, trouble Uncle Bao is roughly divided into three aspects:
01 Crew member died and was lost
02The crew caused downtime and compensation for losses due to the lack of actors
03Investment losses caused by the inability of the capital to complete the film
Next, Uncle Bao will talk about what kind of insurance or financial services should be allocated for the loss of these three aspects.
Crew Configuration: Employer's Liability & Personal Accident Insurance
When the accident occurred, the crew was filming, and now the crew generally configures the crew to be "crew insurance" is employer's liability insurance or personal accident insurance. The reason for the photographer's death was due to the death caused by the misfire of the prop gun during the filming, so both insurance types can be paid for this situation, and if both are configured, they can be superimposed.
The crew is configured for the crew: film and television equipment insurance
Now the crew will be equipped with film and television equipment insurance, because during the shooting process, the accident of equipment bumping and damage is often occurring, and in this incident, the photographer accidentally died during the shooting and caused the damage to the equipment is claimable. However, it is important to note that the equipment damage caused by an accident must be required to make a claim.
The capital is configured for the crew: the completion guarantee service
There are various risks during the filming process, such as accidental injury to personnel, property damage, and the failure of the film to be completed in time, which will lead to increased investment. And if you also hope that the cost of this aspect can be borne by the insurance company, you must understand the "filming insurance | the guarantee service for the completion of the film"——
When the crew cannot shoot smoothly due to accidents, a completion guarantee service can do the following:
1 Due to the unexpected crew's inability to complete the shooting, all previous investment funds and investment loss costs were borne by the insurance company.
2 If the main creator decides to continue shooting after the death of the main actor, in addition to compensating the accidental loss of the personnel and the loss of the crew downtime, the cost of completing the film through Ai face change or other technologies will be borne by the insurance company.
Therefore, it is necessary to choose a reasonable guarantee, uncle Bao here hopes that all film and television practitioners can improve their safety awareness, in the making of various shooting plans and scene arrangements, try to increase vigilance to avoid the occurrence of danger. Whether it is the producer, investor, or crew, they should make good use of insurance tools to pass on risks so as not to cause losses!