Financial industry January 18 news Chasing performance to break through the legal bottom line, in the end can only eat their own bad consequences.
Recently, a criminal judgment published on the judgment document network shows that Wang Mou, the former president of the Xiangyang Branch of Guangfa Bank Co., Ltd. (hereinafter referred to as "Xiangyang Branch of Guangfa Bank"), privately guaranteed 200 million yuan in violation of the law in the name of the Xiangyang Branch, and then when the borrower was unable to repay on schedule, he privately engraved the official seal on the guarantee letter of the loan contract and the extension contract. In the first instance, Wang mou was suspected of issuing financial documents in violation of regulations and forging company seals, and was punished by the court for several crimes.
According to the allegations of the Fancheng District People's Procuratorate of Xiangyang City, on January 10, 2016, in order to improve the bank's performance and attract customers to handle business at the bank where he was located, defendant Wang not only failed to report to the higher authorities when he knew that the bank did not handle the "loan guarantee" business, but also privately stamped the seal of the Xiangyang branch of Guangfa Bank, and privately made a payment to Hubei Times Tianjie Investment Co., Ltd. (hereinafter referred to as "Times Tianjie") to Shanhe Construction Group Co., Ltd. (hereinafter referred to as "Shanhe Group") in the name of the bank. A loan contract (with a maturity of three months) for a loan of 150 million yuan issues a "loan guarantee" and guarantees the loan.
After the loan expired, Times Tianjie failed to repay shanhe group's 150 million yuan loan on time. The "clever" Wang then demolished the east wall to supplement the west wall. On March 2, 2017, defendant Wang issued a loan guarantee letter (with a term of two months) for the loan contract (with a term of two months) borrowed 50 million yuan from Chen by Times Tianjie Group, and privately stamped the seal of the Xiangyang Branch of Guangfa Bank on it to guarantee the loan. In this way, Times Tianjie returned part of the 150 million yuan borrowed by Shanhe Group. However, this method did not completely solve the problem, and after the 50 million yuan borrowed by Times Tianjie from Chen was due, it failed to repay it in time. After consultation, the two parties signed a loan extension contract. On May 3, July 3, and September 1, 2017, defendant Wang Rui issued a "loan guarantee letter" on three occasions to the loan contract and loan extension contract of 50 million yuan borrowed from Chen by Times Tianjie.
Among them, the last two guarantee seals were forged, and Wang Mou successively found someone to privately engrave the official seal of the Xiangyang Branch of Guangfa Bank, and discarded it in the Han River after using it.
The legal net was restored, and the omission was not leaked. In the end, the court found that Wang, as the president of the Xiangyang branch of Guangfa Bank Co., Ltd., violated the regulations and issued a letter of guarantee for others, the circumstances were particularly serious, and his behavior constituted the crime of issuing financial documents in violation of the law and was sentenced to six years in prison; the defendant Wang Mou forged the company seal, and his behavior constituted the crime of forging the company seal, and was sentenced to one year imprisonment and fined 5,000 yuan. Defendant Wang was eventually sentenced to six years and six months in prison and fined 5,000 yuan.
This article originated from the financial world
![Referring to financing guarantees for three consecutive months, the SASAC has drawn a red line for central enterprises: the total guarantee scale does not exceed 40% of the group's total assets.[fig]](data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACwAAAAAAQABAAACAkQBADs=)