I am Hangzhou Fangge, a senior real estate investment expert. The home buying mentor you hate late has provided the best solution for 7,000 people to buy a house. Fang Ge is not like other self-media, which makes you confused! Brother Fang belongs to the practical school and only says the most useful operations and suggestions for you.
Pay attention to the "Hangzhou Fangge" WeChat public account into the knowledge planet to ask questions,
The following selected Q&A content comes from the "Hangzhou Fangge" knowledge planet
Question: Hello brother Fang, I am looking at the house in Dingqiao, Hangzhou, with a total price budget of 2 million, does this place have investment value in Dingqiao? Compared with Xiasha, which place has more investment value?
Please give a suggestion and hope to reply in time.
Answer: Compared with Dingqiao and Xiasha, the house price of Dingqiao has more room for appreciation.
Dingqiao has always been a housing price depression in Hangzhou, and as hangzhou's housing prices rise, the price of Dingqiao has gradually increased. At present, the house price of Dingqiao is still within the budget range just needed, maintaining at 25,000-30,000 yuan / ㎡.
The construction of The sixth Longhu Tianjie in Hangzhou has begun construction and is expected to be put into use by the end of 2020; this Tianjie Street is located on Dingqiao Station of Metro Line 3, which can drive the value of the Dingqiao plate.
The development of commercial housing in Dingqiao can be traced back to about 2008, when Guangyu won the 88-acre homestead with a floor price of more than 4,000 yuan / ㎡, which was even higher than the Binjiang District homestead auctioned on the same day! That is to say, the current "popular fried chicken" Binjiang District was not the opponent of Dingqiao ten years ago!
Fang Ge comments: Dingqiao is a very suitable plate for living, with the blessing of Longhu Tianjie, Metro Line 3, Gaoting Mountain Scenic Area, Taohua Lake Park, Dinglan Park, and in the main urban area.
Some people are worried that the Tianziling garbage dump in Dingqiao will have an impact, and FangGe feels that buyers can rest assured that the impact is basically nothing. There is an airport around Dingqiao, and the impact of aircraft noise is still there. Buyers can go to see it several times at different times and think clearly and make a decision.
Question: Hello brother Fang, I am a foreign household, no house in Hangzhou, I plan to buy a house in Lin'an first, the loan is 70%.
If I have 2 years of social security in the future, I have the qualification to buy a house in Hangzhou, I can make a 60% down payment, and then buy a house with a loan in Hangzhou city, will the house in Lin'an account for the number of sets? Will it affect buying a house in the city?
Will there be problems with bank loan approvals at that time? Thank you!
Answer: It does not account for the number of units, and it does not affect the purchase of houses in the urban area.
Does not affect bank loans.
Question: Hello Brother Fang! I have a suite in Wenzhou, which was bought in full last year. Hangzhou in June this year social security bought two years, I borrowed money from the bank, to buy a house in Hangzhou, so is this the first suite?
Answer: According to your situation, you belong to the "first suite" with a down payment of 30%.
Question: Brother Fang, can the same urbanization of Hangzhou Shaoxing reach this level of integration in Foshan, Guangzhou?
Now that it is 2020, what is the latest progress in the integration of Hangzhou and Shaoxing?
Answer: On March 19, 2009, the Mayor of Guangzhou and the Mayor of Foshan jointly signed the "Guangzhou Foshan City Urbanization Construction Cooperation Agreement" in Nanhai City, Foshan, marking the official beginning of the integration of Guangzhou and Foshan cities.
In contrast, Zhejiang, Hangzhou-Shao intercity railway as Zhejiang's first cross-city rail transit line, from Hangzhou Xiaoshan territory of the Girl Bridge Station to Shaoxing Keqiao in the territory of Diyang Road Station, set up Yaqian, Yangxun Bridge, Qianqing, Keqiao West Station and Kehua Road and other stations, the line is about 20 kilometers long- distance, will be connected with Hangzhou Metro Line 5, and to achieve rail transit "one-ticket system" with Hangzhou Metro.
Compared with the rail transit between Guangzhou and Foshan, the same urbanization of Hangzhou and Shaoxing still needs a long time to develop; Hangzhou's long-term goal is to catch up with Guangzhou and Shanghai.
Question: Hello brother Fang, please advise, I bought a house in Haining, is the investment value of Yingdu Junyue high? If the appreciation is not high, is it necessary to sell the house and buy the house in Hangzhou?
Answer: Haining house prices rose by about 10% this year, and next year's appreciation is expected to continue to maintain this growth rate.
Among the various sectors in Haining, the property you bought is located in the "North of University Town" section, and this year's house prices have risen at a slower rate than other sectors in Haining.
If you want to pursue a higher investment income, you can sell this house, buying Hangzhou is the best choice.
Question: Brother Fang, if I pay social security in Shanghai and Hangzhou at the same time, will it affect buying a house in Hangzhou next year? Next year, the social security in Hangzhou will be completed for two years.
Answer: You can pay at the same time, which does not affect the purchase of a house in Hangzhou.
Question: Brother Fang, I am from Jiangsu.
If you want to buy a house in Hangzhou, is there a way to quickly settle down and buy a house?
Answer: Hangzhou has a variety of ways to break the purchase limit, see the knowledge planet internal information "breaking through the purchase limit, a variety of methods to perfectly avoid all risks"
Question: Brother Fang, buying a new house in Hangzhou, I hope the school district is better. Wanglin Province, Gemdale Dayunqiao West House, Hangning Province, which of the three new housing projects are most likely to be included in the primary school in the future?
Do I need to have a settlement time?
Answer: The primary schools in Wanglin Province may be: Xinwen Road Primary School, Xinglan Primary School, moganshan road primary school.
The primary schools in Gemdale Dayunqiao West House may be: Xinglan Primary School, Wenlan Experimental School, Canal Bay Campus.
The primary school in Hangning Province may be: Hangzhou School affiliated to East China Normal University.
According to the 2020 settlement time requirements, if you settle in the corresponding school district for three years, the above-mentioned schools can enter the school.
Question: Brother Fang, is the house in Shaoxing Shangyu worth buying? Is there room for appreciation in the future?
Are there any recommended properties?
Answer: According to the Shangyu property market in 2020, in this year, Shangyu sold a total of 10,670 sets of new houses, with an average price of 13,000 yuan / flat, and the future appreciation space is optimistic.
Among the various areas of Shangyu, the property in the north direction of the city is the most popular, followed by the west of the city.
Buy a house in Shangyu, recommend the new housing real estate: Yunxi Wangfu, Yaxia River and City, Gemdale Yuefengli.
Question: If you want to buy a house in Hangzhou, please recommend the unlimited purchase, and near the West Lake or Xixi, with an independent property certificate, the total price is low.
Answer: Depending on your situation, the product that meets your home purchase needs is an apartment. Buying apartments near West Lake and Xixi, the average price of new houses and apartments is 35,000-45,000, and the average price of second-hand house apartments is 25,000-50,000.
With an average price of less than 40,000 as the standard, the recommended new housing apartments: Greentown Xixi Deep Blue, Xitou Greentown Spring Tree Cloud Building, these two apartments meet your housing needs, the average price is less than 40,000, located near West Lake, Xixi, is the lowest total price of the two new house apartments in the area.
With a total price of less than 2 million as the standard, recommended second-hand apartments: Greentown Xixi Century Square, Xixi Tianjie, Zhejiang Port International.
Question: Hello Brother Fang! There are two questions to ask:
1. How should I choose the repayment method, the equal principal and the equal principal and interest?
2. My hukou is not in Hangzhou, my daughter-in-law has a room ticket in Hangzhou, and I plan to go to Suzhou to develop later. If we buy a suite in Hangzhou now, after going to Suzhou, is it the first set or the second set? How much does it cost to make a down payment?
Answer: 1. Your down payment ratio is low, and it is most cost-effective to repay with equal principal and interest; your down payment ratio is high, and it is most cost-effective to repay with the same amount of principal.
2. If you buy a house in Hangzhou with a loan, go to Suzhou to count two sets, and the down payment is 60%. Under this standard, you buy a house in Suzhou with a down payment of 50%-80%."
Question: Hello brother Fang, how to buy a good house in Hangzhou?
Answer: A good house must have an environment suitable for living, considering the needs of daily life, the supporting facilities around the house must be complete, and the supporting facilities of a community are an indispensable part of the entire life of the property.
The most cost-effective real estate in Hangzhou has been inventoried, see the internal information of knowledge planet "Exclusive! Hangzhou 2021 comprehensive analysis of the property market》
Real estate is destined to only a small number of people to make money, we run ahead of most people,
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