Today we come to continue to pay attention to the "Wanjia Gold" project, the last time Xiaonuo posted exposed the project, and then has been paying attention to it. Until recently, Wanjia Gold launched a latest activity, resulting in an unusually hot newspaper, Xiaonuo felt that it was still necessary to write another article to warn you greedy netizens after reading the details, see the essence of the matter, do not blindly invest, so as not to cause the loss of funds!
Let's take a look at this event
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"Buy gold, get a luxury car?" What is this routine? A closer look at the purchase of 400 grams of gold, and then pay 38960 yuan of new car purchase tax and insurance, you can buy a car with 0 down payment. The company deducts the equivalent amount of golden beans from the account every month for repayment of the car loan. On the surface, there is nothing catty, and investors do not suffer losses. But Xiaonuo will tell you more about it, and you will know the problems that exist here. First of all, 400 grams of gold, do not physical gold price is 243 yuan per gram, a total of 97200 yuan, plus insurance and purchase tax 38960 yuan, a total of 136160 yuan. Then sign a car purchase agreement with the 4S store in your personal name, mortgage the vehicle's procedures to the bank that borrowed the car, and sign a two-year repayment plan. The company deducts 17,400 golden beans from your back office every month to repay the car loan, and the equivalent value of golden beans is more than 11,000 yuan. Writing it out like this, is there any netizen who sees some problems. First of all, you are equivalent to paying more than 130,000 cash in one lump sum to get a car with a 0 down payment. The company helps you pay off your car loan for two years, so how do you know that "Wanjia Gold" can survive for more than two years? What if you helped you pay off your car loan for half a year, and the trader ran away? You must know that it is a car purchase agreement signed by you and the 4S store, the car is your personal, and the loan is also your personal. If you really run away, in the end all the arrears still need to be repaid by yourself. There is a cost of 97200 yuan, it takes 9 months to recover the cost, if Wanjia gold can survive for 9 months from the beginning of your car purchase, then you do not suffer losses. If you run away in less than 9 months, you will lose money.
Xiaonuo inquired in detail about the current average sales price of BMW X1 sDrive20Li fashion type in the country of about 230,000 yuan, plus 10% new car purchase tax of 23,000 yuan, and car insurance 8,000 yuan, a total of 261,000 yuan. Let's take a closer look at the car purchase activity plan given by Wanjia Gold. Remove the purchase of the so-called 400 grams of gold 97200 yuan, counting the 24 months of car loans alone, each month the car loan needs to repay more than 11,000 yuan. 24 months is 264,000 yuan, plus purchase tax insurance 38960 yuan = 302960 yuan. The difference between the two is more than 40,000, and you think about spending more than 40,000 yuan through the car purchase plan of Wanjia Gold. Why? The purpose is to increase the monthly repayment ratio. You calculate that if Wanjia Gold repaid you a car loan for 4 months, a total of more than 44,000, and then ran away. There are still more than 220,000 loans left to repay yourself, which is the same as your own 4S store to buy a BMW X1 at the right price, and how much money did you lose? At least more than 50,000! So why do you say that Wanjia Gold is engaged in this activity? Isn't the aim of getting people to invest more in what they call gold? Raising funds from the hands of ordinary people in disguise, and then returning the profit, just use this way of buying a car to cover up the fact of their own capital plate. In the past few days, someone broke the news with Xiaonuo that the trader of Wanjia Gold is actually doing the physical industry, because after doing two gold disks in the past two years to understand the routine, he also made a plate. In Shandong, there are already relevant departments that have persuaded Wanjia Gold to leave Shandong. Therefore, Wanjia Gold moved to Henan. You can find the former name of Wanjia Gold from the Heavenly Eye Check, which can be proved.
As for the so-called state-owned enterprise packaging endorsement, Xiaonuo will not say anything in this article, and the following article will further expose it. Or that sentence capital disk do not look at the endorsement, look at the model as long as it involves pulling people's heads, paying money and rebates, then don't think much about it. The so-called buy gold back gold is just a gimmick, you want physical gold, the price is nearly double the market price. You don't want gold, and that's no different from paying a rebate. It's inappropriate inside and out! Use your money to raise funds and then return to you, this is not a plate, what is it?
Xiaonuo exposed that the network capital disk for so many years, once the trader engaged in promotional activities, that is the precursor to the collapse, so that members can see how suitable the investment is now, how high the income is, and can also get a luxury car, in one fell swoop. Once the member is on the set, it is more difficult to get back their principal than to ascend to the sky!
Look at the brainwashing conference in the video below, is it familiar, how many capital disks on the whole network have engaged in such an offline conference. Looking at the people attending the conference, most of them are middle-aged and elderly, how many young people will believe this?