Bank Credit Books: 850 Problems and Countermeasures of Mortgage Guarantee and Non-Performing Assets - 407 matches

The Civil Code, the judicial interpretation of the guarantee of the Civil Code, and the relevant judicial interpretations newly revised by the Supreme Court have a significant and far-reaching impact on the mortgage guarantee of banks and the collection and disposal of non-performing assets. Based on relevant laws, judicial interpretations, and precedents of the Supreme Court, combined with his 36 years of experience in credit and collection preservation, he wrote "850 Problems and Countermeasures of Mortgage Guarantee and Non-performing Assets", matching 407 classic cases, including:

418 problems and countermeasures of mortgage guarantee and asset preservation, matching 215 classic cases, practical account managers, branch heads, The normal operation of credit business of marketing and management personnel, especially the 39 situations in which the guarantor does not bear or bears part of the guarantee liability, and the guarantor still bears the guarantee liability in 41 cases, the four immovable property rights have priority over the bank mortgage right, the four movable property rights have priority over the bank mortgage right, the mortgagee cannot exercise or affect the exercise of the mortgage right in 21 cases, and the mortgagee still enjoys the mortgage right in 20 cases, etc., which has important reference significance for banks, asset companies and guarantee companies to effectively prevent and control mortgage guarantee risks.

12 effective methods and 432 problems and countermeasures for the disposal of non-performing assets, matching 192 classic cases and practical operations, classifying and disposing of non-performing assets, operating non-performing assets, especially 30 channels to find the executable property of the person subject to enforcement, and adding 27 effective methods for the person subject to enforcement to clear the non-performing loans, solve the difficulties and pain points of the collection of non-performing loans, accurate and efficient, and the best realm.

This book is applicable to sub-branch account managers, sub-branch managers, branch company management, credit management, and security personnel, and only by understanding asset preservation can we better prevent and control loan risks. Drawing on one problem or case explained, one less bad loan is several million or tens of millions; if one problem or case is learned, the mortgage guarantee is effective and the loss of several million or tens of millions of yuan is reduced; and if one method or case is used as a reference, the recovery of one more bad loan is several million yuan or tens of millions of yuan, creating value for the bank and the individual.

Applicable objects: This book is applicable to sub-branch account managers, sub-branch heads, branch company management, credit management, and security personnel, only by understanding asset preservation, can we better prevent and control loan risks.

Drawing on one problem or case explained, one less bad loan is several million or tens of millions; if one problem or case is learned, the mortgage guarantee is effective and the loss of several million or tens of millions of yuan is reduced; and if one method or case is used as a reference, the recovery of one more bad loan is several million yuan or tens of millions of yuan, creating value for the bank and the individual.

directory

Part I: 418 Problems and Countermeasures of Mortgage Guarantee and Asset Preservation

Chapter 1 Thirty-seven Problems and Countermeasures of Loan Contracts and Interest Expenses

Section 1 Twenty-two Problems and Countermeasures of Loan Contracts

Section 2 Ten Problems and Countermeasures of Loan Interest

Section 3 Five Problems and Countermeasures of Bank Fees and Agency Fees

Chapter II: Twenty Issues and Countermeasures for the Statute of Limitations

Section 1: Two Issues and Countermeasures of the New Provisions on the Statute of Limitations

Section 2: 11 Circumstances for Interrupting the Statute of Limitations

Section 3: Seven Circumstances in which the statute of limitations for litigation is not interrupted

Chapter 3 Twenty-three Problems and Countermeasures for Renewal of Loans and Bank Guarantees

Section 1 Four Problems and Countermeasures for Loan Extension

Section 2: Seven Problems and Countermeasures for Borrowing the New to Repay the Old

Section 3 12 Problems and Countermeasures of Bank Guarantees

Chapter IV One hundred and nine problems and countermeasures for guarantees

Section 1: The guarantor does not bear or bears part of the guarantee liability in 39 situations

Section 2: Guarantees are valid in 41 circumstances

Section 3 Four Problems and Countermeasures of the Maximum Guarantee

Section 4 Four Problems and Countermeasures for Debt Accession

Section 5 Seven Issues and Countermeasures for Guarantee Counter-Recovery

Section 6 Fourteen problems and countermeasures should be paid attention to in guarantees

Chapter 5 One hundred and two problems and countermeasures of housing mortgages

Section 1 The four rights have priority over bank mortgages

Section 2: 21 circumstances in which the exercise of the right to mortgage cannot be exercised or affected by the exercise of the right to mortgage a house

Section 3 Banks still enjoy mortgage rights under 20 circumstances

Section 4: Seven Issues and Countermeasures in the Scope of Mortgage Property Security

Section 5 Seven Problems and Countermeasures for the Maximum Mortgage

Section 6 Ten problems and countermeasures for mortgage of projects under construction

Section 7 Four Problems and Countermeasures of Advance Mortgage

Section 8 Four Problems and Countermeasures for Failure to Register Mortgages

Section 9 11 Problems and Countermeasures of False Lease Confrontation with Mortgage

Section 10 Three Problems and Countermeasures in Collateral Assessment

Section 11 Seven Other Seven Problems and Countermeasures of Real Estate Mortgage

Section 12 Housing mortgages shall focus on four aspects

Chapter VI 21 Problems and Countermeasures of Land Mortgage

Section 1 Land mortgage focuses on eight aspects of risk

Section 2: Four measures to prevent the forced resumption of mortgaged land

Section 3: Six Measures to Prevent the Mortgage Risk of Land Use Rights

Section 4: Do a good job of three key tasks in the sealing and disposal of land use rights

Chapter VII Chattel Mortgage and Pledge 25 Problems and Countermeasures

Section 1 Four rights have priority over bank chattel mortgages

Section 2 Five issues that should be paid attention to in chattel mortgages

Section 3 Five Key Points in the Registration of Movable Assets and Rights

Section 4: Eleven Problems and Countermeasures for Movable Property Pledge

Chapter VIII Forty-five Problems and Countermeasures of Accounts Receivable Pledge Factoring

Section 1 Thirteen Risks of Accounts Receivable Pledge Factoring

Section 2: Accounts Receivable Pledge Factoring: 14 Supreme Court Precedents

Section 3 Ten countermeasures to prevent the risk of pledge factoring of accounts receivable

Section 4 Eight situations in which non-performing loans are cleared through accounts receivable

Chapter IX Eleven Problems and Countermeasures of Rights Pledge

Section 1: Two Problems and Countermeasures of Equity Pledge

Section 2: Nine Cases of Pledge of Rights

Chapter 10 Fifteen Problems and Countermeasures of Security Deposit

Section 1 Seven conditions for the legality and validity of the credit deposit

Section 2 Eight Problems and Countermeasures for Freezing Margin Accounts

Chapter 11 Ten Problems and Countermeasures for the Mortgage of Common Property

Part II: Twelve Methods for Disposal of Non-performing Assets, Classic Cases and Practical Operations

Chapter 1 General ideas and methods for disposing of non-performing assets

Section 1 General Ideas for Disposal of Non-Performing Assets

Section 2 Four types of management shall be implemented for the disposal of non-performing assets

Section 3 Twelve Methods for Disposing of Non-Performing Assets

Section 4 Six Sources of Funds for the Liquidation of Non-Performing Loans

Chapter 2 Five Problems and Countermeasures for Routine Collection of Non-performing Loans

Chapter III: Five Problems and Countermeasures for Strengthening, Reducing, Reducing and Clearing Non-performing Loans

Chapter 4 Four Problems and Countermeasures for Loan Restructuring and Transformation of Non-performing Loans

Chapter V: 296 Problems and Countermeasures for Clearing Non-Performing Loans in Accordance with Law

Section 1: Four issues and countermeasures on the scope and effect of the lawful collection of non-performing loans

Section 2: Four Ways to Collect Non-Performing Loans in Accordance with Law

Section 3: Eighteen Issues and Countermeasures for Litigation Preservation

Section 4: Seven Issues and Countermeasures for Litigation and Service

Section 5: Ten keys to clearing non-performing loans in accordance with law

Section 6: Thirty channels to find the enforceable assets of the person subject to enforcement

Section 7 Twelve Issues and Countermeasures for Exercising the Right of Revocation to Settle Non-Performing Loans

Section 8: Eight Issues and Countermeasures for Enforcing the Debtor's Rights Subject to Enforcement

Section 9: Nine issues and countermeasures for assessing assets in accordance with law

Section 10: Nineteen Problems and Countermeasures for Auctioning Property in Accordance with Law

Section 11 Fourteen Issues and Countermeasures for Freezing and Enforcing Equity Rights

Section 12: Fifty-nine Problems and Countermeasures for Enforcement

Section 13: Twenty-seven effective methods for the person subject to enforcement to clear non-performing loans

Section 14 Participate in the distribution and collection of 11 problems and countermeasures for the collection of non-performing loans

Section 15 Eight Problems and Countermeasures for the Debtor's Bankruptcy Liquidation

Section 16: 15 Issues and countermeasures at the intersection of criminal and civil matters in the collection of non-performing loans

Section 17 Three Problems and Countermeasures for Risk Agency Liquidation of Non-performing Loans

Section 18: Eleven Problems and Countermeasures for Using the Crime of Refusal to Enforce the Crime of Clearing Non-Performing Loans

Section 19: Six issues and countermeasures for employing height limits and inclusion of untrustworthy persons

Section 20: Termination of the current enforcement and the conclusion of the 11 issues and countermeasures

Section 21 Five Modes of Debt Evasion and Ten Countermeasures for Enterprises

Chapter VI 52 Problems and Countermeasures for Clearing Non-Performing Loans by Paying Debts in Kind

Section 1: Eight Problems and Countermeasures for Debt Repayment by Agreement

Section 2: Ten issues and countermeasures for the court's ruling on the use of debts in kind

Section 3: Five countermeasures to avoid ruling that the price of debt in kind is high or that the price difference is found

Section 4 Four Problems and Countermeasures in the Management of Debt Assets

Section 5 11 Key Points for Disposing of Bonded Assets

Section 6 Seven channels and methods for disposing of bonded assets

Section 7 Three Problems and Countermeasures for the Leasing of Bonded Assets

Section 8 Four Problems and Countermeasures of Taxes and Fees on Bonded Assets

Chapter VII Five Problems and Countermeasures for the Write-off of Bad Debts

Chapter VIII Five Problems and Countermeasures for Using the Internet to Accelerate the Disposal of Non-performing Assets

Chapter 9 Six problems and countermeasures for the timely identification and timely collection of potential non-performing loans

Chapter 10 Eight Problems and Countermeasures for the Collection of Non-performing Loans on the Transfer of Creditor's Rights by a Single Household

Chapter 11 Fifteen Problems and Countermeasures for the Batch Transfer of Non-Performing Loans

Chapter 12 Eight Problems and Countermeasures for the Disposal of Non-performing Loans in the Debt-to-Equity Swap

Chapter 13 Five Problems and Countermeasures of Non-Performing Asset Securitization

Chapter 14 Seventeen matters to be paid attention to in the collection of non-performing loans

Section 1 Disposal of non-performing loans to avoid adding 10 new risks

Section 2: Pay attention to six aspects and protect yourself

Section 3: Correctly handle the relationship between market-oriented disposal and self-collection

About the Author:

Mr. Yang: Master of Laws, has been engaged in bank credit work for 36 years, including 18 years in credit work in large state-owned banks, 18 years in credit work in national joint-stock banks, 14 years as director of credit division and asset preservation division of provincial banks, and 12 years as vice president in charge of credit of provincial banks in two provinces. The book "Effective Methods for Solving Credit Difficulties and Pain Points in the New Situation" has been published, and a number of banks and banking associations have been invited to provide on-site guidance. It has been well received by the industry.

01 Mr. Yang Guochen - an expert in bank credit risk management

36 years of experience in bank credit

14 years of experience as the director of credit and security of provincial banks, and 12 years of experience as vice president in charge of credit, compliance, preservation and risk of two provincial banks

Certified Risk Manager (FRM)

Served as Director of Credit and Security Division of ICBC and Bank of Communications Provincial Branch

Former Vice President in charge of Risk Control of Xi'an Branch of Everbright Bank

Former Vice President in charge of Risk Control of Changchun Branch of China Everbright Bank

Current: Inspector of China Everbright Bank

Areas of expertise

Pre-loan due diligence, post-loan management, statement analysis, non-performing collection, civil code, asset preservation

Hands-on experience

With 36 years of practical experience in bank credit, 10 years in ICBC, 8 years in Bank of Communications, 18 years in Everbright Bank, 14 years as director of credit and director of asset preservation of provincial banks, and 12 years as vice president in charge of credit in two provincial banks, he has formulated a number of credit management measures that have been adopted by the head office, and five of them have won the Golden Idea Award of the head office and the outstanding award of strategic research ability of the head office.

Mr. Yang has a solid theoretical foundation in credit granting, rich experience in credit practice, strong operability, and has given on-site lectures to more than 50 banks across the country, and has held more than 50 open classes across the country every year, and has been invited by the China Banking Association to train and teach banks in Jilin Province. The feedback from the students is very high, and the customer satisfaction rate is over 98%.

Published a 300,000-word monograph on "Effective Methods for Solving the Difficulties and Pain Points of Bank Credit under the New Situation".

Published: "850 Problems and Countermeasures of Mortgage Guarantee and Non-performing Assets in the Context of Civil Code and Supreme Court Precedents" with 500,000 words matching 407 classic cases.

Lectures and courses

Effective Methods for Credit Difficulties and Pain Points: Effective Methods and Classic Cases for the Whole Process Management of Bank Credit Granting

Effective Methods, Classic Cases and Practical Operations of Bank Credit Due Diligence Effective Methods, Classic Cases and Practical Operations of Bank Post-Loan Management

Methods and Analytical Skills for Identifying Financial Statement Fraud from the Perspective of Bank Credit

Due Diligence Methods, Cases and Practices for Small and Micro Loans, Civil Code and Credit Legal Risks and Countermeasures

Asset Preservation and Disposal of Non-Performing Assets: 12 Effective Methods, Classic Cases and Practical Operations for Clearing Non-Performing Loans in the Context of the Civil Code, 160 Problems and Countermeasures of the Civil Code and Mortgage Guarantee

Teaching style

Practical cases are at your fingertips, the theoretical foundation of credit is solid, the actual operation is carried out, the scientific, effective and practical methods of the summary of the credit business for 36 years, the sound and charts are rich, and the credit cases are good at quoting the balance sheet, income statement and cash flow statement to explain and analyze together, full of knowledge points, to help students quickly control, funny and witty, and attractive.

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