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Time flies, and in a trance, we go back to February 17, 1994, which was an ordinary but meaningful day. At that time, Huang Xiaomei was still at the peak of her life, many years before she left the world, and she had just stepped into the golden years of the workplace, and the passion for the stock market was also ignited by her.
As an ordinary employee of a state-owned enterprise, Huang Xiaomei's salary is not eye-catching, however, since she was young, she has shown a unique love for the stock market, and often won quite rich returns in the stock market battlefield full of challenges and hopes.
With keen market insight and rich practical experience, Huang Xiaomei successfully won a huge fortune of up to 6 million yuan in the crazy market on February 17, 1994.
For the vast majority of ordinary people, 6 million yuan is undoubtedly an unimaginable astronomical amount, and it is the pinnacle of wealth that they cannot reach. However, for Huang Xiaomei, who is proficient in investment and financial management, although this windfall is gratifying, it is a result she has long expected.
After years of hard work, her hard investment finally got the most beautiful return at this moment, which is undoubtedly the best testimony to her unremitting efforts and precise vision.
Huang Xiaomei, who was very excited, decided to temporarily store this windfall in Jiangyin Rural Commercial Bank near her home. She carefully hid her savings vouchers in a dilapidated tin box in her home, lest others discover that the house contained such a huge treasure of wealth.
After all, in that era, the value of 6 million was enough to make countless people's hearts flutter and salivate.
Time is like an arrow, the sun and the moon are like a shuttle, and it has come to 2015 in a blink of an eye. One day in this year, the busy Liu Haibin took his beloved wife Xu Hongye back to his hometown in Jiangsu again, and went to the grave of his mother Huang Xiaomei to pay sincere respects.
In the seemingly uneventful process of sweeping the tomb, it is actually commonplace for Liu Haibin. However, when they were sorting out their mother's belongings, they accidentally found a dusty tin box, and when they opened the box, they were shocked and happy.
Although he knew his mother's belongings before his death, Liu Haibin never thought that there was a shocking secret hidden in this seemingly ordinary old tin box.
As a professional banking elite, Liu Haibin inevitably has deep doubts about the source of this sky-high wealth. At that time, 6 million was an astonishing amount of money, but how did Huang Xiaomei, a loving mother who was an employee of a state-owned enterprise, accumulate such a huge fortune? However, recalling that his mother once told him about her brilliant achievements in the stock market in his childhood, perhaps this was the fruitful result of her years of hard work.
At this moment, Liu Haibin's heart is full of complex emotions, not only admiration for his mother's outstanding talent and unique vision, but also pride and pride in her. Xu Hongye was initially skeptical about the matter, but was persuaded soon after.
Although he deeply admires his mother, Huang Xiaomei's investment vision and profound attainments, as a senior banker, Liu Haibin knows that whether this certificate of deposit, worth as much as 6 million yuan, is real and must be confirmed and verified by the bank, otherwise it will not be convincing.
Therefore, he did not hesitate to take action, handed over the copy of this mysterious deposit receipt to his wife Xu Hongye, and asked her to go to Jiangyin Rural Commercial Bank for verification.
Suddenly, Liu Haibin became a suspect in "suspected counterfeiting of financial instruments" and faced unprecedented life difficulties. As a bank clerk who has worked diligently and hard for many years, he is now accused of such a serious economic crime, which is undoubtedly the biggest humiliation and blow to him.
The panic, anger and helplessness in his heart instantly occupied Liu Haibin's entire mind.
However, at this critical moment, Chengdu was also informed of the progress of the matter and immediately suspended Liu Haibin for observation. This is the biggest taboo in the banking world, and it is almost the end of his career in public.
In the face of such drastic changes, Liu Haibin's future has fallen into an unprecedented crisis. But he always trusted his mother steadfastly, and had no greed for the inheritance, hoping only to reveal the truth.
However, an even more difficult path of legal action awaits him.
Liu Haibin, who firmly believes in the authenticity of the certificate of deposit, resolutely decided to take Jiangyin Rural Commercial Bank to court to track down the whereabouts of this certificate of deposit worth 6 million yuan.
First of all, the opposing lawyer criticized the design style of the certificate of deposit as it was commonly used by the major local banks in 1994, but the fact is that the new type of certificate of deposit was not fully implemented until early 1995, to be precise!
They then tried to find clues to the huge amount of money by checking records in the bank's electronic database, but to their surprise, no matter how much they searched, they could not find the slightest relevant record.
As early as 1992, Jiangyin Rural Commercial Bank had launched a strict electronic deposit business registration system, and every deposit was recorded in detail, and there could never have been such a major negligence.
More crucially, the banks insisted that it was rare for a huge sum of 6 million yuan to be deposited in a bank around 1994. If this was the case, it should have caused a disturbance in the streets and alleys of the entire Jiangyin City and even the Nantong area, but there were no rumors or rumors at that time.
All indications point to the same conclusion that the certificate of deposit is most likely a forged document, thus putting Liu Haibin in the predicament of suspected forgery of financial documents. In order to further confirm this, the two parties decided to send the deposit receipt to the Forensic Identification Center of Southwest University of Political Science and Law in Chongqing for professional appraisal.
However, the results of the forensic examination were shocking, and there were three obvious doubts about this deposit certificate:
First, the signatures of the depositors and the personnel handling them were illegible, and it was impossible to determine whether they were written in 1994; second, although the rectangular seal affixed to the deposit receipt was used by the Jiangyin Rural Commercial Bank, the specific words were difficult to read; and finally, the most important circular seal on the deposit receipt was not the official seal of the bank, but the special seal of another small credit cooperative.
Although the evidence seems unequivocal, the case seems to have moved in a direction that is not in Liu's favor. However, he was not discouraged by this, and repeatedly stressed that banks should show copies of deposit receipts from the current year for comparison, rather than just making hasty judgments based on a dubious appraisal report.
After a fierce court debate, the court finally ruled against Liu Haibin. This was undoubtedly a heavy blow to him, not only failed to clear his mother's grievances, but also made his already difficult life even worse due to the high legal costs.
However, it is worth pondering that the bank behaved quite suspiciously in this case: it failed to provide a copy of the deposit certificate of the year as evidence, and destroyed the key physical evidence without authorization, which is obviously contrary to common sense.
Because of this, Liu Haibin is still plagued by layers of doubts, and firmly believes that his mother must have had rigorous and precise reasoning and trade-offs when she hid this huge amount of money in a home that can be called a secret base.
A meticulous banking elite, such as Huang Xiaomei, would never be so hasty as to easily leave a shady false certificate of deposit for future generations to deceive themselves.
Despite repeated defeats in court, Liu Haibin was not discouraged. In his heart, this dispute is far more than a battle for a huge fortune of 6 million yuan, but also a firm pursuit of the last wish of his late mother Huang Xiaomei.
Whenever he recalled that moment, when he found the long-sealed tin box, he would sincerely sigh that he was so lucky that he did not miss or lose this important clue Mother hid this priceless deposit slip in the most hidden corner of the home, and his real intention was undoubtedly to hope that this wealth could be known by future generations and passed on from generation to generation.
As a son, Liu Haibin deeply feels that he has a great mission to unravel this mystery. He was convinced that his mother was definitely not the kind of person who was insatiable, otherwise she would not have hidden such a huge wealth to this day.
Huang Xiaomei's ardent expectations for her son are precisely the hope that this hard-won wealth can bring far-reaching influence and profound enlightenment to future generations.
It is true that perhaps my mother never expected that a seemingly ordinary deposit receipt would cause such a complex dispute, and even put Liu Haibin's career and future development in a difficult situation.
However, for Liu Haibin, this is not his original intention to chase wealth, but to fulfill his mother's last wish before her death.
As a son who has witnessed his mother's outstanding talent and earning power in the stock market since he was a child, Liu Haibin knows that his mother is not an idle person. This huge sum of 6 million yuan is likely to be the result and crystallization of Huang Xiaomei's hard work in the stock market for many years.
It is based on this firm belief in his mother that Liu Haibin dares to ignore the gains and losses of personal interests and social doubts, and resolutely trace to the end in his heart, this inheritance of up to 6 million yuan not only represents his mother's hard work, but also a spiritual inheritance and family motto.