Why is the enthusiasm of flexible workers to take the initiative to pay social security less and less?
There are about 200 million flexible workers in the mainland, and these people theoretically do not have a unit, they are equivalent to hiring themselves, or cooperating with some units, and constantly receiving orders.
There are a large number of food delivery workers, couriers, and freelancers who are considered flexible employment, and what are the characteristics of these people? That is, they do not have a unit, so there is no enterprise to pay them five social insurances and one housing fund, can they pay it? They can also pay it, because we flexible workers can also pay it themselves, according to the lowest grade, in fact, they are still preferential.
For example, if you have a unit to pay according to the lowest grade, the money you pay and the money paid by the unit add up, you may have to have 1,34 or 1,56 a month, which is different in different cities, while flexible employees pay by themselves, about 8 or 900 yuan a month, less than 1,000, theoretically speaking, they take advantage of it every month.
But why is it that of the 200 million flexible workers in our country, only tens of millions of people are willing to take the initiative to pay this social security? More than 100 million people do not pay at all, and the reason is very simple: this burden is a bit heavy.
Do you think that if you are employed and have a business, then although on the surface, the five insurances that you and the company pay together are not counted as the provident fund, and the lowest grade must also have 1,34. One thousand five or six, but you bear only about 400 yourself, more than 1,000 enterprises, in this state, many people think that I pay more than 400 a month, I am always guaranteed, I can have this medical insurance when I am sick, and even maternity work-related injuries and unemployment have insurance, in this case, most people are willing to pay, the company does not pay, you can also go to the labor department to complain.
On the other hand, flexible employees all pay by themselves, even if they are only eight or nine hundred yuan, they are all with their own money, and no one helps you to share, in this state, many people feel pain, especially since they are all flexibly employed, it may be three days of fishing and two days of drying nets, sometimes not due to their own reasons, but other people's reasons, resulting in you can not have income every day, your income is very unstable, you earn thousands of dollars a month, and you have to think about living.
In this state, many people think about saying, then I don't pay this social security first, especially I'm still young, I'm not so anxious, many people still think that anyway, social security payment for 15 years can get a pension, then I'm still young I'm waiting, wait until I'm 40 years old and then pay it.
In the final analysis, it is because the social security of this flexible employee is all borne by himself, this money is not small, and it will seriously affect his life, and many people still think that I may work in this big city now, and I may change cities in a few years, and it is also very difficult for us to transfer this social security.
In particular, social security cannot be refunded after payment, so various circumstances have led to more and more people cutting off social security contributions, or they are unwilling to pay social security in a flexible employment status from the beginning.
But we do have to remind everyone that although you can get a pension after paying for 15 years, our pension insurance has this rule of paying more and paying more, people have paid for 40 years, you pay for 15 years, and the base is still higher than yours, so your pension in the future may only be one-half or one-third of him.
On the other hand, we also call on the social security department to give more tilt and system design to our flexible employment payment, for example, I am between different cities, social security can be flexibly switched, I may be temporarily unemployed this month and next month, no job, then I do not pay social security for the time being, can I continue in the future, in short, we have more than 200 million flexible employees, we have to let them pay social security, so that everyone can have support.