Finance is the lifeblood of the national economy and an important part of the country's core competitiveness, and inclusive finance is related to people's livelihood and well-being. Previously, the Central Financial Work Conference pointed out that it is necessary to do a good job in science and technology finance, green finance, inclusive finance, pension finance, and digital finance.
How to polish the "true character" of inclusive finance for the people and use more financial resources to support key areas such as thousands of enterprises and rural revitalization?
Pratt & Whitney product design "has bright spots"
Facing the diversified needs of low-income groups such as new citizens, the elderly, farmers, and private and small and micro business owners, Ruizhong Insurance actively explores the provision of appropriate and effective inclusive insurance products, and always adheres to the unity of insurance product research and development with serving economic and social development and improving people's health and well-being, continuously optimizes the product research and development management mechanism, promotes the development of term life insurance and social security supplementary medical products, enriches the supply of differentiated products, and provides high-quality insurance products that are trustworthy and trustworthy for the majority of insurance users. Ruizhong Insurance continues to improve the supply of public welfare insurance services, strengthens the research on the financial service needs of new citizens, creates a new citizen product pool covering life annuity insurance, short-term medical insurance, long-term care insurance, etc., promotes the study of insurance business, and provides insurance protection for new citizens.
Inclusive policy propaganda "down-to-earth"
In order to effectively improve the financial literacy of the public, Ruizhong Insurance Guangdong Branch actively carried out the activity of bringing inclusive financial knowledge into 10,000 households, gave full play to the role of business outlets as the main front of publicity, set up inclusive financial convenience stations, and realized the transformation from "information asymmetry" to "seamless docking" through one-stop access to inclusive financial policies, one-stop display of inclusive financial products, one-stop docking of inclusive financial services, and one-stop explanation of inclusive financial knowledge, and became a "liaison", "propagandist" and "staff officer" for market entities and the people , so that inclusive finance is more pyrotechnic and more down-to-earth.
Benefiting farmers financial services "strong"
As one of the key service objects of inclusive finance in mainland China, the "three rural" people have the characteristics of unstable income, large proportion of rigid expenditure, and limited access to financial services, and Ruizhong Insurance Guangdong Branch has made efforts to carry out inclusive finance, focusing on key aspects such as rural characteristic industries and financial knowledge popularization, and improving the "trinity" of "artificial outlets + Internet online channels + mobile services" The service channel system provides financial support to the people in need, and at the same time initiates a national action to find the spokesperson of Ruizhong Insurance for rural revitalization, promotes the development of the local cultural and tourism industry, and helps the industrial model of the "1+N+ family farm" industrialization consortium, drives farmers to increase their income at a guaranteed price, and weaves a dense "three rural" security network.
With the goal of serving the overall situation of the country and satisfying the people's better life, Ruizhong Insurance Guangdong Branch continues to improve the quality and efficiency of inclusive financial services, expand the coverage, availability and satisfaction of inclusive financial services, and provide replicable and promotable experience for the deepening and practical development of inclusive financial services.