Will inflation continue in the next 2 or 3 years? Financial experts: It is recommended that ordinary people hold these three things

Has the currency depreciated? Perhaps you have wondered that the money in your hand is getting thinner and thinner. The prices of goods on supermarket shelves seem to be becoming more and more shocking. The driving force behind this is the inflation that has been around for more than 20 years. Inadvertently, it quietly pushes up prices and gradually declines the purchasing power of money. In economics, there is a saying that the rich are afraid of deflation, and the poor are afraid of inflation. This just shows the helplessness and anxiety of ordinary people in the face of inflation. In the reality of slow income growth, inflation brings not only an increase in consumer spending, but also a rise in the cost of living. Today, residents of many large cities are barely able to make ends meet, making savings out of reach.

In the past two years, the global economy has changed dramatically, and inflationary pressure has continued to increase. How do we deal with inflation expectations over the next two to three years? Inflation means a decrease in the purchasing power of money and a depreciation of wealth. Therefore, how to preserve the value of wealth has become a topic in front of many people. For ordinary people with limited investment channels, saving money and buying a house seem to have become common options. Historical data shows that in the past, buying a home was an effective means for people to hedge against inflation and grow their wealth.

Over the past two decades, house prices have risen much faster than wage growth and inflation, so buying a home has once become an important way for people to build wealth. Many people of insight have achieved rapid appreciation of their assets through real estate investment. During that period, buying a house almost became a magic weapon against inflation and was widely adopted by the public.

However, with the passage of time, is it still appropriate to buy a home as a means of fighting inflation? As well-known economist Ma Guangyuan emphasized, the concept of "housing for living, not speculation" is gradually gaining popularity, which means that real estate is no longer an ideal choice for ordinary investors. The future of real estate investment requires deep real estate expertise to ensure a return on investment.

Nowadays, property is no longer an ideal investment option for the general public. Especially in the past two years, despite the introduction of property market support policies in various places, housing prices are still showing a downward trend. This downward trend has led to the weakening of the willingness to buy houses, the difficulty of real estate sales and the continuous shrinkage of assets, which in turn has made the capital chain of the entire real estate industry tight, and real estate companies are facing severe pressure to reduce debt. At the same time, with the fall in housing prices, many speculators have withdrawn from the property market, and even sold their properties to recoup their funds.

So, in an age where buying a home is no longer easy to make, how do we deal with the current inflationary pressures and prevent wealth from depreciating? The answer is still investment, just as people used to invest in real estate. A senior financial expert bluntly said that he recommends that ordinary people hold the following three things, these assets can not only protect against inflation in the future, but also increase income. So, what are those three things? Let's find out.

First: high-quality real estate in first- and second-tier hot cities

When it comes to real estate, we can't generalize, we can't beat it to death with a stick. As a cornerstone of life, there will still be a huge demand for real estate in the future, especially for those who seek improved housing for a quality of life. Economist Ma Guangyuan once put forward the famous "three 20%" theory: 20% of cities, 20% of real estate companies and 20% of real estate will dominate the future investment market. With the gradual enrichment of housing resources and the change of population flow, only those high-quality residences located in economically booming cities can truly stand at the top of the value of investment.

At present, although the housing prices in the first- and second-tier hotspot cities are already expensive, they are still likely to rise considering the continuous population inflow and economic growth of these cities. In particular, those mid-to-high-end residences located in the core of the city or with outstanding quality will continue to increase their demand and housing prices are expected to rise steadily as the economy booms and residents' incomes rise. Such a property not only has investment potential, but also protects your wealth from the erosion of inflation to a certain extent, protecting your wealth from the erosion of time.

The second type: gold

Gold, the eternal symbol of wealth, is the real value from a monetary point of view. Precious metals such as gold and silver were the real money compared to today's currencies, which now played more of a role as value symbols. As the saying goes, gold in the prosperous era of antiques and troubled times, this sentence just shows the value preservation attribute of gold. So, why does gold hold its value so well, and it's largely due to its rarity and wide range of applications.

Gold has been the main material used in jewellery since ancient times, and this is where its traditional value lies. However, with the advancement of science and technology, the field of application of gold is also expanding. Today, it has a wide range of applications in aerospace, electronics industry, modern communications and medical fields. Although gold mining is increasing globally, its consumption is also huge. This makes gold, a rare metal, a powerful tool to protect against inflation and wealth. Of course, the price of gold has risen very high recently, and the short-term risk is still quite large, so even if you invest in gold, you need to take into account the risks.

Third: Master a skill that you need to survive

Over the past 20 years or so, the boom in the economy has allowed many people to quickly accumulate wealth, but this has inspired the impetuousness of the younger generation. They begin to get tired of the constraints of school, and at the same time they are unwilling to devote themselves to learning the craft, blindly believing that they can break through the rivers and lakes and achieve financial freedom with only one passion. However, the reality is harsh, life is challenging, and making money is never easy. As our ancestors admonished, only mastering one skill can make oneself stand firm in any era.

Nowadays, with the rapid development of economy and technology, a person must have his own core competitiveness if he wants to gain a foothold in society. For example, someone who is good at cooking can choose to become a chef or open a restaurant, a person with good literary literacy can choose writing as a career, a person who is proficient in crafts can make a living by making crafts, and someone who is good at voice acting can make a profit, for example, by recording audio novels.

In this diverse society, all walks of life need to be supported by professional skills. As long as you master a skill, you can find your own world, and naturally you don't have to worry about the impact of inflation.