There is an expert who has exposed the shocking truth about the entire real estate industry, and I think after watching this video, all home buyers should be sober!
If the whole real estate market is a bureau, then all the buyers will be circled by the people who do it! This expert repaired that the developer took the purchase money, the local government obtained the land transfer money, and the bank continued to make profits. Everybody wins, so who's going to lose the most? It's the buyer! If you're buying a house at the lowest price, you're a winner. But if you get on the bus when the house price is at its highest, you also lose! The worst thing you lose is that the house is unfinished and the mortgage is paid back every month!
But I feel that as long as you are burdened with a heavy mortgage, as long as your current life is affected and suffering because of the mortgage, then you are the one who is being put in the game! And this model seems to be risk-free at the beginning of the design, and all three parties can benefit, even the first person to buy a house and get on the car can also benefit. But if we look at it from another perspective, you will find that this is not the case!
Because many of us have emptied all our savings, bought a house and got a car, but we didn't get our own house according to the purchase contract, but our down payment has been given to the developer, we applied for a housing loan from the bank, and the bank also gave the developer, and now the wronged head who didn't get the house signed a contract with the bank, if you don't repay the bank's interest every month, then the bank will sue you for default!
Tell an example of killing pigs in the countryside during the New Year, when I was young, the countryside brushed the New Year's pigs, and 4 people pressed the pig's 4 legs tightly, and the pig could not move at this time, and then the butcher who killed the pig raised the knife and fell, and the pig was slaughtered. In the real estate business model, who is the butcher and who is the person who holds the pig's leg, everyone knows!
However, I believe that the real estate business model must have been designed for the benefit of the people at the beginning, but it underestimated the greed of human nature, and in the end, the cruelty of the means was unprecedented! For example, in an unfinished project behind my community, more than 1,000 owners could not get a house for 10 years, and everyone repaid the bank loan. I went to petition several times to pursue fairness and justice, but I was labeled as vexatious!
So in the case of real estate, the conscience of mankind is being seriously tested. If we cannot safeguard the interests of the vast number of home buyers and protect the legitimate rights and interests of home buyers, then there is no way to talk about fairness and justice! Just like the Evergrande Yuhu Tianxia project, a gate was built, and the house behind it was forgotten to be built, and thousands of owners paid the money and repaid the mortgage every month, and they only got one contract, and the house became a shadow. How should this event be written into history? How should it be explained to future generations? How will history evaluate this event?
Don't be led astray by what I said, the rapid development of the country's economy has a lot to do with you and me buying a house, because the cost of land is almost zero, but it is a very important tax tool, and in the real estate market for more than 20 years, we have not only contributed to the past and present labor surplus, and even contributed to the labor surplus in the next 30 years. But I think that the rapid development of the country should also make the people happy, and for example, the problem of unfinished houses should be properly handled.
So I think people who haven't bought a house now are happy, if your local township primary school has not closed down, you really can't go back to the countryside, all of us have lived in the city for decades, it seems that we have forgotten that our hometown still has our own one-third of an acre of land, as well as a set of real estate handed down from our ancestors! Returning to the rural hometown is not a historical regression, but a sobriety in the world!
Note: The article is forwarded by the video, please forgive me for the typo!
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