There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance! Fixed deposits are not a surefire way to manage your finances, they are subject to inflation, interest rate risk and liquidity
author：Murong Fu
There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance!
Fixed deposits are not a surefire way to manage your finances, and they face challenges such as inflation, interest rate risk and liquidity risk. In the current economic environment, the yield on fixed deposits may be lower than the inflation rate, and interest may be lost when withdrawn early, and opportunities may be lost when higher interest rates are missed. Therefore, before choosing a fixed deposit as a financial management method, you need to carefully analyze your capital situation, return expectation and risk tolerance, and formulate a reasonable financial plan according to market conditions and bank policies, and at the same time, you should diversify your investment portfolio and keep some cash or other liquid assets to deal with unexpected situations.
There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance! Fixed deposits are not a surefire way to manage your finances, they are subject to inflation, interest rate risk and liquidity
There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance! Fixed deposits are not a surefire way to manage your finances, they are subject to inflation, interest rate risk and liquidity
There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance! Fixed deposits are not a surefire way to manage your finances, they are subject to inflation, interest rate risk and liquidity
There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance! Fixed deposits are not a surefire way to manage your finances, they are subject to inflation, interest rate risk and liquidity
There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance! Fixed deposits are not a surefire way to manage your finances, they are subject to inflation, interest rate risk and liquidity
There is advice from experts: those who have fixed deposits in their hands should pay attention and make these three preparations in advance! Fixed deposits are not a surefire way to manage your finances, they are subject to inflation, interest rate risk and liquidity
In April, the scale of wealth management regained its momentum. According to the data, the scale of the wealth management market increased by about 2 trillion yuan month-on-month in April. According to industry insiders, the impact of the reduction in bank deposit interest rates is gradually revealed, and many enterprises...
Cao Wenjing, a reporter from China Fund News, is actively preparing for the "Cross-border Wealth Management Connect 2.0". The reporter learned from the industry that at present, Guotai Junan, Xingye, GF, Wanlian, Guoxin, CICC Wealth, etc.
Since the introduction of the new "National Nine Articles", the China Securities Regulatory Commission has made clear provisions on the dividends of listed companies, and enterprises that make more money and do not meet the dividend standards will be directly dealt with by ST, which is very important for some "iron roosters".
