I saw the social insurance information of a county on the Internet, and its officially disclosed unemployment insurance information was: "As of the end of 2022, 9 people in the county received unemployment insurance money, 24 fewer than the same period of the previous year, the per capita unemployment insurance money received 1575 yuan / month, the highest standard of unemployment insurance money was 1575 yuan / month, and the minimum standard of unemployment insurance money was 1575 yuan / month".
As can be seen from this news, only 9 people in the county received unemployment insurance benefits in 2022. This is officially released information, which should be said to be very accurate and completely credible.
Is it that this county has a small population and a small number of employed people in towns? No!
According to the 2022 National Economic and Social Development Statistical Bulletin officially released by the county, the total population of this county in 2022 is 202677, of which 66,570 are urban residents. For an urban population of more than 60,000, the minimum urban labor force population should be no less than 20,000.
2022 is a year that has been more severely affected by the pandemic, and the number of unemployed people should be more than 9 in a year. From the released information, the county's urban registered unemployment rate in 2022 is 2.13%, according to this calculation, the number of unemployed is far more than 9 people, and these 9 people will need unemployment insurance money to ensure the basic life after unemployment. However, the number of people receiving unemployment insurance benefits is only nine, what does it mean?
First, most people do not participate in unemployment insurance.
In 2022, when the epidemic was severe, only 9 people received unemployment benefits, which may be the reason why many people did not participate in unemployment insurance. On the one hand, enterprises only pay endowment insurance and medical insurance for employees, but do not pay unemployment insurance for employees; On the other hand, flexible employees who account for a large proportion of the employment group do not pay unemployment insurance because they do not meet the conditions for paying unemployment insurance.
From the perspective of the number of participants in the county's employee pension insurance, the number of employees participating in the enterprise employee pension insurance is 6115, the number of employees participating in the endowment insurance of organs and institutions is 5948, and the total number of insured employees is 12063. Excluding about 1,000 civil servants, they are not required to participate in unemployment insurance, and those who are flexibly employed cannot participate in unemployment insurance. The number of people who should participate in unemployment insurance is at least about 7,000. However, according to official information, the number of people participating in unemployment insurance contributions in the county in 2022 is only 1,334, far less than the number of people participating in pension insurance.
If you do not participate in unemployment insurance, you will not receive unemployment insurance benefits if you are unemployed.
2. Many people do not meet the conditions for receiving unemployment insurance benefits.
Persons who have paid unemployment insurance must also meet the condition of "interruption of employment without their will" in order to receive unemployment insurance benefits after losing their jobs, that is, if they voluntarily resign, they cannot receive unemployment insurance benefits. During the epidemic, some people may voluntarily resign or leave to the unit for various reasons. If this is the case, even if these people are unemployed and cannot find a job, they are not eligible for receiving unemployment insurance benefits.
Third, some people may be in a state of quasi-unemployment.
If you pay unemployment insurance and are dismissed by your employer, you are eligible for receiving unemployment insurance money. However, during the epidemic, it is also difficult for enterprises, and the dismissal has to give financial compensation, which is also unbearable for some enterprises. Some companies neither lay off nor pay salaries to employees, and some may only pay a little living expenses. Poor enterprises do not even pay living expenses, do not pay social security, only tell to wait for the resumption of work and production after the epidemic to notify to return to work, neither dismiss employees, nor pay money. Leaving employees in a quasi-unemployed state, or semi-unemployed state, so that the quasi-unemployed person, even if he has no income, is not eligible for unemployment insurance benefits.
To sum up, it is easy to understand that only 9 people in this county will receive unemployment insurance benefits in 2022. From this phenomenon, we can see how to let more people participate in unemployment insurance, really let unemployment insurance play a role, so that those who need unemployment insurance money can enjoy the treatment of unemployment security, and it may be necessary to increase the intensity of unemployment insurance and improve the method of unemployment insurance.
The above is a personal opinion, if there is any inappropriate, please criticize and correct.