I'm sorry I can't go home for the New Year, but after doing one thing, my heart is completely solid!
Did you go home for the New Year this year?
Every year during the Spring Festival, going home for the Chinese New Year is a hot topic. Due to the epidemic and other reasons, the number of local New Year's Holidays in first- and second-tier cities increased by more than 48 million this year.
But there is a group of people who can't go home for the New Year, and the biggest reason is money! The lack of money has become the biggest obstacle in front of going home. Listen to the story of netizens, you may be able to find the strength and hope of hard work after years.
I am a freelancer, the advantage is to do more and get more, and sometimes the income is not bad, higher than that of office workers of the same age. But it also means hand-to-hand. I now have to pay six or seven thousand credit card bills a month, as well as rental and living expenses, and I don't earn nine thousand yuan a month, so I can't stand it at all. If I go home, it means that I have no income for at least half a month and can't stand it.
I'm still paying off my debts, paying them off for my mom. When I was in college, because of the failure of her investment, she ran multiple credit cards in my name to pay off debts. All the well-known online lending platforms on the market, I owe. When I graduated, everyone else was happy to start a new life, but I was saddled with a small debt of 50,000 yuan.
I had to pay back 2,000 yuan a month. This is money that I have to earn no matter how hard it is.
People who owe money know that debt is like a snowball, rolling to a certain extent, the arrears will be more and more, and if I don't pay it back for a month, it will trigger a chain reaction - I just joined the work, I don't know, I don't work hard, I spend a lot of money, and it turns out that not only is the debt not less, I have to borrow money for daily expenses.
Now I have a good break of payments. But I didn't save any money. My idea was: If the debt is not cleared, I will not go home.
Of course I wished to see them, but not the way they looked. This year is the second year after joining the work force and not going home for the New Year. There was no business to do in the seven days of the New Year, so I simply listed my New Year's plan and paved the way back for myself.
After all these years of hard work outside, the most feared thing is a serious illness, and who will pay for medical expenses when he falls down? That ass foreign debt alone has drunk all these years of northwest winds, and never wants to go back to the pre-liberation period overnight. Fortunately, no matter what happened over the years, I directly handed over social security in my hometown of Chongqing, and I never broke it, which made me feel at ease.
Nowadays, in the past two days, I have found a message that as long as there is Chongqing social security, you can buy supplementary commercial medical insurance with high cost performance: "Chongqing Yu Fast Insurance". 69 yuan or 169 yuan a year, the average price of young and old, not only can be insured inside and outside the medical insurance, but more importantly, specific tumors and critical diseases can also be insured, and the protection of rare diseases can also be increased.
Immediately bought directly on Alipay with a medical insurance personal account. Fortunately, the New Year is empty for 7 days, and it is no longer too late to buy such a suitable insurance, because the latest time to participate in the insurance is February 28th.
To tell the truth, in my hometown, young people go home for the New Year, they are used to buying a lot of gifts for their families, and they will show off how much money they have made this year when they get together. In fact, I also earned more than 100,000 yuan this year, but the balance in the card does not exceed 1,000 yuan per year. I know my family won't be disgusted, but I still want to be more glamorous when I see them.
Now, I have also taken care of my own serious illness risk, and I am more confident about the future.
I have calculated that according to the current progress, in 4 months, I will be able to pay off all the debts. Next year's Spring Festival, I must go home and spend the New Year in a lively and lively way.
