Why is Zhongshan worth choosing? Here's what you need to know

If you want to buy a property in Zhongshan, how should you choose? Zhongshan's living atmosphere is strong, very suitable for living, at the same time, Zhongshan, as one of the nine cities in the Guangdong-Hong Kong-Macao Greater Bay Area, has not only been blessed with the aura of the Shenzhen-Zhongshan Corridor in recent years, but also formed a new Shenzhen-China cooperation zone with the east bank of Zhongshan In the future, and is also radiated by the three major economic free trade zones at the Pearl River Port, and the development potential is very huge.

Why is Zhongshan worth choosing?

At present, among the regions planned and built in China, the Guangdong-Hong Kong-Macao Greater Bay Area is top-notch in terms of industrial focus, financial level and demographic dividend, and Shenzhen is the leader among the nine cities in the Bay Area.

From the two documents promulgated by the state, the "Outline Planning for the Greater Bay Area" and the "Opinions on the Shenzhen Pilot Demonstration Zone", shenzhen has been positioned in the Guangdong-Hong Kong-Macao Greater Bay Area, among which the "Opinions on the Shenzhen Pilot Demonstration Zone" mentions that Shenzhen will be promoted to the status of the only comprehensive experimental city in the new era of greater reform and opening up in the country. This determines the important positioning of Shenzhen, and the city that is also radiated by the Shenzhen metropolitan area in the future will inevitably be driven by the dividends of Shenzhen' spillover.

Then back to Zhongshan, due to the rapid construction of the Shenzhen passage, the geospatial barrier between Zhongshan and Shenzhen has been broken, and the distance from Zhongshan to Shenzhen will be greatly shortened when the shenzhen passage is completed. In September 2021, the CPC Central Committee and the State Council issued the "Plan for Comprehensively Deepening the Reform and Opening Up of the Qianhai Shenzhen-Hong Kong Modern Service Industry Cooperation Zone", which clearly requires that the development space of the Qianhai Cooperation Zone will be further expanded, and the opposite side of Zhongshan in the future will be Qianhai. In addition, the Shenzhen Municipal Development and Reform Commission issued an announcement on the public bidding for the topic of "Qianhai and Zhongshan Cuiheng and Dongguan Marina Bay Linkage Development and Construction Plan Research", and Shenzhen intends to cooperate with Zhongshan Cuiheng + Dongguan Marina Bay. It can be seen that the future value potential of Zhongshan is very huge.

So if you want to buy a house in Zhongshan, how should you choose? In fact, there are two key elements to consider this question, whether you are out of self-occupation or long-term investment.

Central groups are more suitable for self-occupied

If it is self-occupied: we need to think more about whether life is convenient, how the traffic situation is nearby, the education of children... How to choose how to fit your own living, this does not need too much discussion, only need to provide supporting facilities and surrounding environment can meet their own needs.

The central group is the group with the strongest living atmosphere in Zhongshan, such as Shiqi District and West District, because of the longest development process, so they have very complete living facilities; the south district and Wuguishan have a beautiful environment and high green area; the east district, as the current core area of Zhongshan, is a new CBD center, which integrates the high-end consumption places and residences in Zhongshan, and even the government office area is transferred to the east district; and the port has the city rail Zhongshan North Station, which is one of the most important and largest stations in Zhongshan. Whether it is transportation, supporting facilities, life and other aspects of the living and travel conditions, the central group is the best in Zhongshan.

The Eastern Group is more suitable for long-term investment

If it is a long-term investment: then the area of the eastern group has more potential value, the closer to the area of the deep and middle channel, the greater the potential value, but it is worth noting that the current supporting facilities of the eastern group are still being continuously improved, and the government's investment support is also needed, and it will take a certain amount of time to get the exchange period of the supporting dividends.

In recent years, due to the blessing of the shenzhen-zhongshan channel, the eastern group has risen rapidly, although it is still in development, but in the long run, its development potential has surpassed the central group, since the eastern part of Zhongshan has been marked with the label of linshen, the property market has climbed all the way, and the house price of Ma'an Island in Cuiheng New District has not been lower than the current downtown east area of the center. With the strategy of moving Zhongshan's future development center eastward, the collision of Zhongshan's urban core and Shenzhen Qianhai will inevitably erupt into higher value.

What is Zhongshan's purchase restriction policy?

Zhongshan's purchase restriction policy is relatively relaxed compared to other first-tier cities.

In terms of purchase restrictions:

1: Zhongshan city household registration does not need social security (new houses are limited to three sets, second-hand houses are not limited to purchase)

2: Non-municipal household registration needs social security (new houses are limited to two sets, second-hand houses are not limited to purchase)

First suite: 1 month before the date of purchase of social security + Zhongshan city work certificate

Two suites: need to pay social security for 2 consecutive years or more

In terms of loans:

1. The down payment of the first suite in Zhongshan is 30%, and the first set can be identified as the first set if there is a loan record under the general name but has been settled, and if there is a loan record that is not settled, it is considered two sets

2. There is 1 set of outstanding loan records, with a down payment of 40%; if there are 2 sets of loans in repayment, the loan is stopped and the full amount is required.

On the whole, different areas of Zhongshan have their own characteristics, overall, in the 9 cities in the Greater Bay Area, the house price is still at a lower level, which is more friendly to many home buyers, and the value of Zhongshan is becoming increasingly prominent, the space for later improvement is huge, and the purchase restriction policy is relatively loose, so Zhongshan is still worth choosing.