The lesson of buying back the heavy money contributed 1.2 million yuan to the scammer's year-end bonus

With about 10 days to go until the 2022 Lunar New Year, most companies may already be preparing for their annual meetings and year-end bonuses. Just recently, my project received a fine notice from the company because the money paid to the contractor was wrongly sent to the cyber crooks. Originally our own year-end bonus, in an instant, contributed to the crooks.

What happened was that the contents of the company's business communication emails with the contractor were intercepted and processed by cyber crooks. The cyber crooks then impersonated contractors and provided payment accounts. The email letter used by the cyber crooks is only one letter different from the original contractor's email address, and it is impossible to see it without looking closely. When the finance department was operating the payment, it did not call the person in charge of the other party to confirm the specific information, until 7 days after the payment, the contractor reported that it had not received the payment, and found that it had suffered fraud. Before and after the project department financed a total of three times, a total of about 1.2 million yuan was paid to the scammer's account. At present, the case has been handled by the public security organs. Eventually, the company conducted a full investigation and issued a penalty notice. The amount of the year-end award for the entire project was handed over to the crooks.

This money is not a large amount for a company, but it is a disastrous event for individuals, especially ordinary working families. Since the company has paid such a large amount of tuition, as one of the "students", you should at least learn some warnings from it. Especially those who are targeted at individual deceptions. I consulted with some professionals around me, and of course, I also participated in the anti-fraud training organized by the company later. The details of the specific personal anti-fraud section are listed below, hoping to help readers who see this article.

At present, there are mainly the following types of common deceptions on the market.

The first is the refund of high-value brush orders in online stores

I personally don't deny that this is a gray industry. There are also some real brushing mechanisms. But at present, the propaganda you can see on the Internet, but everything you can see, more than 90% is not true. Some orders will be easy to cash back at the beginning, and then they will ask to brush up to a certain amount to check out together. There are also requirements for you to do some recharge first, disguised as a third-party guarantee model. In fact, the money you have advanced upfront is already in the other person's personal account. It will then disappear in various forms. The easiest way to prevent such scams is not to participate. Earn the money you deserve.

The second is online part-time

This range is relatively wide, and there are more doorways. The main means of deception are training fees, franchise fees, introduction fees, etc. For example, there was a recruitment of online novel typists before, and the advertisement gave a high hourly wage. But when you get involved, you'll find yourself being skinned layer by layer. I've personally tried it too. First one person charges you the first small fee, then asks you to add another person, and then the person tells you to give you training, charges you a training fee, and then recommends you to a third person, and the third person says that he is the person who arranged the workload, says that he will pay the last entrance fee, and start to give you work. The basic saying is that as long as you pay the money and send a job, the money you spent will come back. The next job is net profit and so on. Since you have paid the first two times, by the third time you start to doubt, but there is a fluke mentality, thinking that the front and front have already paid, in case it is true, you can easily earn money. As a result, it is peeled layer by layer. I was in the third person, and I realized it was a scam and quit. So now there are fewer types of typing, but you will slowly see what is recorded audio novels on the Internet, making money by sound, etc., in fact, it is to change the soup and not change the medicine. The anti-deception technique is also very simple, see similar propaganda, decisively block or skip, out of sight, not upset.

Third, exam answers

This kind of thing always occurs before and after various vocational qualification examinations. Scammers will find your phone number from various channels and text you. Lets you add some social software. Then tell you that they have the answer. Guaranteed pass. You will usually be sent a compressed, encrypted file first. At the beginning in order for you to believe and receive the documents, you will be told free pre-test answers. When you see that it is free, you will have the psychology of wanting to give it a try. After taking the time to download the file, when I unzipped it, I found that there was a password. Later in the plot, it will revolve around getting the password. Another is that after the test, before the results are released, you will also receive a message telling you that you can help you change your score and ensure that you pass the test. Routines are basically similar to providing answers. The root of this kind of scam prevention depends on the individual's mentality, and we must understand how much we have paid and how many points we will get. Any propaganda that can be passed by paying money is to pay the IQ tax.

Fourth, online financial investment

This is actually the so-called "pig killing plate". At the beginning there will be a "senior" teacher who will guide you to invest in a target. It could be stocks or other financial derivatives. After you try, you will basically make easy money. After that, you will be told that there are more opportunities in the future, so that you can recharge for free to join or pay a fee to join the membership, and the teacher will give free guidance to ensure that you are profitable. Most of the scammers who practice this trick are more patient and take longer to do it. After his several instructions have given you trust, the "pig" he wants to kill will appear. Human nature has little resistance to making money easily or getting something for nothing, so it unconsciously increases the investment of the principal. Finally, when you wake up, you find that "people are still alive, and the money is gone." "There is no sophisticated way to prevent this kind of scam, that is, not to participate. See similar ads and promotions to be conditioned to remove.

Dear readers, the above is a personal summary of the current network is more common ways of cheating, if you also have some personal experience, you are welcome to leave a message. Once again, I would like to remind all readers that we must carefully consider and consider things carefully. Understand that there will never be a pie in the sky, earn money that you can understand, and money you deserve. Otherwise, I worked hard for a year and contributed to the year-end bonus of the cheater.