With the development of the times, China's payment methods have become more diverse, in addition to the public's traditional impression of Alipay, WeChat, there is currently one more digital yuan, as a "national team" debuted it, as soon as it is online, it has attracted much attention, so what is this payment method?
In fact, the digital yuan, as the name suggests, is the digital version of the renminbi, and many people may feel that after seeing here, they will feel that this is different from Alipay and WeChat? We all know that these two payment methods are without exception, and when it comes to payment, there is a necessary condition that is the network.
If there is no network, even if Alipay and WeChat have money, they cannot consume, and the digital yuan is different, even if there is no network, it can be paid, which is also a major advantage of the digital yuan.
As a new thing in the eyes of the public, the digital yuan has been attracting much attention from its debut to the present, according to the information released by the Chinese Bank, its pilot scenes have exceeded 3.5 million, and the pilot cities have reached 12, including Shenzhen, Shanghai, Beijing and so on.
People living in these cities can pay through digital yuan in local hospitals, shopping malls, schools and subways, not only that, when the digital yuan was still in the pilot stage, 140 million people in China had already tried the payment method in advance, and its transaction volume had even exceeded 62 billion.
From this, we can also see how fast the digital yuan has developed, not only that, on January 4 this year, the pilot version of the APP has also been launched.
The public can download the APP version in Huawei, as well as Apple and other stores, among which it is worth noting that the APP was downloaded less than 10,000 times when it was first launched in the Huawei store, and by January 11 this year, its download volume has exceeded 6.05 million times, which is only in an app store has reached this level, and it has to be said that the era of digital yuan has arrived.
Presumably, many people have already experienced the APP in the whole process, and it is not difficult to find in the operation process, in fact, the steps of the digital yuan from registration to use are very simple, only need to enter the mobile phone number, fill in the verification code, payment password, and then give a name for their wallet.
Through the operation, you can know that in fact, the entire registration process basically takes less than a minute, and there is no need to enter the name, bank card number and other information that the public considers sensitive during this period.
Of course, the digital yuan also retains the function of entering these sensitive information, and the public can also enter personal information to enhance security if they are not at ease.
Not only that, when the digital yuan is paid, the public only needs to touch it with the mobile phone, without scanning the code, entering the payment fee, payment password, etc., and because of this, the digital yuan has now won the support of many people.
More importantly, this new payment method is more friendly to the elderly, because the steps are more troublesome, and the elderly are not familiar with the operation of smart phones, but now that they have digital yuan, they will be more convenient when they go out to consume.
It is worth mentioning that now Jingdong, Tencent has become the first batch of pilot Internet industry enterprises, Jingdong will be ranked among the public is not surprised, after all, now the strength of Jingdong is obvious to all, in recent years has also maintained rapid development, and has now become China's second private enterprise, so from the perspective of strength, Jingdong in the first batch of pilot list, it is also a matter of course.
But Tencent's WeChat is also one of the payment methods, and there is a competitive relationship with the digital yuan, why does Tencent become the first batch of pilot enterprises in this? Although on the surface, it seems that there is a competitive relationship between the two sides, in fact, this cooperation is good for WeChat and digital yuan.
First of all, WeChat can not be regarded as a simple payment software, its biggest function is still social, that after accessing the digital yuan system, it can also make its payment function more perfect, and secondly, for the digital yuan, it can also use Tencent's influence, so as to attract more users to participate in it, and it will also make itself better developed.
In short, with the blessing of JD.com, Tencent and other powerful enterprises, the scope of digital yuan trial in the future will be broader, what do you think about this?