Today someone private message me, asked me if I can raise a compact family car with a monthly salary of four thousand, today we will talk about this problem, compact family car representative models are many, the most famous of which are Toyota Corolla, Nissan Xuanyi, Volkswagen Langyi and Honda Civic, they can be said to be the best of them, deeply loved by consumers, we will take them as an example, but corolla double engine, after all, it belongs to new energy vehicles, we focus on fuel vehicles today. The salary of four thousand yuan is medium in the third-tier cities, so hundreds of thousands of cars can still be considered, but as the saying goes, it is easy to buy a car and it is difficult to raise a car, even if you count four thousand yuan today, you can feed more than one hundred thousand family cars!
First of all, talk about the most critical insurance, after all, after buying a car, you must buy car insurance, hundreds of thousands of car insurance average down to 3,000 yuan, equivalent to 250 yuan a month, nothing to do, a month first deducted 250 yuan, but this is the necessary cost, there is no way!
Talk about fuel costs, this can be said to be the majority of a year's expenditure, fuel costs because of different cities, so we will average 7.5 yuan / liter, the average fuel consumption according to 100 kilometers 8 oil to calculate, if a year to travel 10,000 kilometers, that is 6,000 yuan, the average monthly fuel cost is 500 yuan, is not a little painful?
Let's talk about maintenance and repair, let's talk about the new car, and the maintenance will not be mentioned. Twice a year 10,000 kilometers of small maintenance is not too much, right? The average each time is calculated according to 600 yuan, which is 1200 yuan a year, with an average of 100 yuan per month. This is not the end of the matter, you think about how many fines are not allowed to pay in a year? Plus parking fees, tolls, bridge fees, car wash fees, etc., 2,000 yuan a year is not much, right? On average, it is 170 yuan, which is not a small amount of money!
If you earn four thousand yuan, then there are only three thousand yuan left after deducting these expenses, and if you do not have a mortgage, you can still afford it. If there is still a mortgage to repay, then personally recommend giving up buying a car, you say I summarized correctly?