Jilin new regulations: couples can get up to 200,000 marriage and childbirth consumer loans

Jilin encouraged fertility to amplify the move.

According to the news of the Jilin Provincial People's Government Network on December 23, recently, the Cpc Jilin Provincial Party Committee and the Jilin Provincial People's Government issued the "Implementation Plan on Optimizing The Birth Policy to Promote the Long-term Balanced Development of the Population", which put forward some measures to encourage fertility. Among them, the birth incentive policy will be implemented. Support all localities to give a certain proportion of incentives and incentives to families that have two or three children in accordance with the policy in accordance with the current standards for the education fees of ordinary public kindergartens and kindergarten institutions, and give a certain proportion of incentives and rewards before the children are 3 or 6 years old, and the provincial finance will give appropriate subsidies according to the situation.

At the same time, provide marriage and childbirth credit support. Support banking institutions to provide up to 200,000 yuan of marriage and childbirth consumption loans for couples who meet the relevant conditions for registered marriage, and give different degrees of interest rate reductions according to the birth of one child, two children and three children.

According to the first financial reporter, the provision of marriage and childbirth consumption loans for eligible couples is also the first case in the country.

Professor Dong Yuzhen, a population expert and president of the Guangdong Provincial Population Development Research Institute, analyzed the first financial and economic analysis, Jilin has been negative population growth for many years, and the situation of building a fertility-friendly society is relatively severe, and it is necessary to have a big hand and a lot of efforts to gradually achieve results and reverse the continuous downward trend.

The "Plan" mentions that the seventh census shows that Jilin Province not only has the general law of national population development such as declining fertility rate and increasing aging, but also has its own characteristics and favorable factors, and the type of population reproduction has shifted from "high birth, low death, high growth" to "low birth, low death, negative growth" trend, and the population size has decreased.

According to the data of Qipu, the total population of Jilin Province is 24073453 people, which is 3379362 fewer than the sixth national census in 2010, a decrease of 12.31% in 10 years, and an average annual decrease of 1.31 percentage points.

From the perspective of population age structure, the proportion of the working-age population (15-59 years old population) in northeast China, including Jilin, is not low. Among them, Heilongjiang accounted for 66.46%, ranking 7th in the country; Jilin reached 65.23%, ranking 13th; Liaoning reached 63.16%, ranking 20th. But one of the big reasons for this is that the birth rate in the northeast is very low, and the proportion of the population aged 0-14 is low. Among them, heilongjiang's population aged 0-14 accounts for only 10.32%, Liaoning's 11.12%, and Jilin's 11.71%, all of which are in the bottom five in the country.

According to the reporter's combing, from the perspective of birth rate, in 2019, Heilongjiang's population birth rate ranked first in the country, Jilin ranked second to last, and Liaoning ranked third from the bottom.

Yi Baozhong, a professor at the Northeast Asian Research Institute of Jilin University, analyzed the first finance and economics that in recent years, the downward pressure on the northeast economy has been great, there are few employment opportunities, and some young people have outflowed, which has also affected the birth rate. On the other hand, in the past, the implementation of family planning in the northeast was better, especially the early urbanization in the northeast, many employed personnel in state-owned enterprises, administrative planning units, the proportion of personnel in the system is relatively large, in the past family planning implementation was more strict, there are many only children, the current batch of only children into the marriage and childbearing stage, so the birth rate is relatively low.

It is worth noting that at present, 8 provinces such as Jilin, Anhui and Heilongjiang have proposed the implementation of childcare subsidies or birth subsidy systems. Huize County in Gansu and Panzhihua City in Sichuan Province have also issued detailed rules for specific awards. In addition, for families with two or three children, Jiangsu Haian proposed to give preferential housing purchases, and Gansu Huize proposed to give housing subsidies. In the area of affordable housing, priority is given to multi-child families.

The "Plan" issued by Jilin also proposes that small and micro enterprises established by couples with two or three children in accordance with the policy are exempt from VAT for small-scale taxpayers with monthly sales of less than 150,000 yuan; for the part of the annual taxable income of not more than 1 million yuan, it is reduced by 12.5% to be included in the taxable income and paid at a rate of 20%; the part of the annual taxable income exceeding 1 million yuan but not exceeding 3 million yuan is reduced by 50% to the taxable income, and 20% is calculated as 20%. The tax rate is subject to corporate income tax.

Dong Yuquan analyzed that such policies have positive significance, and subsequent localities can combine their own situation to come up with relevant measures.

Looking to the future, more places will introduce support for the issuance of birth subsidies and the provision of tax incentives. In addition, in the process of encouraging fertility, how to reduce the opportunity cost of women's fertility has become a top priority.

Dong Yuzhen analyzed the first financial and economics, in the future, it is necessary to focus on the establishment and improvement of the "labor cost sharing mechanism" of various maternity holidays, while effectively reducing the cost of childbirth, parenting and education of young parents, it is also necessary to effectively consider the actual burden of employers, especially enterprises, and to avoid the phenomenon that the policy of only increasing holidays does not reduce the cost of holidays. "We must take measures to mobilize the enthusiasm of employers, especially enterprises, so that employers, especially enterprises, can truly and voluntarily make due contributions to building a socially friendly society." Only in this way can we actually avoid the phenomenon of gender discrimination in the employment process and build a harmonious relationship between women of childbearing age and mothers of children and employers, especially enterprises. Dong Yuzhen said.

Source: CBN

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