The best-selling model on the market is always an affordable car between 150,000 and 200,000, which although the displacement of such cars is not large, but it is economical and fuel-efficient, suitable for families. How much does it cost to own a car of about 200,000 yuan per month? Let's hear about the cost of car ownership for car owners.
Most people think too simple of car maintenance before buying a car, thinking that the cost of maintaining a car for about 200,000 yuan a month is up to 1200 yuan. In fact, car maintenance is always more expensive than everyone thinks, and 1200 yuan is not enough.
If you are taking out a loan to buy a car, you must pay back at least 3,000 car loans every month. Car loans are not included in the cost of car maintenance, we only calculate from the car maintenance costs related to the car. After buying a car, we must first go to insurance, and the first year of the car premium of about 200,000 yuan is 6,000 to 7,000 yuan, which is equivalent to 600 yuan per month.
If it is calculated according to 20,000 kilometers a year, 1500 kilometers per month. About 200,000 household scooters have a small displacement, and the comprehensive fuel consumption in the city is between 8.5 and 9.5, and the average monthly refueling costs 800 yuan. In the process of car maintenance, the owner also has to carry out repair and maintenance, a small maintenance fee of 1500 yuan, a maintenance twice a year to charge 3000 yuan.
In the process of using the car, the owner also needs to bear the parking fee, parking space fee, parking space management fee, toll fee, car wash fee, illegal fine fee and other expenses, and it costs 600 yuan to pay these complicated expenses on average every month.
The miscellaneous expenses of the car, plus fuel costs and insurance costs, cost a total of about 20,000 yuan per year, equivalent to 2,000 yuan per month. After seeing this number, many young people are very surprised, does it cost so much money to raise a car of about 200,000? The insurance cost in the first year of buying a car is relatively expensive, and the insurance cost in the next few years is about 3200, and the cost of maintaining a car can be reduced by 300 yuan per month.
Raising a car of 200,000 yuan, spending 1700 yuan per month is just an average number, some car owners drive in big cities, each month just to rent a car space to spend more than 500 yuan, tolls, parking fees, maintenance fees and other costs to spend more than 500 yuan, each month to maintain a car at least 2500 yuan.
Some people have calculated that it costs at least 1300 yuan a month to raise a Haval H6 with about 120,000 yuan, so it is impossible to raise a more expensive B-class car for less than 1500 yuan. Some car owners may say that adding two tanks of fuel per month is enough, if everyone uses the car so often, it is not recommended that you buy a car.
Editor's Comments:
Raising a B-class car of about 200,000 yuan is far more expensive than imagined, if everyone's monthly car maintenance cost is only 1500 yuan, it is better to sell the car as soon as possible, because you can't afford to raise a car, even if you can barely afford to raise a car, the happiness of life will be reduced.
Some car owners and friends have to repay the loan while raising the car, and after subtracting 3,000 yuan of loans every month, there is not much money left in their hands, and then subtract the money to keep the car, and the quality of life plummets. Such owners are best not to buy B-class cars, we can buy a cheaper A-class car, A-class cars not only have low fuel consumption, insurance premiums, maintenance costs are cheaper, can reduce the pressure of car owners, how much does it cost everyone to maintain a car?
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