Now the owner's awareness of risk resistance is getting stronger and stronger, and many people will buy a car insurance after buying a car. With car insurance, in the event of a vehicle crash or other conditions, the insurance company can make a claim to help the owner protect against most of the risks, and sometimes the insurance company will pay the full amount if there is a problem during the transportation of the vehicle.
There is a car advocate in Guangdong who bought a Ferrari of about 5 million yuan, he loves this Ferrari, after buying a car, he is reluctant to drive on the road himself, but wants to find a trailer to drag the car back. Mr. Zhang spent 2,000 yuan to find a trailer, dragged this Ferrari slowly to Mr. Zhang's villa, did not expect an accident during the transportation process.
The employees of the trailer company did not secure the Ferrari, and when the Ferrari's straps were loosened during the transportation process, the ferrari straps were loosened, and the car suddenly fell off the trailer's compartment. The height of the trailer's carriage was more than 1 meter 6 above the ground, and the Ferrari fell from such a high place that the left side of the car shattered after falling into contact with the ground.
The owner of the car heard a bang and quickly got out of the car to check the situation, he found that his beloved Ferrari fell to the ground, the body was seriously damaged, the left side of the shell shattered to the ground, the door and trunk were all deformed. This Ferrari is worth 5 million, and after buying the car, there was an accident before it was on the road, and everyone will be very distressed.
However, the owner's reaction was unexpected, the owner was not as angry as we expected, he smiled and said that it was okay, anyway, there is an insurance company to pay. It turns out that the owner of the car has purchased a high amount of damage insurance before looking for the trailer, and the insurance company will settle the claim for any condition that occurs in the vehicle during the transportation process.
In the process of this transportation, the sky-high luxury car did not fall from the trailer, although the vehicle damage was more serious, but Mr. Zhang could ask the insurance company to pay, and the new car just bought fell into this way, the insurance company will definitely pay a new car, and maybe add some economic compensation to the owner.
Many netizens said that the owner of the car is really very far-sighted, before transporting the luxury car to buy a high amount of insurance, which avoided a risk, otherwise the owner alone to bear the loss will be a loss. The towing company came to visit the Ferrari as soon as it heard about the car accident and apologized to the Ferrari owner, who said that they would bear the follow-up costs.
How should I buy auto insurance?
There are too many insurance companies on the market now, and many car owners do not know which insurance is the most cost-effective to buy. In fact, the scope of car insurance protection is similar, and you can choose an insurance company with a cheaper price and better service.
When choosing car insurance, car damage insurance, third-party liability insurance, regardless of deductible is a type of insurance that must be bought. In September last year, China's auto insurance underwent a reform, the new version of commercial insurance includes three major insurance and 11 additional insurance, we only need to buy the new version of commercial insurance can provide sufficient protection.
The basic premium for the first year of compulsory traffic insurance for ordinary models with less than 6 seats is 950 yuan, and the various expenses in commercial insurance are related to the price of the car and the age of the car. When purchasing the three main insurances, it is recommended that you choose motor vehicle occupancy liability insurance and additional medical expense liability insurance, glass insurance, wading insurance and natural insurance, which are not practical and recommended.
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