On December 14, the China Insurance Industry Association officially released the "Exclusive Clauses for Commercial Insurance of New Energy Vehicles (Trial)", and the "three electricities" (batteries and energy storage systems, motors and drive systems, and other control systems) of the new energy vehicles that have attracted much attention are included in the scope of protection, covering the use scenarios of new energy vehicles driving, parking, charging and operation.
At the same time, the "Clauses" combine the characteristics of charging new energy vehicles to develop the "Self-use Charging Pile Loss Insurance" and "Self-use Charging Pile Liability Insurance", which not only covers the loss of the vehicle, but also includes the loss of auxiliary equipment such as charging piles and the property losses and personal injuries that may be caused by the equipment itself; and concentrates on solving the risks caused by auxiliary facilities in the application of new technologies. This is the first time that auto insurance has underwritten external fixed auxiliary equipment, which is an innovation and exploration in the field of auto insurance.
Source: CCTV Finance
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