The driving, parking, charging and operation process of new energy vehicles are all within the scope of the three main insurances

IT Home News on December 13, today, the China Insurance Industry Association officially released the "New Energy Vehicle Model Clauses (Trial)". The clause shows that the main insurance of new energy vehicles includes three independent types of insurance, including new energy vehicle loss insurance, new energy vehicle third-party liability insurance, and new energy vehicle vehicle personnel liability insurance. The insured may choose to insure all types of insurance or some of them.

The "Model Clauses for New Energy Vehicles (Trial)" also clarifies that the process of driving, parking, charging and operating of new energy vehicles is within the scope of the three main insurances of new energy vehicles.

IT Home has learned that according to the rate switching time of the new energy vehicle commercial insurance model clauses, all new and renewed new energy vehicles (excluding motorcycles, tractors, and special vehicles) are uniformly insured by the "New Energy Vehicle Model Clauses (Trial)", and the "China Insurance Industry Association Motor Vehicle Commercial Insurance Model Clauses (2020 Edition)" are no longer applicable. Non-new energy vehicles cannot be insured by the Model Clauses for New Energy Vehicles (Trial).