Most of the current era novels are female protagonists with gold fingers, or from modern times to ancient times, seizing the opportunity of the times, and finally making a career in the seventies and eighties when gold was everywhere.
There is really a female entrepreneur whose life experience is exactly the same as that of the heroine of the novel, and this person is Zhou Xiaoguang, the richest woman in Zhejiang.
Zhou Xiaoguang, born in 1962 in a rural village in Zhejiang, has five younger sisters and a younger brother. In the sixties, everyone knew what kind of situation, there was not enough to eat, clothing and warmth, if there was a worker in the family, it could all go sideways in the village.
However, in this era, not only is the ideology backward, but the idea of favoring sons over daughters is very serious, and there is no family planning. Zhou Xiaoguang was obviously born in a patriarchal family, fortunately, the family did not have too harsh a daughter in addition to wanting to have a son, Zhou Xiaoguang finished high school before dropping out of school.
Zhou Xiaoguang dropped out of school because the family was too poor, she is the eldest in the family, but also lucky to study, the following sister does not have so many opportunities, in order to reduce the burden on the family, 16-year-old Zhou Xiaoguang, who has never been out of the house, went out of the mountains to work, she only brought twenty yuan and a wooden box.
Zhou Xiaoguang heard that there are many vendors doing business in Yiwu, Zhejiang Province, where reform is in full swing, so she also went to Yiwu. Zhou Xiaoguang's first business was to sell needlework patterns on the Yiwu pier.
Zhou Xiaoguang, a 16-year-old girl, buys goods alone and runs the dock, although it is a small business, but this courage is really admirable.
She persisted in this way for seven years, and the suffering she suffered in these seven years was unimaginable to others, and once she was almost abducted. Zhou Xiaoguang's suffering in the past seven years has also paid off, and he has become a low-key ten thousand yuan household.
Later, she met her lover Yu Yunxin, yu Yunxin's business is similar to her, both of them are people who have suffered hardships, and they can be evaluated as like-minded and mutually supportive life partners.
After marriage, Zhou Xiaoguang and her husband invested 15,000 yuan to buy a stall to operate jewelry. At this time, it was a period of rapid reform and development, and many people ran to the south or other purchases, and then returned to their hometowns to sell. So the couple also ran to Yangcheng to buy goods, and the two of them slightly modified them to become new goods.
Yiwu is most famous for what, naturally is a variety of small commodities, as early as the eighties and nineties has been very popular, Zhou Xiaoguang and his wife found that people love jewelry at that time, although the two did not learn professional design, but the jewelry they sold has become a fashion benchmark.
In 1995, Zhou Xiaoguang and his wife had accumulated a lot of wealth, but Zhou Xiaoguang's ambitions were far more than that, and she was determined to run her own factory and not be a trader.
It was also at this time that I learned that Zhou Xiaoguang and his wife had already earned 7 million yuan by being second-way dealers, and this number would definitely not be less even today.
Zhou Xiaoguang and his two sons founded a company in their name, "Xinguang Jewelry Co., Ltd.", and they are the leaders of Yiwu.
Later, many people followed Zhou Xiaoguang's footsteps, after all, the production process of trinkets is too simple, and the new products that come out in the morning may have another stall in the afternoon, which makes Yiwu more and more commodities, and the price is getting lower and lower.
Zhou Xiaoguang's industry is getting bigger and bigger, but she is still not satisfied, she decided to diversify the development of the industry, and many fields that she is not familiar with want to share a piece of the pie, such as real estate. Zhou Xiaoguang finally planted a heel in real estate.
Zhou Xiaoguang has acquired Zhejiang Wansha, developed Yiwu Shimao Center, and successively invested in seven companies with broken capital chains, developed Yiwu Shangri-La Hotel, Dongyang Xintiandi, and laid the capital foundation of "Xinguang Yuancheng".
With the efforts of Zhou Xiaoguang, Xinguang Yuancheng became a listed company with a valuation of 80 billion yuan.
However, the real estate industry is originally a high investment and high return, but unfortunately the return is very slow, and the risk is particularly high. Zhou Xiaoguang wanted to eat a big fat man in one go, and developed a lot of real estate, but unfortunately, there was a problem of broken chain of funds in the end, so Zhou Xiaoguang chose to issue bonds.
But it's just a drop in the bucket. Zhou Xiaoguang's financial pressure is already very large, but she believes that the funds will soon be returned, and there will be a double income after the property is delivered.
So Zhou Xiaoguang signed a VAM agreement with the listed company, promising to earn 4 billion yuan in profits within three years.
Zhou Xiaoguang's real estate has been saved, and even made her the richest woman in Zhejiang, but unfortunately the good times are not long.
The high-leverage expansion has left Sunbeam Group facing a huge financial crisis, resulting in Zhou Xiaoguang having to borrow money everywhere, and finally leaving Sunbeam Group heavily indebted.
By September 2018, Sunbeam Group already had $3 billion in debt. The financial crisis soon made Zhou Xiaoguang's client company choose to terminate the contract, the creditor chased after the door to ask for money, and various types of debt followed, reaching 34 billion.
In 2021, on January 4, ST Xinguang announced that Xinguang Group was suspected of violating the disclosure, and Zhou Xiaoguang and his wife may face fixed-term imprisonment. The former richest woman could only retreat.
Looking back at Zhou Xiaoguang's life, she is really too powerful, whether it is as a small trader at the volunteer dock, or going to other big cities to buy goods as a grandfather, and then to set up a company, her courage is difficult for others to reach, not to mention that Zhou Xiaoguang is only a high school education.
If Zhou Xiaoguang succeeds in investing in real estate companies, perhaps she will become the richest man in China in the future, but it is a pity.
Zhou Xiaoguang in the industrial expansion, indeed in a hurry to make quick gains, but there are still many desirable points, industrial diversification is not to spread risks, but failure, everything can only become a negative teaching materials.