Preamble:
A piece of news about Ruifengda Asset Management Co., Ltd. caused an uproar in the investment circle, the company is suspected of running away, resulting in huge losses for many investors, and the actual controller of the company has also lost contact, making investors very anxious and panicked.
1. The beginning and end of the runaway incident of Ruifengda Asset Management Co., Ltd
The news of Ruifengda Asset Management Co., Ltd. was first exposed on the Internet, when an investor posted that the staff of Ruifengda Company had been empty, and the company's phone could not be connected, which made investors feel very surprised and panicked, because their funds were in this company.
There are also some investors who said that they had signed a contract with Ruifengda and made a large investment, but now they are unable to achieve any return on investment, which makes them very angry and helpless, because their hard-earned money has been wasted.
The economic investigation detachment of the Shanghai Pudong Branch has intervened in the matter and arrived at the office of Ruifengda Company, and the company was sealed, and the investor also needs to submit relevant materials for the police to conduct further investigation.
2. The impact of the runaway incident of Ruifengda Asset Management Co., Ltd
For Ruifengda Asset Management Co., Ltd. ran away incident, in fact, the impact is very bad, the first to affect is a large number of investors, most of these investors are institutional investors, they invested between 3 million yuan and 30 million yuan, that is to say, their losses are very huge.
Since the Ruifengda company's escape incident is true, this also means that the investor's funds are basically unrecoverable, which is undoubtedly a very heavy blow to them, after all, these funds are their savings for many years, and if they can't get a return, then their quality of life will be greatly affected.
Ruifengda's runaway incident will also have a certain impact on the entire financial market, because once such an event occurs, investors will panic about the entire financial market, and they will think that there is a great risk in the financial market, so they choose to withdraw, which is very unfavorable to the stability of the financial market.
Third, the private equity firm may have run away by transferring to the New Third Board stocks
For Ruifengda Asset Management Co., Ltd. ran away, in fact, this is not the first time that private equity institutions have run away in the financial market, and before that, there have been some similar incidents, such as Qianhai United, Zhongchi Rongzhi and other companies, which have been exposed because of the runaway incident.
Why do these private equity firms run away? In fact, there is a possibility that these private equity institutions have transferred investors' funds to the new third board stocks, and some stocks that are not listed and traded, so that it is difficult for investors' funds to be chased, because the liquidity of these stocks is very poor and cannot be traded.
The probability of private equity firms running away in this way is very high, and it will be more difficult for investors because they can't be sure whether their money is actually being invested, or the actual value of the stocks.
Fourth, the regulatory authorities need to strengthen the supervision of private equity institutions
In the face of the phenomenon of private equity institutions running away, in fact, the regulatory authorities cannot completely shirk their responsibilities, because in such an incident, there are certain omissions in the supervision work of the regulatory authorities, for example, when the private equity institutions make investments, the regulatory authorities do not strictly review and supervise them, resulting in the possibility of various illegal operations.
The regulatory authorities should strengthen the supervision of private equity institutions, first requiring them to make true and transparent disclosures on the investment targets, including the actual controllers, operating conditions, financial status of the targets, etc., so that investors can clearly understand where their funds are invested and can effectively avoid the occurrence of runaways.
The regulator can also require the PE firm to deposit the investment funds in a third-party custodian, so that even if the PE institution runs away, the investor's funds can still be effectively protected and liquidated and recovered through the custodian, thereby reducing the investor's losses.
5. Investors need to be cautious when choosing private placement products
In fact, the incident of private equity institutions running away has also sounded the alarm for the majority of investors, that is, when choosing private equity products, we must be extra cautious, not only look at the returns, but also have a comprehensive understanding and evaluation of the private equity institutions, including their background, strength, team members, etc.
We can also see some clues in the incident of Ruifengda Asset Management Co., Ltd., for example, the company is actually a subsidiary of Riying Group, and it is transformed from the original P2P team, which means that the company lacks formal investment management experience, and there are certain compliance risks.
When investors choose private equity products, in addition to looking at their short-term income performance, they should also dig deep into their background and strength, and only by choosing a formal and stable private equity institution can they better protect their investment rights and interests, and can also obtain long-term and stable investment returns.
Epilogue:
In general, the incident of Ruifengda Asset Management Co., Ltd. has sounded the alarm for the entire financial market, and also made us realize that the runaway of private equity institutions is not an isolated case, but there is a certain systemic risk, and the regulatory authorities need to take effective measures in a timely manner to strengthen the supervision of private equity institutions to ensure that the legitimate rights and interests of investors are not harmed.
When investors encounter similar incidents, they should also remain rational and sober, not give up easily, they can seek help through lawyers and other channels, and they can also actively participate in the investigation work of the regulatory authorities, and make efforts to protect their own rights and interests, only in this way can they effectively prevent and resolve financial risks, and can also contribute to the stability of the financial market.