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The "trade-in" policy and activities of buying houses in some cities

author:Leju.com

In December, the Shenyang Municipal Real Estate Bureau of Shenyang City, Liaoning Province announced that there was a subsidy for "selling the old and buying the new". From December 22, 2023 to March 31, 2024, within the scope of Shenyang, buyers who sell their own houses and purchase a set of newly built commercial housing will be given a subsidy of 100 yuan/square meter by the municipal finance department for the purchase of newly built commercial housing. In December, Wuhan Real Estate Development Association of Wuhan City, Hubei Province and Wuhan Real Estate Brokerage Industry Association jointly launched the "Beautiful Housing, Trade-in the New" activity, which issued an initiative for the city's real estate development enterprises and real estate brokerage institutions, and adopted a tripartite joint approach of development enterprises, brokerage institutions and home buyers. In December, the Housing and Urban-Rural Development Bureau of Suzhou City, Jiangsu Province, Jiangsu Province, issued a notice that from December 1, 2023, the "sell the old and buy the new" deed tax subsidy for house purchase will be implemented, and all those who sell their own houses in Suzhou City since January 1, 2023 and buy new houses between December 1, 2023 and December 31, 2024 can enjoy the house purchase deed tax subsidy at different levels, up to 100% of the house purchase deed tax subsidy. All cities and districts will announce specific implementation rules in the near future. In November, Suzhou Real Estate Industry Association, Suzhou City, Jiangsu Province, together with the Party Building Alliance of Suzhou Courtyard and Institute, carried out a group purchase activity for housing in Suzhou, which lasted for three months. At the event, the Suzhou trade-in measures were released to build a trade-in platform. Carry out the whole chain optimization of the real estate transaction process, and launch the "priority sale", "buy with confidence" and "new purchase" services to help buyers lock in the new houses they want in advance in the preferred housing pool, and at the same time accelerate the sale of old houses. In November, Yuecheng District, Shaoxing City, Zhejiang Province, announced the implementation rules for the "trade-in" of second-hand housing:

Residents who need to replace their old homes first communicate their needs with the brokerage institutions that belong to the "trade-in" alliance list, sign a service agreement, and then select their favorite new homes through the "trade-in" alliance real estate project list;

The real estate development company, the real estate brokerage agency and the intending residents jointly sign a tripartite agreement, and the residents pay the corresponding purchase intention fee to the new housing project belonging to the "trade-in" alliance and sign a subscription agreement, and the real estate development company helps the residents lock in the selected houses; The real estate agency is responsible for verifying, inspecting, surveying and evaluating the residents' old houses, providing the second-hand housing sales guidance price in line with the market transaction price, and helping residents sell the old houses through multiple channels within the agreed period according to the service agreement; cON

If the old house is successfully sold within the agreed period, the resident needs to complete the purchase of the designated new house, otherwise the developer has the right not to refund the intention money; If the old house cannot be completed within the agreed period

If it is sold, the real estate development company shall refund the resident's intention to purchase the house in a timely manner, and the resident does not need to bear the risk of default.

In November, Yancheng City, Jiangsu Province, as of the end of February 2024, individuals who sell their own houses and purchase newly built commercial houses of 120 square meters or more will be given new houses on the basis of enjoying the new house deed tax subsidy

Pay a 30% subsidy on the deed tax. Real estate industry associations guide real estate enterprises and real estate brokerage institutions to provide services for "new purchases". Encourage all districts and municipal state-owned enterprises to "sell."

"Old" houses are used as affordable housing housing supply targets.

In November, Taicang City, Jiangsu Province, piloted the "old for new" policy of commercial housing, which is to sell the qualified ordinary commercial housing under my name to a designated state-owned company in accordance with the corresponding rules, and purchase the state-owned company

Designated newly built commercial housing.

At the same time, for old houses enjoying the "trade-in" policy, the requirements include that they are ordinary commercial houses with a construction area of less than 144 square meters within the city limits of Taicang City; A

The stock of commercial housing can only be replaced by one set of newly built commercial housing; The total replacement price of the existing commercial housing shall not be higher than 60% of the total price of the new housing purchased. In addition, the stock of commercial housing is required to have independent not

Movable property rights, and clear property rights.

In November, the real estate development enterprises, real estate brokerage institutions and intending buyers in Yulin City, Guangxi Province are required to sign a tripartite contract and pay a deposit of intention for the new house to the new housing project, which will be deposited by the Municipal Housing and Urban-Rural Development

The special fund management account opened by the bureau shall be verified, inspected and surveyed by the real estate brokerage agency for the stock of housing, and if the stock housing is not sold within the agreed time, the intention to return the new house shall be determined

gold, termination of new home transactions.

In November, Lishui City, Zhejiang Province, encouraged development enterprises, brokerage institutions, and state-owned companies to pilot the "old for new" residential housing activities. If the sale of the old house is not completed within the agreed time, it can be purchased by the developer and the buyer

Under the premise of negotiation, developers are encouraged to carry out the old house, and the purchase amount is offset against the purchase price of the new house. Encourage state-owned enterprises to combine historical districts, old communities and other urban organic changes

For new projects, we will intervene in the expropriation work in advance and support residents' demand for housing replacement in accordance with relevant policies.

The transaction time of "old house" and "new house" must be from the date of policy issuance to June 30, 2024. Enterprises or individuals participating in the "trade-in" activity will be given "old houses".

100% subsidy for the local part of the tax and fee retention of hand-house transactions, and the tax subsidy shall be implemented in the implementation of the Lishui Real Estate Health Development Office [2022] No. 17 "On the Implementation of the Tax Subsidy for Housing Purchase Transactions in the Central Urban Area of Lishui".

Policy Interpretation of the Rules". Among them, individuals who buy second-hand houses will enjoy high transaction tax subsidies and house purchase subsidies. During the event, if there are many old houses for new ones, the old houses will be highly subsidized

1 set.

In October, Haining City, Zhejiang Province, from September 27, 2023 to September 26, 2024, Haining City encouraged real estate enterprises to purchase stock houses of intending buyers, and gave 2% of the total purchase price to enterprises for the purchase of stock houses

The financial subsidy shall be cashed after the real estate certificate is processed.

In October, under the guidance of Jining Housing and Urban-Rural Development Bureau of Jining City, Shandong Province and Rencheng District Housing and Urban-Rural Development Bureau, Shell Jining Station signed a cooperation agreement with a number of real estate companies in Jining to "rejuvenate the house and buy it". During the service agreement period, Beike will purchase new products on the network side

The service is skewed by traffic, and the broker side focuses on promotion to help customers accelerate the release of old listings and the accurate locking of new listings. If the old house is sold, the new house will be purchased; If unsold

The new house subscription contract can be terminated, and the developer will refund the subscription money in full.

In October, buyers in Ningbo City, Zhejiang Province first selected new commercial housing, signed a subscription agreement with a developer for new commercial housing ("buy with confidence"), and signed a second-hand housing ("priority sale") agreement with a brokerage agency

Clarify the intention to buy and sell the property, and sign a tripartite agreement at the same time. If the second-hand housing is sold within the agreed time, the buyer shall handle the purchase of the newly built commercial housing according to the agreed process

Continue; If the second-hand housing is not sold within the agreed time, the developer will refund the subscription fee for the newly built commercial housing as agreed, and the buyer does not need to bear the liability for breach of contract.

In October, Lianyungang City, Jiangsu Province, supported the "sale of the old for the new". Encourage real estate development enterprises and brokerage institutions to provide exclusive housing and preferential programs for buyers participating in the "new purchase". Explore a new way of "selling the old for the new",

For development projects that have been transferred but not built with affordable housing, it is allowed to pay the construction fee for the relocation of affordable housing, and the state-owned enterprise platform will purchase the "old" housing as a guarantee within a time limit

The use of housing or talent housing ensures that there is no worry about "replacement".

In September, Qingdao Real Estate Association of Qingdao City, Shandong Province issued the "Notice on Promoting the Industry's "Good Experience and Good Practices" Cases to promote a project to open up the sale of second-hand houses and new ones to the city's development enterprises and brokerage companies

The new model of the housing subscription process is "good and fresh". The buyer signed a tripartite agreement with the developer and Beike, signed a new house subscription agreement with the development company, and cooperated with the Beike platform

Ji Company signed an agreement to accelerate the sale of real estate. The agreement will stipulate a time period, during which the developer will help the buyer lock in the intended listing, and the Beike platform will cooperate with the brokerage company to help the customer

Accelerate the sales of old houses through online traffic tilt and online and offline focused promotion on the broker side. If the old house is successfully sold, the customer can go through the next purchase process of the new house; If the old house is not sold

The developer will return the deposit, and the customer does not need to bear the risk of default.

In September, Tai'an City, Shandong Province, for the masses who need to change houses, some intermediaries launched the "old for new" product, which is coordinated by high-quality real estate enterprises and brokerage institutions to implement the linkage of first-hand and second-hand housing transactions to help buyers

Lock in the intention of new houses in advance, and at the same time accelerate the sale of old houses, and strive to protect the legitimate rights and interests of the masses in the process of housing replacement, and speed up the transaction of housing listings.

In September, the real estate brokerage agency in Yangzhou City, Jiangsu Province communicated with the intended customer about the replacement demand and signed the real estate brokerage service contract; Interested customers select the new housing that needs to be replaced; Real estate brokerage agencies on the stock of housing

Housing verification, home inspection and on-site inspection; Prospective customers complete the purchase procedures for a new house. Buyers can pay a deposit first and wait for the real estate agency to sell their own

After the house, the final purchase procedures are completed. The selling cycle varies according to the period agreed by each real estate company and buyer, generally one to three months. If three months later, existing

If the house is not successfully sold, the full deposit can be recovered from the developer.

In September, some real estate projects in Jinan, Jinan City, Shandong Province launched the "old for new" house purchase activity, and the intensity of different real estate activities is different. On the whole, there is a certain grace period after the buyer makes a reservation, in addition to a certain amount of new housing

Preferential/new housing subsidies are used to hedge the taxes and fees of second-hand housing transactions, such as second-hand housing cannot be disposed of after the grace period, and you can also check out unconditionally.

In September, the relevant departments of the Rizhao Municipal Government of Shandong Province launched the "old for new" service. The process is that the customer registers the information of the old house; The intermediary accepts the registration, verification, house inspection, field survey and preliminary estimate of the property price, and the customer recognizes

Can; The customer preliminarily locks in the intended listing; The customer signs an agreement with the intermediary and the real estate company and pays the intention fee to lock in the house; Prospective customers complete the purchase procedures for a new house. July 1, 2022

From March 31, 2024, the purchase of commercial housing can enjoy a subsidy of 2%-3% of the total housing payment.

In September, Nantong City, Jiangsu Province, encouraged real estate brokerage institutions to carry out "new purchase" business cooperation. Real estate agencies are entrusted by real estate companies to help residents who are interested in buying new houses sell their old houses. Residents are available with premises

The enterprise signs a letter of intent to subscribe and locks in the new house within a certain period of time, and the sale price of the old house is used as the down payment for the purchase of the new house; If the old house is not sold within the time limit, the resident can solve the problem

Except for the letter of intent, there is no liability for breach of contract.

At the same time, the implementation of the "old for new" subsidy policy. For the sale of owner-occupied housing within the main urban area and the purchase of the main urban area between September 16, 2023 and March 31, 2024

In the case of a new or second set of newly built commercial housing, a housing purchase subsidy of 0.5% of the total purchase price of the newly built commercial housing purchased will be given. The date of sale of the old home and the date of purchase of the new home must be within 365 days

In September, Nanjing City, Jiangsu Province, issued new measures to promote the development of the real estate market and launched the "New Purchase" service. It is jointly developed by Nanjing Real Estate Association and Real Estate Brokerage Industry Association, and is a key brokerage

The institution launched the "new purchase" service, built a "new purchase" supermarket, and passed the "priority to sell, rest assured to buy" guaranteed transaction service.

In August, the relevant departments of Zibo Municipal Government of Shandong Province launched the "old for new" house purchase service. Buyers fancy the new house, and the real estate company, the intermediary agency signed a tripartite agreement, pay the deposit first. The intermediary company enters the buyer's old house

After verification, house inspection and field survey, the real estate company pays a marketing fee to the intermediary company to carry out pre-sales decoration, cleaning and shooting publicity of the old house. If the old house is sold within the specified period, then

Purchase procedures for a new house as agreed. If the old house is not sold, the real estate company will refund the deposit, and the marketing costs will be borne jointly by the developer and the intermediary company.

In August, Jiangxia District, Wuhan City, Hubei Province, encouraged "trade-in", from the date of the issuance of the measures, individuals (families) who sell their own housing and purchase newly built commercial housing in Jiangxia District before December 31, 2023

1% of the contract transaction amount for the purchase of newly built commercial housing will be rewarded.

In July, Xuzhou City, Jiangsu Province, sold commercial housing in the main urban area of Xuzhou City from February 27 to December 31, 2023, and purchased newly built commercial housing in the main urban area from July 1 to December 31, 2023

Individuals will be given a certain subsidy according to the contract price of the newly purchased commercial housing. Among them, for the purchase of newly built commercial housing with an area of 90 square meters or less, the subsidy will be 0.8% of the contract price; The area is

More than 90 square meters will be subsidized at 1.2% of the contract price.

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