College students are starting to use cash again? What is the signal? Some students have told the truth.
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With the vigorous development of mobile payment, China is ushering in a "cashless" social revolution, and now in every corner, from the city to the countryside, from the elderly to the children, almost all transaction scenarios have been infiltrated by various mobile payment tools.
An important force in this is the new generation of college students, who are inherently receptive to and adapt to the changes brought about by mobile payments.
Compared to traditional cash transactions, the convenience offered by mobile payment is unparalleled, users only need to pick up their mobile phones and tap the screen to complete the payment.
The whole process is hassle-free and hassle-free, in contrast to the annoying situations that you may face when paying in cash, such as changing and identifying counterfeit banknotes.
This not only greatly optimizes the shopping experience of consumers, but also effectively stimulates the vitality of the market, and it can be said that mobile payment has become an important engine for China's economic growth.
However, just as this wave of mobile payments was in full swing, a rather unexpected phenomenon quietly surfaced, and more and more college students began to return to traditional cash payments.
This group of young people, who should have favored mobile payment the most, is now "turning back", which is inevitably puzzling.
The reason for this is that some college students admit that they find that mobile payment is not harmless, and over-reliance on third-party payment platforms may damage their privacy and property security.
In the era of mobile payment, money has become an ethereal number, which can easily lead to users losing their awareness of what they are actually spending when they consume and fall into an out-of-control shopping spree.
Cash payments can make people feel the passage of money more intuitively, so as to help college students plan and control their daily expenses reasonably and avoid overspending or unnecessary extravagant spending.
The protection of personal privacy is also an important factor in the favor of college students.
Mobile payment requires users to submit a lot of sensitive information, such as bank card numbers, ID numbers, etc., and once these data are leaked, it may lead to serious consequences, including fraud or illegal profit-making of personal information.
In order to protect the information security of yourself and your family, cash transactions are undoubtedly a more prudent choice.
In addition, cash payment can also effectively avoid the risk of online loans, and some college students lack self-control and have to rely on loan sharks to survive after excessive consumption through mobile payment.
In contrast, cash payments can limit the scale of consumption, reduce unnecessary expenses, and protect the financial health of college students.
Cash payments also highlight the security and flexibility to deal with extraordinary circumstances. When the phone runs out of battery and the network is interrupted, mobile payments are useless, and this is precisely the strength of cash.
College students can carry a certain amount of cash with them to meet their emergency needs in case of emergencies.
The return to cash payment is a deliberate choice made by this group of college students, which reflects the mature attitude of the new generation of consumers to pay more attention to self-restraint and risk control while enjoying the dividends of technology.
This is not only a rational reflection on values, but also a prudent response to possible negative impacts, which deserves understanding and respect.
Click "Follow" in the upper right corner of the troublesome officials, which is not only convenient for you to discuss and share, but also can bring you a different sense of participation, thank you for your support!