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In his work "Spring Banquet", Qingshan mentioned that ideal life seems to be a plump dream, but real life is like skinny. In this cruel world, everyone must fend for themselves and cannot rely on others.
Why can't you rely on others? Imagine if someone else is struggling to feed themselves and their families, how can they have the time and energy to help you? In fact, real-world competition and hardship for survival make it difficult to rely on each other. As the proverb goes, fertile water does not flow into the fields of outsiders.
When we talk about self-employment, we can't help but think of the pension problem we are facing today. The problem of aging is becoming more and more serious, and more and more elderly people need to provide for the elderly, which also means that the burden of old-age care is getting heavier and heavier.
You need to retire, and others need to retire, but the question is who can afford it? Even if there are immortals, they can't save so many old people, let alone us ordinary people.
Ordinary people, from the moment they are born, are doomed to fend for themselves and no one can replace their responsibility.
In the face of the cold winter of old-age, we can think, which generation is the most difficult? On the surface, it seems to be the post-60s, but in fact, the post-70s are the most affected.
According to the rule of 28, only those who are rich can live a comfortable old age, while most ordinary people can only work hard to retire. Recent reports show that there are 150 million young elderly people in China, about one-third of whom are still working, mainly between the ages of 60 and 69.
One might think that these elderly people are very hardworking, but in fact, their current situation is not optimistic. What we should be thinking about is, why do these seniors need to work, and what will happen in the future?
We can draw an answer from the situation in Japan and South Korea. In both countries, 75-year-olds are still working, competing with young people for job opportunities. This may be the picture of our future.
For the post-60s and post-70s, some people have enjoyed their old age, but over time, the number of people ashore will reach saturation, and those who will go ashore will face greater difficulties.
The later life of the post-80s and post-90s will also become difficult, but this is a matter of decades from now, and we can put it aside. At present, we need to pay attention to the two generations of the post-60s and post-70s.
These two generations account for a large proportion, and from the post-80s onwards, the birth rate has declined, and the number of people contributing to pensions has also decreased. In this case, the pension pool needs to be maintained by young people's contributions, but now young people are generally reluctant to marry and have children, which will lead to a widening pension gap.
The emergence of problems is often interrelated, young people do not marry and have children, which may lead to some post-60s and post-70s dying alone in the future. If a young person cannot feed an old man, then it is more difficult to raise two old people.
In the face of this challenge, the post-60s and post-70s generations must find their own way out in time.
First, they can reserve their pension from now on. Some say that only the savings you have now are truly yours, and everything else is uncertain. If middle-aged people don't start saving, they may not be able to cope with medical expenses when they get sick in the future. Don't take chances, as financial hardship and luck often go hand in hand.
Second, reducing expectations of others and relying on yourself can reduce disappointment. The greater the expectation, the greater the disappointment. If you hope that your children will be able to retire, but eventually find that they cannot support themselves, the disappointment can be heavy. People need to recognize reality and understand that only they can really rely on it.
Life is inherently unfriendly for older people, and those who recognize reality and prepare for it will be better able to face the challenges ahead.
In addition, it is important to maintain good health and avoid frequent medical visits as much as possible. Now, a single hospital visit can be overwhelming for the average family. Staying healthy not only helps the individual, but also the family's economic stability. As the number of elderly people increases, so will the demand for medical resources, which may lead to higher medical costs.
In the face of the cold winter of old-age, there are only two ways: one is to reserve enough pensions, and the other is to maintain a good one
In good shape. Other expectations and flukes are unrealistic.
To sum up, in the face of the challenge of old-age care, the post-60s and post-70s need to take active action. They must not only save for pensions, but also reduce dependence on others and rely on their own strength to get through their old age.
It is also a responsibility, a responsibility to think about the future of oneself and one's family. In real life, we can't expect others to save us, but we should work our own and prepare ourselves for our later life.
Ageing is not a distant problem, but a challenge that needs to be addressed now. It is only through active savings, self-reliance, and maintaining good health that we will be able to live stable and happy lives in our later years.
Finally, let's not forget that every stage of life has its challenges and opportunities. In the face of the future of the elderly, we should meet it with a positive attitude and strive to strive for our ideal life. Only in this way can we live a happy, fulfilling life in our old age.
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