My Debt Diary: The Seventy-Seventh Day

Goodbye, JD White Strip!

This time, I finally completely settled the bill of Jingdong White Strip, and I no longer have to worry about paying back every month. Since I used the JD white strip, I seem to have begun to repay the loan in my memory. Whenever it was almost time to pay it off, another sum of money was consumed, and the task of repayment was taken up again. The cycle repeats itself until now.

Because the quota is not high, so the consumption is a daily small piece, basically concentrated on holidays, to buy some food for the family. In addition, when changing mobile phones, white bars are used, and other consumption rarely uses white bars. Before the pressure of the white bar bill was not very large, it was one or two hundred yuan per month, and it could withstand it. But after the epidemic came, there was no income, and suddenly it became tense. Although the debt broke out, but insisted on repayment, thinking that one less overdue would be one less overdue, and has been insisting on paying it off completely until now.

Although it is a small bill, it is still somewhat relaxed after processing, and another easy thing is to deal with the bill of the beanie money. In my debts, in my online loans, in the collections I encounter, I have made a lot of money. Sometimes I can't hold on, and it puts a lot of pressure on me.

Their collection is the most difficult, the most ruthless, the most powerful collection I have ever encountered. When I was just overdue, I was very afraid to answer their phones, because they didn't ask for a reason, directly questioned, the first time I encountered such a thing, I was scared and didn't dare to answer their phones. Later, they contacted my family, which made my parents panic. If that were the case, there would be a continued stalemate. But there was one thing that directly angered me. Last summer, my grandfather passed away (my grandfather's brother) and I couldn't go back, but the family told me about it. Those days, the mood was very bad. However, the collection of beanie money still came to me without hesitation, and said that it had nothing to do with me. As soon as I heard it, I was angry and went straight back, which was also the most angry time in my life, although there were times when I had competed with collection before, and at that time I was just afraid. But this time, I was really angry, my family members died, they still me like this, the emotions came up at once, and I also went to them to complain.

Later, I was not afraid of them. I rearranged the bill and gave the repayment plan according to the new standard. But they haven't accepted it, so I can't do anything about it. If I accept it, I will deal with it; if I don't accept it, I will deal with the rest. Later, the situation was like this, and the collection in the later period was also better, not as violent as at the beginning.

Now they are starting to talk to me again, I insist on my standards, they insist on their standards, and for a while no one will give in. Later, I pondered a bit, more to pay back, anyway also suffered a loss, this time can be directly settled and save trouble, after all, I still have to continue my life later, there is no need to spend here. I struggled for a while, and this time it was completely settled, but I still can't forget the damage they caused me.

Although some bills have been settled, but the relatives and friends are not enough, the longer the time, the greater the pressure in my heart, I am embarrassed to face them, and I don't know what to do, but the speed of earning money cannot be raised.

Now the work is stable, and since adjusting the project, it is much better. But I thought about finding a time to go out and try it out, to see if I could get a new job and see if my salary could be raised a little, and it was always not the way to go. In addition, I am not growing very much now, and I need to increase my intensity to learn precipitation.

The emotional thing originally appeared some eyebrows, which made me very happy, and my family was also happy. But the joy lasted only a month before it ended, without even giving me a chance to explain. We met on a blind date platform, and since we had been unsuccessful before, we planned to see her and deal with the debt first. Unexpectedly, after we first met, she was very fond of me, and after we had eaten, we stayed for a while, sitting on a stool, and I held her. At that moment, I was really happy, very happy, very warm, and my heart was solid. Later, we naturally got involved, but because of my debt and because I had never come out of the shadow of life because of debt, I didn't dare to believe that this was true. After a few days of dating, I thought about it and thought about it, and still told her about my situation, and I thought that I would not achieve this one move. Unexpectedly, she did not dislike me, and she also had debts, which was reassuring. After our relationship warmed up quickly, I really thought we could get married at the end of the year. But I didn't expect that during this time together, I felt very happy, but she felt that I was not suitable.

One morning, I was eating breakfast and told me it wasn't appropriate and I was going to break up. I didn't react at the time, but she was determined to break up. I asked her why, and she said that our consumption concepts did not match, I was immature and naïve, etc. In fact, after being with her, I planned to talk to her, talk about my situation, talk about our future life plan, there was a Mid-Autumn Festival, I planned to spend with her, talk about this, but I didn't expect to stick to that day.

In fact, I still haven't let go, and I'm still thinking about her. I have gone through this debt, my life is slowly adjusting, this year has such a state is already good, but she did not give me a chance to explain. During the National Day holiday, I also participated in the blind date, although I added girls, but our chat was also as far as greeting, and there was no progress. I also know that it will be difficult to meet such a generous and enthusiastic and proactive girl as her in the future.

Regarding feelings, I really don't know what to do, if you still keep looking for it like this, it will be a very draining thing, or put it down first, everything goes with the flow, hurry up and deal with the debt.