Cars, in particular, are the first choice for many people to buy after they have money. For buying a car, many people have the dream of a luxury car. Some luxury cars such as Lamborghini and Rolls-Royce are not available to ordinary people. So, in our daily life, we are exposed to more cars, most of which cost between tens of thousands and hundreds of thousands. So, what is the monthly salary for driving 300,000 cars? Experts will give the answer, let's take a look. First, look at what a $300,000 car needs. Of course, to buy a car for 300,000 yuan, you need to prepare 300,000 yuan. As long as you don't have the money, you don't have to think about other issues. Then, if you usually insure the vehicle, the annual cost is about 5,000 yuan.
Of course, buying a car for 300,000 yuan does not mean a one-time payment. If there is a certain limit to the economic strength, it can be purchased in installment loans. We assume such a condition, 300,000 yuan of car down payment of 150,000 yuan. The remaining $150,000 is paid for by a bank loan. At this time, we have borrowed 150,000 yuan in the bank and need to repay a certain amount of fees every month. According to the bank's loan interest rate level, it needs to repay about 5,000 yuan per month. Coupled with the maintenance costs of the car, fuel costs, etc., the monthly expenditure is about 8,000 yuan. Other than that, we had a car and needed a parking space. In the past, many communities bought houses to send parking spaces, and there was no such package anymore. The current parking space is very expensive, it can be said that it is difficult to buy, but as far as the indoor separate parking space is concerned, the current market price is as high as 200,000 yuan.
The current market value of some open-air parking spaces is also as high as 100,000 yuan. So, let's calculate how much the $300,000 car cost. We made a down payment of $150,000 and the remaining $150,000 was repaid on the loan. I need to repay about $5,000 a month. In addition, we add the maintenance cost and fuel cost of the car, and the monthly cost is about 3,000 yuan. The cost of parking spaces is apportioned monthly. In other words, there are more than 1,000 yuan per month. Comprehensive calculations, if we choose a loan to buy a car, the monthly expenditure is about 9,000 yuan. With such a large expense, how much salary do we need to work properly? One could argue that a salary of more than $10,000 can be affordable. But such an idea must be wrong. If our monthly salary level is 10,000 yuan, after deducting the cost of the car, there is only 1,000 yuan left.
However, what we need to know is that in addition to our monthly expenditure on cars, we have a variety of florists in our daily lives. For example, eating, buying vegetables, entertainment, etc., these costs are also about 1500 yuan per month. In other words, a salary of 10,000 yuan is not enough at all. If the pressure of life is not very large, and you want to live a relaxed life, the monthly wage of 16,000 yuan is the minimum level. Because only if you can have 5,000 yuan left every month, you can most basically guarantee your life. After all, sometimes we don't know what kind of accidents will happen in life. If the monthly salary is almost clean due to various expenses, such a life will definitely be under a lot of pressure. Nothing happens to us in our lives. Because any change may lead to a break in our funds. In this life environment, people's hearts are prone to bad changes.
Therefore, when you buy a car, I also hope that everyone will consider their economic level more. In fact, for people, the car is just a substitute. We need to use the car driving function, not the pride function of the car. So, when buying a car, we will try our best to go.
Conclusion, influenced by today's short video platforms, many people's hearts are actually very fluttering. People are reluctant to sit down and put their energy into dirty and tiring work, and want to get a huge return with less effort. Such an idea must be wrong. Effort does not necessarily succeed, but not effort will necessarily not succeed.