With the development of society, the mainland's economic development has improved, and the people's living standards have improved. Of course, with it, people's consumption levels will increase. In the automotive industry, the number of cars on the mainland indicates that people's consumption levels are getting higher and higher. So far, the number of cars owned by the mainland has already exceeded 200 million, and at this point, the mainland is also the first and second in the world. In the automotive industry, unknown friends may think that the automotive industry is only two kinds of auto manufacturing and auto sales. But this is not the case, and late-stage car maintenance and car insurance are indispensable and important parts of the automotive industry. Only by ensuring all cycles can people use the car safely.
Among them, especially in the auto insurance industry, the economic benefits brought by auto insurance to the auto insurance industry are not inferior to the original business of the car. As we all know, the insurance industry is originally a relatively high-yielding industry, and auto insurance is even more so. In addition, car insurance is also the insurance purchased by all car owners, which can improve the sense of safety when driving. However, when car owners purchase insurance, they will generally contact the insurance of tripartite insurance. About this insurance, in fact, many people do not know much. Many drivers who have just picked up their cars are very skeptical about whether they need to buy "three-wheeled car insurance" or whether they need to buy a level of 1 million compensation. In this regard, the owner bluntly said that the loss collector said that he had missed his mouth and that the loss was too great. I think many friends don't know much about the three-party insurance here, the so-called three-party insurance, its full name is the third-party commercial liability insurance. Tripartite insurance literally means commercial insurance, which refers to the insurance that a third party can pay for you in the event of a third party's casualty. This means that if an accident occurs while driving, resulting in a personal accident or property damage to others, the insurance company will compensate at that time. This is a three-way danger.
In fact, another type of insurance is similar to tripartite insurance. That's "strong insurance." Because many new car drivers will generally buy such strong insurance after buying a car. Compulsory insurance is compulsory insurance for traffic accidents. This is mandatory by the government, which means that all property owners must buy and enforce this strong insurance. This kind of insurance is very similar to tripartite insurance, many owners hesitate, and finally buy another tripartite insurance? It seems that many people have bought this compulsory insurance, but do not need to buy three more insurances. Because the functions of these two insurances are actually very similar. But this is not the case. In fact, for the owners of new cars, they need to buy three types of insurance. Tripartite insurance and power insurance have similar functions, but the amount of compensation for tripartite insurance is much greater than that of power insurance. In other words, in the event of a traffic accident, even if the same compensation is claimed, the amount of money that tripartite insurance can liquidate will increase. Mainland laws and regulations stipulate that the maximum compensation amount of power insurance is 200,000 yuan, while the maximum compensation amount of tripartite insurance is 10 million. So, it can be seen that it is actually more cost-effective to buy three dangers. Therefore, according to their actual situation, we can consider whether to purchase such a tripartite insurance.
In fact, in everyone's life, there are only ordinary small accidents, and there are no major personal accidents. Tripartite insurance looks trivial here. It is generally possible to pay with strong insurance. However, if a major accident occurs and many people are killed and injured, it is not enough to be strong at this time. There are still three types of insurance that need to be used. In this way, we can reduce our burden as much as possible. It can be seen that everyone can actually buy insurance according to their own needs, and do not necessarily have to buy a tripartite insurance with an insurance amount of 1 million. We can also purchase a small share of tripartite insurance as appropriate. When a major traffic accident occurs, everyone does not have to panic and be afraid. There is such a tripartite insurance. Most of the amount is reimbursed by the insurance company and will not cause significant losses to the owner.
Of course, if you do not buy tripartite insurance at this time, only buy compulsory insurance, such a large traffic accident even if you get the full amount of 200,000 compensation, for everyone can only solve part of the problem of funds, so here it is recommended to buy tripartite insurance according to their own needs. Whether to buy tripartite insurance, first of all, depends on everyone's own economic ability, and secondly, whether everyone has this demand. If you feel that you can satisfy yourself by taking risks, it is not necessary. Of course, if you still have uneasiness in your heart, you can also buy a small share of the three dangers.