【Technology Dog】
According to the official website of the enterprise investigation, WEILAI recently spent 50 million yuan to establish NIO Insurance Brokerage Co., Ltd. The company is 100% controlled by NIO Holdings Co., Ltd., the legal representative is Qu Yu, and its business scope includes: insurance brokerage business; insurance agency business; insurance concurrently business agency business, etc. The incident has also been interpreted as WEILAI's establishment of new energy vehicle captive insurance.
In fact, NIO is not the first company to set up an insurance brokerage company, as early as August 2020, Tesla set up a company of the same nature, which is 100% controlled by Tesla Motors Hong Kong Limited.
As for why car companies want to enter the insurance industry, in fact, it is related to the "China Insurance Industry Association New Energy Vehicle Commercial Insurance Exclusive Clauses (Trial)" that began to be launched at the end of last year, which stipulates that all new energy vehicles must be insured with new energy vehicle insurance.
After this news was exposed, many new energy car owners have exposed that their car insurance premiums have increased dramatically, and more Tesla owners have posted a single that the motor vehicle loss insurance of their vehicles has risen from the previous 5759 yuan to 12736 yuan, directly doubling! In order to solve the problem of "new energy vehicles can not afford to afford", the Association of Automobile Manufacturers recently issued a document to encourage car companies to set up their own insurance, and Weilai was also exposed to "assessing the possibility of setting up exclusive insurance".
A few days ago, a video uploaded by netizens showed that a Tesla had a rear-end accident. The accident occurred at an elevated road in Shanghai, the red Tesla Model 3, the brakes did not hit the green bydir in front of the BYD.
Because the speed is fast, and the Tesla front is low, the rear of the BYD SUV has a higher space from the ground, so Tesla "shovels" the BYD in front, and the front of the car drills into the bottom of the BYD. Regarding the cause of the accident, today, some car owners spoke out on the Internet, which said that he drove ap automatic assisted driving at that time, with a speed of 80km/h, following the normal driving of by BYD in front of him, but the distance set to follow the car is relatively close, which is the closest to the car.
Then, the car in front of him suddenly braked sharply, and his Tesla issued a collision warning, but at this time it was too late for him to step on the brakes again, and he could not stop the car, causing the vehicle to rear-end.
Judging from the photos of the accident scene, the occupant compartment structure of the vehicle was not deformed, the vehicle A pillar was not damaged, that is, the front and front cabin cover were damaged, and one day what the owner did not understand was that Tesla's airbags did not explode. At present, the specific details of the accident are still under investigation, and follow-up attention will be maintained.