Although BBA is also a first-line luxury brand, it has to be admitted that the brand influence of Mercedes-Benz is relatively high among the three. But relatively speaking, Mercedes-Benz's brand premium is also the highest, taking GLC, a more popular SUV model, as an example, with a zero-to-integer ratio as high as 653.39%. Therefore, although people cannot be taken by "car", the friends who can buy GLC still have something in terms of economic ability.
It is said that "it is easy to buy a car and it is difficult to raise a car", so how much does it cost to raise a GLC? Today Xiaobian will take the Mercedes-Benz 2022 model glc 260 L 4MATIC dynamic type (399,800 yuan) as an example, to give you an inventory of the wave, to see if this car is suitable for you to buy it?
1. Fuel costs
The WLC 100 km comprehensive fuel consumption of this model is 8.55L, but this is only an ideal state, even if you run high speed every day, you may not be able to run to this fuel consumption level. Most of the car owners' measured fuel consumption is about 10-11.5L, xiaobian here to 11L as the standard calculation. This car is added to the 95 gasoline, the current small editor of the location of the oil price of 7.52 yuan / L, if according to the daily driving distance of 40km to calculate, that year is 14600km, that year's fuel cost is about 12077 yuan, the average monthly fuel cost is 1006 yuan.
Second, maintenance costs
First of all, the Mercedes-Benz GRC does not provide free first insurance. And the maintenance interval of the vehicle is 10,000km each time, and the oil and oil filter are replaced every 10,000km; the air conditioning filter and air filter are replaced every 20,000km; the brake oil and spark plug are replaced every 40,000km; and the transmission oil is replaced every 60,000km. The cost of small maintenance (10000km) is about 955 yuan, and the cost of large maintenance (40000km) is about 3157 yuan. Therefore, on the whole, the total maintenance cost of the front 60,000km of the car is about 13,345 yuan, and the average maintenance cost of 20,000km is about 4,448 yuan. Although the above calculation is 40km per day, it is inevitable to drive or drive back to the hometown in a year, so the mileage of a year is more appropriate to calculate at 20000km, and the maintenance cost of that year is 4448 yuan, and the average monthly maintenance cost is about 371 yuan.
3. Insurance costs
In addition to the fuel fee, buying car insurance is also an important must.. After all, it is also a luxury car (although it is an entry-level model), and it is more appropriate to buy an insurance preparation. Insurance costs vary according to regions and car prices, taking Xiamen as an example, Xiaobian recommends purchase: compulsory traffic insurance + third party one million + car damage insurance + excluding deductible special insurance + theft insurance, a total of five types of insurance, a year's insurance cost is about 10458 yuan (the first year), the average month is 871.5 yuan.
4. Miscellaneous expenses
In addition to the basic cost, there must be high-speed fees, parking fees, car wash fees and so on throughout the year. A year's high-speed cost is calculated according to 500 yuan, an average of 42 yuan a month; a month to wash the car twice a week, the car wash fee is 30 yuan, a month is 60 yuan; if you do not buy a parking space, if you rent it every month, the average monthly rent of the xiaobian location is about 400 yuan, then the average monthly cost of all miscellaneous items is: 42 + 60 + 400 = 502 yuan.
If the car does not have scratches and violations, all the above expenses add up to: fuel costs of 1006 yuan + maintenance costs of 371 yuan + insurance costs of 871.5 yuan + miscellaneous expenses of 502 yuan = 2750.5 yuan.
Although most of the friends mainly take loans to buy cars, it is not excluded that there are friends who buy a car in full, so Xiaobian will separately say the cost of the following two situations:
1. If it is a full purchase of a car, plus purchase tax, license fee, decoration fee and other expenses, the landing is about 449,900 yuan, that is to say, spending this money can drive the car away, and the follow-up only needs to bear the monthly cost of 2750.5 yuan to maintain the car, if you do not look at the car price, the average monthly car cost of 2790 yuan is OK.
2. If it is a loan to buy a car, the down payment is calculated by 30%, the loan is calculated by three years of loan, the annual interest rate is 5.99%, plus the loan handling fee is about 3000 yuan, in addition to the down payment, the repayment amount of each month is about 7774 yuan, that plus the average monthly car maintenance fee, the monthly vehicle expenditure will be 10524.5 yuan, which is a big challenge for most of the working class.
If you buy a car in full, it seems that a monthly salary of 5,000 is enough, but if it is bought with a loan, the monthly salary must be basically 15,000 to be able to afford it, after all, life also has to be spent. So if it's you, does your wallet allow you to keep a Mercedes-Benz GLC?
Edit = Jian Linlin
Producer = Lin Jing