Near the Spring Festival, many friends have also begun to put car buying on the agenda. When it comes to buying a car, the BBA may be the ideal model for most friends, after all, the BBA is still holding the dead. "Drive BMW, ride Mercedes-Benz", this sentence believes that everyone has heard badly, but it is undeniable that the brand premium of BMW and Mercedes-Benz is much higher than that of Audi, and Audi is more pro-people than the entry-level models of the same level. Therefore, today Xiaobian will take the Audi A3L2021 A3L Limousine 35 TFSI fashion sports model (229,800 yuan) as an example, to give you an inventory of a wave, raise an entry-level luxury brand model, how much does it cost every month?
1. Fuel costs
The Audi A3L model NEDC has a comprehensive fuel consumption of 5.8L per 100 kilometers, but this is only ideal, and everyone knows that this fuel consumption is basically unattainable. After actual measurement, combined with the opinions of most of the certified car owners, the actual fuel consumption of the whole vehicle is about 7L, and here Xiaobian will first calculate it based on 7L/100km. This car is added to the 95 gasoline, the current small editor of the location of the oil price of 7.59 yuan / L, if according to the daily driving mileage of 40km to calculate, that year is 14600km, that year's fuel cost is about 7757 yuan, the average monthly fuel cost is 646 yuan.
Second, maintenance costs
First of all, the first maintenance of the Audi A3L is free, the manufacturer gives away the oil and oil filter, and the working hour fee is waived. The maintenance interval of the vehicle is 10,000km, and the oil and oil filter are replaced every 10,000km; the air conditioning filter and spark plug are replaced every 20,000km; the air filter, gasoline filter and brake oil are replaced every 40,000km; and the transmission oil is replaced every 60,000km. The cost of small maintenance (10000km) is about 1090 yuan, and the cost of large maintenance (40000km) is about 3480 yuan. Therefore, on the whole, the total maintenance cost of the front 60,000km of the car is about 11,870 yuan, and the average maintenance cost of 20,000km is about 3,957 yuan. Although the above calculation is 40km per day mileage, but it is inevitable to drive or drive back to the hometown in a year, so the mileage of a year is more appropriate to calculate 20000km, and the maintenance cost of that year is 3957 yuan, and the average monthly maintenance cost is about 330 yuan.
3. Insurance costs
In addition to the fuel fee, buying car insurance is also an important must.. After all, it is also a luxury car, or it is more appropriate to buy an insurance preparation. Insurance costs vary according to regions and car prices, taking Xiamen as an example, Xiaobian recommends purchase: compulsory traffic insurance + third party one million + car damage insurance + no deductible special insurance + theft insurance, a total of five types of insurance, a year's insurance cost is about 7594 yuan, the average month is 633 yuan.
4. Miscellaneous expenses
After a year, there are still some miscellaneous expenses that are certainly indispensable. Among them, high-speed fees, car wash fees, parking fees, and illegal fees are all expenses. A year's high-speed cost is calculated at 500 yuan, an average of 42 yuan a month; wash the car twice a month, the car wash fee is 50 yuan once, and the month is 100 yuan; if you do not buy a parking space, if you rent it every month, the average monthly rent of the xiaobian is about 400 yuan. As for the illegal cost, although everyone's driving habits are different, here Xiaobian still reserves 400 cost space, after all, even the old driver will inevitably have a time to be careless. The average monthly fee for all miscellaneous items is: 42 + 100 + 400 + 400 = 942 yuan.
If the car does not scratch, all the above expenses add up to: fuel costs of 646 yuan + maintenance costs of 330 yuan + insurance costs of 633 yuan + miscellaneous expenses of 942 yuan = 2551 yuan.
Although most of the people who buy A3L are young audiences, most of them are mainly loans to buy cars, but it is not excluded that there are friends who buy cars in full, so Xiaobian will separately say the cost of the following two situations:
1. If it is a full purchase of a car, plus purchase tax, license fees and other expenses, the landing is about 260,000 yuan, that is to say, spending 260,000 yuan can drive the car away, and the follow-up only needs to bear the monthly car maintenance cost of 2551 yuan, if you don't look at the car price, the average monthly car cost of 2551 yuan is really not high, and the monthly salary of 5000 can also be affordable.
2. If it is a loan to buy a car, the down payment is calculated by 30%, the loan is calculated according to the two-year loan, plus the loan handling fee is about 2000 yuan, in addition to the down payment, the repayment amount of each month is about 6702.5 yuan, that plus the average monthly car maintenance fee, the monthly vehicle expenditure will be 9253.5 yuan, the cost is not a rub on the up. Of course, you can also choose a down payment of 50%, three-year loan method, the down payment needs to pay about 14730 yuan, which will be much higher than the down payment of the previous set of programs, but the monthly payment is only about 3550 yuan, plus the average monthly car maintenance cost, the monthly vehicle expenditure is 6101 yuan. Relatively speaking, this package will be more suitable for younger audiences.
Although the actual maintenance cost of the Audi A3L is not low, it has to be said that this car may be the closest to the reality of the entry-level luxury brand model. For young friends, there is hope.
Edit = Jian Linlin
Producer = Lin Jing