With the dual development of economy and technology, electronic payment was born after combining the advantages of the two. The convenience of online payment is believed to be experienced by everyone. The current market-related data show that online mobile electronic payment has become the most commonly used payment method for residents in China. Electronic payment is both simple and convenient, more complicated than paper money payment, such as calculating change, etc., electronic payment can even be paid without caring about the decimal point. In addition to paying for daily expenses and shopping, payment is also easy, and you can complete all the things in life with just one mobile phone. Generally speaking, the top of the two major payments in China is WeChat and Alipay. I don't know what you actually use more, but according to the relevant data, there are more WeChat Pay users, so why is Alipay not popular?
▲WeChat Pay
WeChat and Alipay
At the beginning, the main purpose of Alipay was not to exist for the current electronic payment. And in order to facilitate Taobao users to pay for online shopping in a payment method, so that it is more fast and full of experience, to know that Alipay is Ma Yun's industry, of course, Alibaba-related, originally had no other purpose. However, with the development of payment platforms and the gradual emergence of electronic payments, Alipay directly built its own platform and quickly became the favorite of consumers. There is even a mark of 1 billion visitors.
▲Alipay payment
WeChat words are not to mention, this is a heavyweight. Behind him is Ma Huateng, Tencent's industry, the characteristics of which everything is understood. It can be said that WeChat is borrowed from imitation, but the number of users of WeChat is really relatively large. As a mainstream social APP, WeChat has many more functions than the QQ of the older generation. And the concise interface of WeChat also allows many middle-aged and elderly people to use it. At present, the active users of WeChat in China are 1.26 billion people.
People's needs
At present, life and work are almost inseparable from WeChat, a person's mobile phone can not have Alipay, but there will be WeChat, such as primary and secondary school students. WeChat is a social software slowly developed into an electronic payment software, before there is no payment function before there is a large number of users. Compared with Alipay, the initial number of people has a great advantage. Follow-up personnel to join, if there is a person who opened a bank card, then the priority to bind Alipay or WeChat, must be WeChat, because WeChat may have existed before the bank card, if in order to bind the bank card to download Alipay may be troublesome, after all, a WeChat can do things.
Simple operation
The function of Alipay is particularly complicated, after clicking into the home page, although the payment can be seen on the home page, it is very troublesome to check the balance or bind the card, and the points come and go. In addition, Alipay is more like a financial promotion software, which contains various financial products such as organic gold, as well as ant forests and other activities. But WeChat is not the same, you can see the scan code and payment code on the home page of the social software, and you can clearly see the balance and payment code in the change. It is also very simple to use, and even does not need to be re-taught, and for the elderly, it is relatively skilled. There are no payment methods like Huabei, and there are no ads that fill you with various activities. WeChat is indeed very clear and easy to use.
summary
In fact, the advantage of electronic payment is convenience, since the choice of third-party software payment, there is no need to dwell on the advantages and disadvantages, each has its own advantages and disadvantages, but the current WeChat scale is very large.