Small and micro loans, intellectual property pledges... This meeting is related to Beijing's financial business environment services

Beijing News Shell Financial News (reporter Huang Xinyu) In recent years, Beijing has focused on alleviating the financing problems of private and small and micro enterprises, and the ranking of "obtaining credit" indicators has jumped to the national leader. How does Beijing's financial business environment achieve the transformation from "following the run" to "leading the way"? On December 30, the Beijing Municipal Financial Supervision Bureau, the People's Bank of China Management Department, the Beijing Banking and Insurance Regulatory Bureau, the Beijing Securities Regulatory Bureau, the Municipal Science and Technology Commission, and the Zhongguancun Administrative Committee jointly held a special press conference on the "Innovation + Vitality" Beijing Business Environment 5.0 version of the reform and innovation of the new model of financing and credit services, informing the public about the work carried out by various units in optimizing the financial business environment in recent years, and focusing on the interpretation of the 5.0 version of the reform of the financial sector policy.

The reporter noted that at the conference on the theme of reform and innovation of Beijing's business environment, inclusive small and micro loans, risk sharing and compensation mechanisms for intellectual property pledge financing, as well as model judgments and special representative litigation systems related to the capital market, became the key words.

Courtesy of the organizer

First of all, regarding inclusive small and micro loans, according to Wang Ying, a member of the party group and deputy director of the Beijing Municipal Financial Supervision Bureau, Beijing proposed to strive for the year-on-year growth rate of inclusive small and micro loans in 2022 to be higher than the growth rate of various loans by more than 10 percentage points; in 2022, no less than 200 million yuan of guaranteed loans for entrepreneurship will be issued. At the same time, "by strengthening the construction of the Beijing Loan Service Center, establishing a small and micro financial service consultant system, maximizing the improvement of the enterprise financing service system, and effectively enhancing the sense of enterprise acquisition." She added.

Yao Li, deputy director of the Operation Management Department of the People's Bank of China, said that the Operation Management Department of the People's Bank of China attaches great importance to financial support for the real economy, mainly through various measures to support the development of the real economy and optimize the financing and credit environment. In terms of macro management, financial institutions are guided to focus on weak links such as private, small and micro enterprises, and rural areas, as well as key areas such as science and technology, green, culture, and high-end manufacturing. In terms of financial support, make good use of the central bank's policy funds, and "real money and silver" accurately support the development of market players.

Secondly, regarding the risk sharing and compensation mechanism of intellectual property pledge financing, Zhu Jianhong, deputy director of the Municipal Science and Technology Commission and the Zhongguancun Management Committee, told reporters that in order to promote the innovation of intellectual property pledge financing services, the Municipal Science and Technology Commission and the Zhongguancun Management Committee continued to improve the policy support system, appropriately optimized the discount support standards, and took the lead in establishing an intellectual property pledge financing cost sharing and risk compensation mechanism in the Zhongguancun Demonstration Zone to support the accelerated development of science and technology enterprises.

"In the next step, the Municipal Science and Technology Commission and the Zhongguancun Management Committee will continue to improve the cost sharing and risk compensation support policies." Combined with the experience of areas where intellectual property pledge financing is active in China, the Joint Municipal Finance Bureau and the Beijing Banking and Insurance Regulatory Bureau systematically track and evaluate the implementation effect of existing support policies, optimize and improve support standards, and continuously expand the policy benefits while improving policy accuracy. In view of the difficulties in intellectual property pledge financing, further research and put forward greater policy suggestions, and timely include the new round of pilot policy reserves in Zhongguancun. Accelerate the opening up of the 'last mile' of the preferential enterprise policy. Zhu Jianhong said.

Third, protecting investors is at the heart of capital market regulation. "China's capital market has more than 190 million investor groups, and protecting the legitimate rights and interests of investors is an inherent requirement for the capital market to practice the original mission of people-centered." Yu Hui, deputy director of the Beijing Securities Regulatory Bureau, said frankly, "Investors' post facto rights protection and relief is the last line of defense to protect the interests of investors, and the model judgment and representative litigation system are the most important institutional innovation and security guards in this last line of defense." ”

According to Afterglow, in terms of model judgments, in recent years, the Beijing First Intermediate People's Court has used the "model judgment" to successfully conclude a series of cases such as "Sinovel Wind Power" and "Jingtianli", and has enabled relevant investors to obtain mediation compensation. In terms of the representative litigation system, on May 7, 2021, the Beijing Financial Court accepted a case in which Wang Jing and 11 other plaintiffs jointly sued the defendants LeTV Information Technology (Beijing) Co., Ltd., Jia Yueting and 21 other defendants for securities misrepresentation liability disputes, and issued an announcement on the registration of representatives' litigation rights on September 30. The Beijing Financial Court has registered more than 2,100 investors and completed the verification of investor identity by using the "dual-track and one-platform" financial justice mechanism for the people. "At present, the case is under further consideration," Afterglow said.

At the same time, Yu Hui also said that the Beijing Securities Regulatory Bureau will continue to work with the Municipal High Court, the Beijing Financial Court and other relevant departments to continue to promote the normalization of the model judgment and representative litigation system to better protect the interests of investors.

Beijing News shell financial reporter Huang Xinyu Editor Song Yuting Proofreader Lu Qian