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Recently, according to media reports, new energy vehicle exclusive insurance officially launched in the country, the release of new energy exclusive insurance products, insurance liability further enlarged, according to the new regulations, new energy vehicle exclusive insurance not only takes into account the risk of spontaneous combustion of the body, and the new energy vehicle body and three electric in the driving, parking, charging domestic problems, can enjoy commercial insurance compensation ~
The exclusive insurance coverage models of new energy vehicles include pure electric vehicle models, plug-in dynamic models and fuel cell models
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New energy exclusive models come out, it can be said that some people are happy and some people are worried, some of the new energy vehicle owners expressed their happiness for the first time, at least do not have to worry about the car problem as before, in the general environment, the time for spontaneous combustion of new energy vehicles occurs repeatedly, if there is this exclusive insurance, you can avoid this trouble ~
But there are also many car hosts with a wait-and-see attitude, after all, this type of insurance is not mature. Not necessarily ready to divide the responsibility, the most important thing is that some car owners have found that the premium of this insurance has risen a lot, in other words, after the reform of new energy exclusive car insurance, with the increase of rights and interests, the premiums to be paid by car owners have also increased dramatically!
Taking Tesla as an example, an entry-level Model 3, a model with a car damage insurance amount of 235,900 yuan, the price gap between the use of new energy exclusive models and ordinary commercial insurance is about 700, an increase of 11%, but a Model Y high-performance version of the model, the car damage insurance amount of 395,900 yuan, the insurance rose from the original 8,000 or so to 14,000 yuan, an increase of up to 70%~
For the new types of insurance, many netizens have complained that the fuel money saved by new energy vehicles is used to buy premiums, and even some netizens complain that the car is picked up a day later, the premium has risen by nearly 10,000 yuan, and the mood of the car is gone
For Tesla, this is very unfavorable news, new energy vehicle captive insurance directly led to a very surprising increase in the premium of Tesla models, which will affect consumers' desire to buy to a certain extent
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